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Gold Loan

NIC ASIA Gold Loan

NIC ASIA Bank introduces NIC ASIA Gold Loan, one of the easiest and fastest loan schemes of the banking industry. NIC ASIA Gold Loan offers hassle free credit facility with flexible repayment options to our valued customers. Major features of NIC ASIA Gold Loan are:

 

Loan Limit: Minimum NPR 30,000/- and Maximum NPR 50 million

 

Financing up to:

  • 70% against pledge of Gold Ornaments
  • 80% against pledge of Fine Gold Bar and Gold Coins

 

 Facility Type: Demand Loan and Overdraft

 

Interest Rate: As published by the bank, payable on quarterly basis (as per Nepali calendar)

           

Period: Maximum 1 (one) year (if required – to be renewed every year from the Date of maturity)

 

Partial Payment: Allowed


Eligibility

  • Nepali citizens: 21 years and above
  • Duly registered companies

 

Available at following branches:   

      Inside Valley

  1. New Road Khichapokhari Branch
  2. Kaushaltar Branch
  3. Bouddha Branch
  4. Balaju Branch
  5. Jawalakhel Branch
  6. New Baneshwor Branch

 

      Outside Valley

  1. Banepa Branch
  2. Dharan Main Branch
  3. Janakpur Branch
  4. Pokhara Branch
  5. Butwal Branch
  6. Dhangadhi Hospital Line
  7. Birtamode Branch
  8. Mahendranagar Branch
  9. Biratchowk Branch
  10. Gaighat Branch
  11. Bhairahawa Branch
  12. Biratnagar Branch

 

 

Fees and Charges: As per bank charges

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Last visited : 2017-02-27 nicasia.com : http://www.nicasiabank.com/retail/loans/auto-loan
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