नेपाली 
Branch 
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Sarbashrestha Bachat Khata
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“Sarbashrestha Bachat Khata” is an interest bearing saving account scheme targeted to the general public of all income levels of any gender and any age group.
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Features
Product Variants and Customer Segment
| Particulars | The Pride of NIC ASIA |
| Customer Segment | Privileged |
Interest Rate and Minimum Balance
| Particulars | The Pride of NIC ASIA |
| Minimum Balance (In Rs) | 50,000 |
| Interest Rate | 7.05% p.a |
Insurance Benefits
| Particulars | The Pride of NIC ASIA |
| Accidental Insurance | N/A |
| Critical Illness | N/A |
| Medical Insurance | N/A |
Wealth Maximization
| Particulars | The Pride of NIC ASIA |
| DEMAT Account | 50% Discount for First Year |
| Mero Share Charge | 50% Discount for First Year |
| Portfolio Management Service Fee | 50% Discount for First Year |
| Flexi Fixed Facility | N/A |
| Flexi Fixed Interest Rate(%) | - |
| Prematurity Charge(%) | - |
Loan Related Benefits
| Particulars | The Pride of NIC ASIA |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 2 |
| Loan Processing Fee (%) | 0.75 |
Digital and Transaction Banking
| Particulars | The Pride of NIC ASIA |
| Debit Card Type | Gold |
| Debit Card | Free for First Years |
| Mobile Banking | Free for First Years |
| Internet Banking | Free for First Years |
| Credit Card Limit (In Rs) | 250,000 |
| Credit Card Joining Fee | Free |
| Credit Card Issuance Fee | Free |
| Supplementary Credit Card | As per STC |
| Pre-Paid Diller Card | As per STC |
| E-Commerce Activation | Free |
| Free Cheque Processing (Per Months) | 1 time in a Month |
| Free RTGS(Per Month) | |
| Free IPS/CIPS(Per Month) | |
| Locker Rentals | 50% Locker Fee (For First Month) |
| Locker Margin | As per STC |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 15 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free |
| ATM Balance Inquery (Domestic Bank) | Free |
Previlege Banking
| Particulars | The Pride of NIC ASIA |
| Guaranteed Service Delivery (In Mins) | Standard |
| Compensation for waiting time beyond TAT (In Rs) | 5 |
| Dedicated Relationship Management | No |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
Product Variants and Customer Segment
| Particulars | The Partner of NIC ASIA |
| Customer Segment | Priority |
Interest Rate and Minimum Balance
| Particulars | The Partner of NIC ASIA |
| Minimum Balance (In Rs) | 25,000 |
| Interest Rate | 7.05% p.a |
Insurance Benefits
| Particulars | The Partner of NIC ASIA |
| Accidental Insurance | N/A |
| Critical Illness | N/A |
| Medical Insurance | N/A |
Wealth Maximization
| Particulars | The Partner of NIC ASIA |
| DEMAT Account | Nil |
| Mero Share Charge | Nil |
| Portfolio Management Service Fee | Nil |
| C-ASBA | N/A |
| Flexi Fixed Facility | N/A |
| Flexi Fixed Interest Rate(%) | - |
| Prematurity Charge(%) | - |
Loan Related Benefits
| Particulars | The Partner of NIC ASIA |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 3 |
| Loan Processing Fee (%) | 0.75 |
Digital and Transaction Banking
| Particulars | The Partner of NIC ASIA |
| Debit Card Type | Normal |
| Debit Card | Free for First Years |
| Mobile Banking | Free for First Years |
| Internet Banking | Free for First Years |
| Credit Card Limit (In Rs) | 100,000 |
| Credit Card Joining Fee | Free |
| Credit Card Issuance Fee | Free |
| Supplementary Credit Card | As per STC |
| Pre-Paid Diller Card | As per STC |
| E-Commerce Activation | Free |
| Free Cheque Processing (Per Months) | As Per STC |
| Free RTGS(Per Month) | |
| Free IPS/CIPS(Per Month) | |
| Locker Rentals | As per STC |
| Locker Margin | As per STC |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | N/A |
| ATM Cash Withdrawal (Domestic Bank) | Free |
| ATM Balance Inquery (Domestic Bank) | Free |
Previlege Banking
| Particulars | The Partner of NIC ASIA |
| Guaranteed Service Delivery (In Mins) | Standard |
| Compensation for waiting time beyond TAT (In Rs) | 5 |
| Dedicated Relationship Management | No |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
Product Variants and Customer Segment
| Particulars | The NIC ASIA Goodwill Ambassador |
| Customer Segment | Exclusive |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | 100,000 |
| Interest Rate | 7.05% p.a |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 10 Lakhs |
| Critical Illness | Rs 10 Lakhs |
| Medical Insurance | Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000) |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for First Year |
| Mero Share Charge | Free for First Year |
| Portfolio Management Service Fee | 50% Discount for First Year |
| Flexi Fixed Facility | Available (In excess of Rs 200K ) |
| Flexi Fixed Interest Rate(%) | 10.05% |
| Prematurity Charge(%) | Difference between Fixed Deposit and Saving Interest Rate |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | 500,000 |
| Credit Card Joining Fee | Free |
| Credit Card Issuance Fee | Free |
| Supplementary Credit Card | Free |
| Pre-Paid Diller Card | Free |
| E-Commerce Activation | Free |
| Free Cheque Processing (Per Month) | Unlimited free |
| Free RTGS(Per Month) | |
| Free IPS/CIPS(Per Month) | |
| Locker Rentals | 100% Locker Fee |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free |
| ATM Balance Inquiry (Domestic Bank) | Free |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
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असीमित सुरक्षा, उच्च प्रतिफल र अतुलनीय सहजताका साथ एन आई सी एशिया बैंकले ल्याएको छ, न्यू प्रिमियम सुपर चमत्कारिक बचत खाता । जसमा छन्, अनुपम सुविधाले भरिपूर्ण निक्षेप योजनाहरू
