नेपाली 
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Bank Accounts & Deposits
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NIC Asia offers several bank accounts and deposit schemes with attractive interest rates and flexible options. Our bank account types are tailor-made and facilitate the needs of everyone. Open account of your choice, get competitive interest rates, and operate your deposits safely and smoothly.
Sarbashrestha Bachat Khata
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. You can open Sarbashrestha Bachat khata online.
- Insurance Benefit up to 21 Lakhs.
- Competitive Interest Rate in Industry.
- Discount on Portfolio Management Service Fee.
- Locker Rental is 100% free.
- Interest calculation daily.
Sarbashrestha Nari Bachat Khata
The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today.
Sarbashrestha Nari Bachat Khata is an interest bearing saving account scheme targeted to the general public of all income levels of any gender and any age group.
- Insurance Benefit up to 21 Lakhs
- Competitive Interest Rate in Industry
- Discount on Portfolio Management Service Fee
- Pre-Approved Loan facility up to 10 times of 3 month's average balance.
- Free ATM Cash withdrawal/balance Inquiry.
- Unlimited free on Cheque Processing/RTGS/IPS/CIPS
Sarbashrestha Jestha Nagarik Bachat Khata
Sarbashrestha Jestha Nagarik Bachat Khata is an interest bearing saving account scheme targeted to the senior citizen of 55 years and above.
- Insurance Benefit up to 21 Lakhs
- Competitive Interest Rate in Industry
- Discount on Portfolio Management Service Fee
- Pre-Approved Loan facility up to 10 times of 3 month's average balance.
- Free ATM Cash withdrawal/balance Inquiry.
- Unlimited free on Cheque Processing/RTGS/IPS/CIPS
Sarbashrestha Talab Bachat Khata
To keep your employees happy by extending to them the benefits of modern, customized banking services.
- Insurance Benefit up to 21 Lakhs
- Competitive Interest Rate in Industry
- Discount on Portfolio Management Service Fee
- 50% discount on Portfolio Management Services and 100% discount in Demat and Mero share for one year
- Free ATM Cash withdrawal/balance Inquiry.
- Unlimited free on Cheque Processing/RTGS/IPS/CIPS
Sarbashrestha Muddati Khata
“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual and institutional customers with attractive interest rates along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.
- Tenure of Fixed Deposit is for 3months to 10 year.
- Interest rate up to 10.05%
Sarbashrestha Mashik Nichhep Khata
Sarbashrestha Mashik Nichhep Khata is a combination of fixed deposit and saving products for those individual customers who prefer to save money periodically from their monthly savings for a defined period of time.
Sarbashrestha Swarojgar Bachat Khata
You are an entrepreneur determined for uplifting your lifestyle. “Sarbashrestha Swarojgar Bachat Khata” is an interest to provide complete financial and life style solutions for the self-employed.
Minimum balance: Nil
- Debit Card: Free for first year
- Mobile Banking: Free for first year
- Internet Banking: Free for First year
Sarbashrestha Babu Nani Bachat Khata
Every parent want a better future for their child and to pursue a better future NIC ASIA bank feels the sense of responsibility to teach your child the value of money.
- Minimum balance: Nil
- Debit Card: Free for the first year
- Mobile Banking: Free for the first year
- Internet Banking: Free for the first year
Sarbashrestha Bidhyarthi Bachat Khata
We provide financial service along with developing habits of saving for students who are the future of our nation.
Sarbashrestha Sahaj Bachat Khata
You don’t have to have a minimum balance to get a complete financial solution.Sarbashrestha Sahaj Bachat Khata is designed exclusively for the general public of all income levels, age groups, and gender with no minimum balance requirement for opening an account
- Minimum balance: Nil
- Debit Card: Free for first year
- Mobile Banking: Free for first year
- Internet Banking: Free for First year
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२४ सर्वश्रेष्ठ सुविधाका साथ एन आई सी एशिया बैंक प्रस्तुत गर्दछ, सर्वश्रेष्ठ बचत तथा मुद्दती खाता ।
अब एउटै खातामा प्राप्त गर्नुहोस्, २१ लाख रूपैयाँसम्मको ३ बीमा सम्बन्धी फाइदाहरू, ३ कर्जा सम्बन्धी फाइदाहरू र १८ अन्य सर्वश्रेष्ठ फाइदाहरू ।
