New Premium Super Chamatkarik Bachat Khata
New Premium Super Chamatkarik Bachat Khata

The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at NIC ASIA Bank and transform the way you manage your money. 
New Premium Super Chamatkarik Bachat Khata accommodates exclusive benefits and competitive rates to help you to grow your fund. 
Save with us to secure your family’s future and earn interest while accessing your money 24x7 through our widespread branch, ATM network, and digital banking channels.

Eligibility : General public of all age, income level, and any gender.

Features
Minimum Balance (In Rs.) 50,000.
Interest Rate 3.5%
INSURANCE  
Accidental Insurance Rs. 10 lakhs.
Critical Illness Rs. 10 lakhs.
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000).
DIGITAL CHANNELS  
Debit Card   100% Free for the first year.
Credit Card  100% Free for the first year.
Internet Banking   100% Free for the first year.
Mobile Banking   100% Free for the first year.
Online Account Opening Facility Available.
Online Fixed Deposit Opening Facility Available.
E-commerce activation  Free
Viber Banking Free
Missed Call Banking Free
IVR Service Free
LOAN  
Discount on Loan Processing Fee (Personal Loans) Flat 25 basis point.
Discount on Interest Rate (Personal loans) Special Discount.
FREEBIES  
ABBS Free
Locker Margin (Subject to Availability) 100% waiver.
Locker Annual Rent (Subject to Availability) 100% discount for the first year.
DEMAT Account Free for the first year.
ATM Withdrawal Charges/Balance Inquiry Free from  All ATMs in Nepal (On us and Off Us).
FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) 15 Paisa
Balance Certificate issuance fee 100% Waiver (One time Only in each fiscal year).
Good for Payment 100% Waiver (One time Only in each fiscal year).
International Dollar Card 100% Waiver (One time Only in each fiscal year).
Scheme transfer charge  Free
मासिक निक्षेप खाता opening facility Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account.
Sweep In Sweep Out Facility (3 months term deposit) Interest rate 8.25% p.a. (additional 0.5% to be provided by branch manager) 

Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Documents Required

 

Particular Nepalese Citizen Non Resident Nepalese (NRN)
1 PP Size Photo

Copy of Citizenship

Birth certificate in case of minor

Valid passport & Visa

NRN Card

Minimum Balance (In Rs.) 25,000.
Interest Rate 3.5%
INSURANCE  
Accidental Insurance NA
Critical Illness NA
Medical Insurance NA
DIGITAL CHANNELS  
Debit Card   100% Free for the first year.
Credit Card  As per STC.
Internet Banking   100% Free for the first year.
Mobile Banking   100% Free for the first year.
Online Account Opening Facility Available.
Online Fixed Deposit Opening Facility Available.
E-commerce activation  Free
Viber Banking Free
Missed Call Banking Free
IVR Service Free
LOAN  
Discount on Loan Processing Fee (Personal Loans) As per  STC.
Discount on Interest Rate (Personal loans) NA
FREEBIES  
ABBS Free
Locker Margin (Subject to Availability) As per STC.
Locker Annual Rent (Subject to Availability) As per STC.
DEMAT Account As per STC.
ATM Withdrawal Charges/Balance Inquiry Free from  All ATMs in Nepal (On us and Off Us).
FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) As per STC.
Balance Certificate issuance fee Nill
Good for Payment Nill
International Dollar Card As per STC.
Scheme transfer charge  As Per STC.
मासिक निक्षेप खाता opening facility Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account.
Sweep In Sweep Out Facility (3 months term deposit) NA

Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Documents Required

 

Particular Nepalese Citizen Non Resident Nepalese (NRN)
1 PP Size Photo

Copy of Citizenship

Birth certificate in case of minor

Valid passport & Visa

NRN Card

Minimum Balance (In Rs.) 1,000.
Interest Rate 3.5%
INSURANCE  
Accidental Insurance NA
Critical Illness NA
Medical Insurance NA
DIGITAL CHANNELS  
Debit Card   100% Free for the first year.
Credit Card  As per STC
Internet Banking   100% Free for the first year.
Mobile Banking   100% Free for the  first year.
Online Account Opening Facility Available.
Online Fixed Deposit Opening Facility Available.
E-commerce activation  Free
Viber Banking Free
Missed Call Banking Free
IVR Service Free
LOAN  
Discount on Loan Processing Fee (Personal Loans) As per  STC.
Discount on Interest Rate (Personal loans) NA
FREEBIES  
ABBS Free
Locker Margin (Subject to Availability) As per STC.
Locker Annual Rent (Subject to Availability) As per STC.
DEMAT Account As per STC.
ATM Withdrawal Charges/Balance Inquiry Free from  All ATMs in Nepal (On us and Off Us).
FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) As per STC.
Balance Certificate issuance fee Nill
Good for Payment Nill
International Dollar Card As per STC.
Scheme transfer charge  As Per STC.
मासिक निक्षेप खाता opening facility Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account.
Sweep In Sweep Out Facility (3 months term deposit) NA

Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Documents Required

 

Particular Nepalese Citizen Non Resident Nepalese (NRN)
1 PP Size Photo

Copy of Citizenship

Birth certificate in case of minor

Valid passport & Visa

NRN Card

Helpdesk - NIC Asia Bank

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