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Sarbashrestha Bachat Khata is an interest bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.
Documents required:
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Note:
*Terms and Conditions apply
Particulars | The NIC ASIA Goodwill Ambassador |
Customer Segment | Exclusive |
Particulars | The NIC ASIA Goodwill Ambassador |
Minimum Balance (In Rs) | 100,000 |
Interest Rate | Click here |
Particulars | The NIC ASIA Goodwill Ambassador |
Accidental Insurance | Rs. 40 Lakhs (NPR 10 Lakhs to each account) |
Critical Illness | Rs 40 Lakhs (NPR 10 Lakhs to each account) |
Medical Insurance |
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) (NPR 1 Lakhs to each account) |
Tenure of Insurance Facility | 5 years |
Insurance Coverage for | Account holder and Additional three persons as designated by account holder. Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata" |
Particulars | The NIC ASIA Goodwill Ambassador |
DEMAT Account | Free for Five Years |
Mero Share Charge | Free for Five Years |
Portfolio Management Service Fee | 50% Discount for Five Years |
Flexi Fixed Facility | Available (In excess of Rs 200K ) |
Flexi Fixed Interest Rate(%) | As per published interest rate |
Prematurity Charge(%) | Difference between Fixed Deposit and Saving Interest Rate |
Particulars | The NIC ASIA Goodwill Ambassador |
Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
Premium Over Base Rate on above loan limit(%) | 1 |
Loan Processing Fee (%) | 0.25 |
Particulars | The NIC ASIA Goodwill Ambassador |
Debit Card Type | Platinum |
Debit Card | Free for Five Years |
Mobile Banking | Free for Five Years |
Internet Banking | Free for Five Years |
Credit Card Limit (In Rs) | up to 500,000 |
Credit Card Joining and issuance Fee | Free |
Credit Card Annual Fee | Free for Five Years |
Pre-Paid Doller Card | Free for Five Years |
E-Commerce Activation and Annual Charge | Free for Five Years |
Cheque Processing | Free for Five years |
RTGS | |
IPS/CIPS | |
Locker Rentals | 100% Locker Fee Free for Five Years |
Locker Margin | 100% Waiver for Five Years |
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
ATM Balance Inquiry (Domestic Bank) | Free for Five years |
Particulars | The NIC ASIA Goodwill Ambassador |
Guaranteed Service Delivery (In Mins) | 50%of Standard |
Compensation for waiting time beyond TAT (In Rs) | 10 |
Dedicated Relationship Management | Available |
Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
*Terms and Conditions apply