Sarbashrestha Bachat Khata
Sarbashrestha Bachat Khata

 

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Sarbashrestha Bachat Khata is an interest bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.

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Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 100,000
Interest Rate 8.03% p.a

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 40 Lakhs
Critical Illness Rs 40 Lakhs
Medical Insurance Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility 5 years
Insurance Coverage for Account holder and Additional three persons as designated by the account holder

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility  Available (In excess of Rs 200K )
Flexi Fixed Interest Rate(%) As per published interest rate
Prematurity Charge(%) Difference between Fixed Deposit and Saving Interest Rate

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Type Platinum
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) up to 500,000
Credit Card Joining and issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Diller Card Free for Five years
E-Commerce Activation Free
Free Cheque Processing  Free for Five years
Free RTGS
Free IPS/CIPS
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five years
ATM Balance Inquiry (Domestic Bank) Free for Five years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

Product Variants and Customer Segment

Particulars  Price of NIC ASIA 
Customer Segment Privilleged

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 50,000
Interest Rate 8.03% p.a

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 20 Lakhs
Critical Illness Rs 20 Lakhs
Medical Insurance Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility 5 years
Insurance Coverage for Account holder and Additional one person as designated by the account holder

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate(%) N/A
Prematurity Charge(%) N/A

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Type Platinum
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) up to 500,000
Credit Card Joining and issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Diller Card Free for Five years
E-Commerce Activation Free
Free Cheque Processing  Free for Five years
Free RTGS
Free IPS/CIPS
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five years
ATM Balance Inquiry (Domestic Bank) Free for Five years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA
Customer Segment Priority

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 25,000
Interest Rate 8.03% p.a

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility 5 years
Insurance Coverage for Account holder only

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility  N/A
Flexi Fixed Interest Rate(%) N/A
Prematurity Charge(%) N/A

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Type Platinum
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) up to 500,000
Credit Card Joining and issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Diller Card Free for Five years
E-Commerce Activation Free
Free Cheque Processing  Free for Five years
Free RTGS
Free IPS/CIPS
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five years
ATM Balance Inquiry (Domestic Bank) Free for Five years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

  • In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

NIC Asia Bank
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