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New Premium Super Chamatkarik Bachat Khata
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The future is uncertain and you need to prepare for rainy days. Therefore, saving has become a necessity today. Save your hard-earned money at NIC ASIA Bank and transform the way you manage your money.
New Premium Super Chamatkarik Bachat Khata accommodates exclusive benefits and competitive rates to help you to grow your fund.
Save with us to secure your family’s future and earn interest while accessing your money 24x7 through our widespread branch, ATM network, and digital banking channels.
Eligibility : General public of all age, income level, and any gender.
Features
| Minimum Balance (In Rs.) | 50,000. |
| Interest Rate | 3.5% |
| INSURANCE | |
| Accidental Insurance | Rs. 10 lakhs. (No age Criteria) |
| Critical Illness | Rs. 10 lakhs. (Eligible maximum age 60 years) |
| Medical Insurance |
Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000). Eligible Maximum age of 65 years |
| DIGITAL CHANNELS | |
| Debit Card | 100% Free for the first year. |
| Credit Card | 100% Free for the first year. |
| Internet Banking | 100% Free for the first year. |
| Mobile Banking | 100% Free for the first year. |
| Online Account Opening Facility | Available. |
| Online Fixed Deposit Opening Facility | Available. |
| E-commerce activation | Free |
| Viber Banking | Free |
| Missed Call Banking | Free |
| IVR Service | Free |
| LOAN | |
| Discount on Loan Processing Fee (Personal Loans) | Flat 25 basis point. |
| Discount on Interest Rate (Personal loans) | Special Discount. |
| FREEBIES | |
| ABBS | Free |
| Locker Margin (Subject to Availability) | 100% waiver. |
| Locker Annual Rent (Subject to Availability) | 100% discount for the first year. |
| DEMAT Account | Free for the first year. |
| ATM Withdrawal Charges/Balance Inquiry | Free from All ATMs in Nepal (On us and Off Us). |
| FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) | 15 Paisa |
| Balance Certificate issuance fee | 100% Waiver (One time Only in each fiscal year). |
| Good for Payment | 100% Waiver (One time Only in each fiscal year). |
| International Dollar Card | 100% Waiver (One time Only in each fiscal year). |
| Scheme transfer charge | Free |
| मासिक निक्षेप खाता opening facility | Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account. |
| Sweep In Sweep Out Facility (3 months term deposit) | Available Prematurity Charges 2% |
Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Documents Required
| Particular | Nepalese Citizen | Non Resident Nepalese (NRN) |
|---|---|---|
| 1 PP Size Photo |
✔ |
✔ |
| Copy of Citizenship |
✔ |
✔ |
| Birth certificate in case of minor |
✔ |
✔ |
| Valid passport & Visa |
✖ |
✔ |
| NRN Card |
✖ |
✔ |
| Minimum Balance (In Rs.) | 25,000. |
| Interest Rate | 3.5% |
| INSURANCE | |
| Accidental Insurance | NA |
| Critical Illness | NA |
| Medical Insurance | NA |
| DIGITAL CHANNELS | |
| Debit Card | 100% Free for the first year. |
| Credit Card | As per STC. |
| Internet Banking | 100% Free for the first year. |
| Mobile Banking | 100% Free for the first year. |
| Online Account Opening Facility | Available. |
| Online Fixed Deposit Opening Facility | Available. |
| E-commerce activation | Free |
| Viber Banking | Free |
| Missed Call Banking | Free |
| IVR Service | Free |
| LOAN | |
| Discount on Loan Processing Fee (Personal Loans) | As per STC. |
| Discount on Interest Rate (Personal loans) | NA |
| FREEBIES | |
| ABBS | Free |
| Locker Margin (Subject to Availability) | As per STC. |
| Locker Annual Rent (Subject to Availability) | As per STC. |
| DEMAT Account | As per STC. |
| ATM Withdrawal Charges/Balance Inquiry | Free from All ATMs in Nepal (On us and Off Us). |
| FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) | As per STC. |
| Balance Certificate issuance fee | Nil |
| Good for Payment | Nil |
| International Dollar Card | As per STC. |
| Scheme transfer charge | As Per STC. |
| मासिक निक्षेप खाता opening facility | Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account. |
| Sweep In Sweep Out Facility (3 months term deposit) | NA |
Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Documents Required
| Particular | Nepalese Citizen | Non Resident Nepalese (NRN) |
|---|---|---|
| 1 PP Size Photo |
✔ |
✔ |
| Copy of Citizenship |
✔ |
✔ |
| Birth certificate in case of minor |
✔ |
✔ |
| Valid passport & Visa |
✖ |
✔ |
| NRN Card |
✖ |
✔ |
| Minimum Balance (In Rs.) | 1,000. |
| Interest Rate | 3.5% |
| INSURANCE | |
| Accidental Insurance | NA |
| Critical Illness | NA |
| Medical Insurance | NA |
| DIGITAL CHANNELS | |
| Debit Card | 100% Free for the first year. |
| Credit Card | As per STC |
| Internet Banking | 100% Free for the first year. |
| Mobile Banking | 100% Free for the first year. |
| Online Account Opening Facility | Available. |
| Online Fixed Deposit Opening Facility | Available. |
| E-commerce activation | Free |
| Viber Banking | Free |
| Missed Call Banking | Free |
| IVR Service | Free |
| LOAN | |
| Discount on Loan Processing Fee (Personal Loans) | As per STC. |
| Discount on Interest Rate (Personal loans) | NA |
| FREEBIES | |
| ABBS | Free |
| Locker Margin (Subject to Availability) | As per STC. |
| Locker Annual Rent (Subject to Availability) | As per STC. |
| DEMAT Account | As per STC. |
| ATM Withdrawal Charges/Balance Inquiry | Free from All ATMs in Nepal (On us and Off Us). |
| FCY Premium Rebate (limited to USD, GBP, EUR, CAD, and AUD only) | As per STC. |
| Balance Certificate issuance fee | Nil |
| Good for Payment | Nil |
| International Dollar Card | As per STC. |
| Scheme transfer charge | As Per STC. |
| मासिक निक्षेप खाता opening facility | Customer can instruct to open मासिक निक्षेप खाता as per their wish with this account. |
| Sweep In Sweep Out Facility (3 months term deposit) | NA |
Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Documents Required
| Particular | Nepalese Citizen | Non Resident Nepalese (NRN) |
|---|---|---|
| 1 PP Size Photo |
✔ |
✔ |
| Copy of Citizenship |
✔ |
✔ |
| Birth certificate in case of minor |
✔ |
✔ |
| Valid passport & Visa |
✖ |
✔ |
| NRN Card |
✖ |
✔ |
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