Bank's Saving Accounts & Deposits

NIC Asia offers several bank accounts and deposit schemes with attractive interest rates and flexible options. Our bank account types are tailor-made and facilitate the needs of everyone. Open account of your choice, get competitive interest rates, and operate your deposits safely and smoothly.

Sarbashrestha Bachat Khata
Sarbashrestha Bachat Khata

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The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. You can open Sarbashrestha Bachat khata online.

  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha Sahaj Bachat Khata
Sarbashrestha Sahaj Bachat Khata

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You don’t have to have a minimum balance to get a complete financial solution.Sarbashrestha Sahaj Bachat Khata is designed exclusively for the general public of all income levels, age groups, and gender with no minimum balance requirement for opening an account

  • Minimum balance: Nil
  • Debit Card: Free for first year
  • Mobile Banking: Free for first year
  • Internet Banking: Free for First year
  • Accidental Insurance: Rs 10 Lakhs

Sarbashrestha Nari Bachat Khata
Sarbashrestha Nari Bachat Khata

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The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today.

Sarbashrestha Nari Bachat Khata is an interest bearing saving account scheme targeted to the female of all income levels.

  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha Babu Nani Bachat Khata
Sarbashrestha Babu Nani Bachat Khata

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Every parent want a better future for their child and to pursue a better future NIC ASIA bank feels the sense of responsibility to teach your child the value of money.

  • Minimum balance: Nil
  • Demat and Meroshare Charge : Free for the first year
  • Mobile Banking: Free for the first year
  • Internet Banking: Free for the first year

Sarbashrestha Jestha Nagarik Bachat Khata
Sarbashrestha Jestha Nagarik Bachat Khata

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Sarbashrestha Jestha Nagarik Bachat Khata is an interest bearing saving account scheme targeted to the senior citizen of 55 years and above.

  • Home Banking Facility of withdrawal/Deposit maximum 5 times per months for account holders.
  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha Sthaniya Bachat Khata
Sarbashrestha Sthaniya Bachat Khata

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Sarbashrestha (Sthaniya) Bachat Khata is exclusively for the local residents of local authorities having a sole banking relationship with NIC ASIA Bank.

  • Insurance benefits up to Rs 84 Lakhs are available to the account holder and three people nominated by the account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile Banking and Internet Banking for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha talab bachat  khata
Sarbashrestha Talab Bachat Khata

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To keep your employees happy by extending to them the benefits of modern, customized banking services.

  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Free cash withdrawals from any ATMs in NEPAL for five years.
  • Dedicated relationship management.
  • Flexi Fixed Facility
  • Pre- Approved loan Facility.

Sarbashrestha Muddati Khata
Sarbashrestha Muddati Khata

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“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual customers with attractive interest rates along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.

  • Tenure of Fixed Deposit is from 3 months to 10 years.
  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Demat and Meroshare Charge for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha Sthaniya Muddati Khata
Sarbashrestha Sthaniya Muddati Khata

“Sarbashrestha Sthaniya Muddati Khata” is a specific premium product targeted for local residents of local authorities having a sole banking relationship with NIC ASIA Bank. With the attractive interest rates along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.

  • Tenure of Fixed Deposit is from 3 months to 10 years.
  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Demat and Meroshare Charge for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Sarbashrestha Mashik Nichhep Khata
Sarbashrestha Mashik Nichhep Khata

Sarbashrestha Mashik Nichhep Khata is a combination of fixed deposit and saving products for those individual customers who prefer to save money periodically from their monthly savings for a defined period of time.

 

  • Interest rate is 11.03% p.a.
  • Eligible amount for Monthly Installment is Minimum Rs 500 or in multiple of Rs. 500 per month (on the basis of instruction of customer).
  • Tenure period is from 3 months to 10 years.
  • Loan overdraft up to 90% of total amount.
  • Daily interest calculation.
  • Pre mature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.
  • Quarterly Interest Capitalization(Interest shall be credited to respective Nominee Account).

Sarbashrestha Remittance Masik Nichhep Khata
Sarbashrestha Remittance Masik Nichhep Khata

Sarbashrestha Remittance Mashik Nichhep Khata is a combination of fixed deposit and saving products for those individual customers who prefer to save money periodically from their monthly savings for a defined period of time.

  • 1% above the normal Mahik Nischep FD rate
  • The eligible amount for Monthly Installment is a Minimum Rs 500 or multiple Rs. 500 per month (on the basis of an instruction of customer).
  • The tenure period is from 3 months to 10 years.
  • Loan overdraft up to 90% of the total amount.
  • Daily interest calculation.
  • Premature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.
  • Quarterly Interest Capitalization(Interest shall be credited to respective Nominee Account).

Sarbashrestha Bidhyarti Bachat Khata
Sarbashrestha Bidhyarthi Bachat Khata

We provide financial service along with developing habits of saving for students who are the future of our nation.

  • Minimum balance: Nil
  • Demat and Meroshare Charge: Free for first year
  • Mobile Banking and Debit Card : Free for first year
  • Internet Banking: Free for First year

Sarbashrestha Remittance Bachat Khata
Sarbashrestha Remittance Bachat khata

Apply Now

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. You can open Sarbashrestha Remittance Bachat khata online.

  • Insurance benefits up to Rs 84 Lakhs available to account holder and three person nominated by account holder.
  • Insurance benefits for five years period.
  • Free Debit Card, Mobile banking and Internet Banking for five years.
  • Free Credit Card Issuance/Annual Fee for five years.
  • Pre- Approved loan facility.
  • Free Cheque processing, RTGS, CIPS/IPS and Fund Transfer for five years.
  • Free cash withdrawals from any ATMs in Nepal for five years.
  • Free locker rental and waiver of 100% locker margin for five years.
  • Dedicated relationship management.

Helpdesk - NIC Asia Bank

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