New Premium Super Chamatkarik Bachat Khata
New Premium Super Chamatkarik Bachat Khata

 

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“Sarbashrestha Bachat Khata” is an interest bearing saving account scheme targeted to the general public of all income levels of any gender and any age group.

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Product Variants and Customer Segment

Particulars  The Pride of NIC ASIA
Customer Segment Privileged

Interest Rate and Minimum Balance

Particulars The Pride of NIC ASIA
Minimum Balance (In Rs) 50,000
Interest Rate 7.05% p.a

Insurance Benefits

Particulars The Pride of NIC ASIA
Accidental Insurance N/A
Critical Illness N/A
Medical Insurance N/A

Wealth Maximization

Particulars The Pride of NIC ASIA
DEMAT Account 50% Discount for First Year
Mero Share Charge 50% Discount for First Year
Portfolio Management Service Fee 50% Discount for First Year
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate(%) -
Prematurity Charge(%) -

Loan Related Benefits

Particulars The Pride of NIC ASIA
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 2
Loan Processing Fee (%) 0.75

Digital and Transaction Banking

Particulars The Pride of NIC ASIA
Debit Card Type Gold
Debit Card Free for First Years
Mobile Banking Free for First Years
Internet Banking Free for First Years
Credit Card Limit (In Rs) 250,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card As per STC
Pre-Paid Diller Card As per STC
E-Commerce Activation Free
Free Cheque Processing (Per Months) 1 time in a Month
Free RTGS(Per Month)
Free IPS/CIPS(Per Month)
Locker Rentals 50% Locker Fee (For First Month)
Locker Margin As per STC
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 15 Paisa
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquery (Domestic Bank) Free

Previlege Banking

Particulars The Pride of NIC ASIA
Guaranteed Service Delivery (In Mins) Standard
Compensation for waiting time beyond TAT (In Rs) 5
Dedicated Relationship Management No

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

Want to see how much benefit you can earn? Click here!

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA
Customer Segment Priority

Interest Rate and Minimum Balance

Particulars The Partner of NIC ASIA
Minimum Balance (In Rs) 25,000
Interest Rate 7.05% p.a

Insurance Benefits

Particulars The Partner of NIC ASIA
Accidental Insurance N/A
Critical Illness N/A
Medical Insurance N/A

Wealth Maximization

Particulars The Partner of NIC ASIA
DEMAT Account Nil
Mero Share Charge Nil
Portfolio Management Service Fee Nil
C-ASBA N/A
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate(%) -
Prematurity Charge(%) -

Loan Related Benefits

Particulars The Partner of NIC ASIA
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 3
Loan Processing Fee (%) 0.75

Digital and Transaction Banking

Particulars The Partner of NIC ASIA
Debit Card Type Normal
Debit Card Free for First Years
Mobile Banking Free for First Years
Internet Banking Free for First Years
Credit Card Limit (In Rs) 100,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card As per STC
Pre-Paid Diller Card As per STC
E-Commerce Activation Free
Free Cheque Processing (Per Months) As Per STC
Free RTGS(Per Month)
Free IPS/CIPS(Per Month)
Locker Rentals As per STC
Locker Margin As per STC
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) N/A
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquery (Domestic Bank) Free

Previlege Banking

Particulars The Partner of NIC ASIA
Guaranteed Service Delivery (In Mins) Standard
Compensation for waiting time beyond TAT (In Rs) 5
Dedicated Relationship Management No

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

Want to see how much benefit you can earn? Click here!

Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 100,000
Interest Rate 7.05% p.a

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for First Year
Mero Share Charge Free for First Year
Portfolio Management Service Fee 50% Discount for First Year
Flexi Fixed Facility  Available (In excess of Rs 200K )
Flexi Fixed Interest Rate(%) 10.05%
Prematurity Charge(%) Difference between Fixed Deposit and Saving Interest Rate

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Type Platinum
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) 500,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card Free
Pre-Paid Diller Card Free
E-Commerce Activation Free
Free Cheque Processing (Per Month) Unlimited free
Free RTGS(Per Month)
Free IPS/CIPS(Per Month)
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquiry (Domestic Bank) Free

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

NIC Asia Bank
Helpdesk - NIC Asia Bank

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