Bank Accounts & Deposits

NIC Asia offers several bank accounts and deposit schemes with attractive interest rates and flexible options. Our bank account types are tailor-made and facilitate the needs of everyone. Open account of your choice, get competitive interest rates, and operate your deposits safely and smoothly.

Bank Accounts - NIC Asia Bank
New Premium Super Chamatkarik Bachat Khata

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today.

  • Medical Insurance coverage of Rs. 1 Lakh for the Account holder
  • Accidental Insurance coverage of  Rs. 10 lakh for the Account holder.
  • Critical illness coverage of  Rs. 10 lakh for the Account holder.

Bank Account for Elderly
New Premium Super Chamatkarik Jestha Nagarik Bachat Khata

Make your days of retirement safe and convenient by opening “New Premium Super Chamatkarik Jestha Nagarik Bachat Khata” at NIC ASIA Bank.

  • Medical Insurance Coverage of Rs. 1 Lakh for the Account holder (Maximum age criteria 65 years)
  • Accidental insurance coverage of  Rs. 10 lakh for the Account holder 
  • Critical illness coverage of  Rs. 10 lakh for the Account holder ( Maximum age 60 years of age)

Nari Bachat Khata
New Premium Super Chamatkarik Nari Bachat Khata

Every woman deserves financial freedom. NIC ASIA Bank brings special saving account for the financial independence of women with its 'New Premium Super Chamatkarik Nari Bachat Khata'.

  • Medical Insurance coverage of Rs. 1 Lakh for the Account holder (Maximum criteria to eligible for an insurance claim is 65 years)
  • Accidental Insurance coverage of  Rs. 10 lakh for the Account holder
  • Critical illness coverage of  Rs. 10 lakh for the Account holder (Maximum criteria to eligible for an insurance claim is 60 years)

Kids Savings Account
New Premium Super Chamatkarik Babu Nani Bachat Khata

Every parent want better future for their child and to pursue a better future NIC ASIA bank feels the sense of responsibility to teach your child the value of money.

  • Issuance of Cheque Book and Account Statement free on demand,
  • Monthly fee transfer facility among listed schools.

Baideshik Rojgar Bachat Khata
New Premium Super Chamatkarik Baideshik Rojgar Bachat Khata

We are determined to provide you service even though you are far from your home country.

  • Demat Account opening facility/International Visa Card.
  • Debit Card/Internet Banking/Mobile Banking/Viber Banking
  • Online Fixed Deposit Opening facility is Available

New Premium Super Chamatkarik Fixed Deposit

“New Premium Super Chamatkarik Fixed Deposit” is a specific premium product targeted for individual and institutional customers with attractive interest rate along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.

7.25% Interest Rate

  • Tenure of Fixed Deposti is for 3months to 1 year.

Salary Savings Account
New Premium Super Chamatkarik Talab Bachat Khata

To keep your employees happy by extending to them the benefits of modern, customized banking services.

  • Medical Insurance Coverage of Rs. 1 Lakh for the Account holder.
  • Accidental illiness Coverage of   Rs. 10 lakh for the Account holder.
  • Critical illiness Coverage of  Rs. 5 lakh for the Account holder.

Student Savings Account
New Premium Super Chamatkarik Bidhyarthi Bachat Khata

We provide financial service along with developing habits of saving for students who are the future of our nation.

  • Education Loan Facility is Available.
  • Visa Card/Internet Banking/Mobile Banking/ABBS.
  • Cheque book and A/C Statement is Free on demand

Swarojgar Bachat Khata
New Premium Super Chamatkarik Swarojgar Bachat Khata

You are an entrepreneur determined for uplifting your lifestyle. “New Premium Super Chamatkarik Swarojgar Bachat Khata” is an interest to provide complete financial and life style solutions for the self-employed.

  • Discount in Loan Administrative Fee
  • C-ASBA Registration/ Mero Share Facility Available

New Premium Super Chamatkarik Masik Nichhep Khata

"New Premium Super Chamatkarik Masik Nichhep Khata" is a combination of fixed deposit and saving products for those individual customers who prefer to save money periodically from their monthly savings for a defined period of time.

  • Loan Overdraft Up to 90% of the total amount.
  • Inerest Rate upto 8.50% per annum.

New Premium Super Chamatkarik Sahaj Bachat Khata

You don’t have to have a minimum balance to get a complete financial solution.

  • Debit Card/Internet Banking/Mobile Banking, as per STC
  • Missed Call Banking Facility Available.

Helpdesk - NIC Asia Bank

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