नेपाली 
Branch 
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Sarbashrestha Bachat Khata
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Sarbashrestha Bachat Khata is an interest bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.
Documents required:
- PP size photo
- Orginal Citizenship/ Voter ID / Driving License
- In case Non Resident Nepalese (NRN), NRN card
Want to see how much benefit you can earn? Click here!
Note:
*Terms and Conditions apply
Features
Product Variants and Customer Segment
| Particulars | The NIC ASIA Goodwill Ambassador |
| Customer Segment | Exclusive |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | 100,000 |
| Interest Rate | Click here |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 40 Lakhs (NPR 10 Lakhs to each account) |
| Critical Illness | Rs 40 Lakhs (NPR 10 Lakhs to each account) |
| Medical Insurance |
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) (NPR 1 Lakhs to each account) |
| Tenure of Insurance Facility | 5 years |
| Insurance Coverage for | Account holder and Additional three persons as designated by account holder. Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata" |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | Available (In excess of Rs 200K ) |
| Flexi Fixed Interest Rate(%) | As per published interest rate |
| Prematurity Charge(%) | Difference between Fixed Deposit and Saving Interest Rate |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | up to 500,000 |
| Credit Card Joining and issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Doller Card | Free for Five Years |
| E-Commerce Activation and Annual Charge | Free for Five Years |
| Cheque Processing | Free for Five years |
| RTGS | |
| IPS/CIPS | |
| Locker Rentals | 100% Locker Fee Free for Five Years |
| Locker Margin | 100% Waiver for Five Years |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five years |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes: In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
*Terms and Conditions apply
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२४ सर्वश्रेष्ठ सुविधाका साथ एन आई सी एशिया बैंक प्रस्तुत गर्दछ, सर्वश्रेष्ठ बचत तथा मुद्दती खाता ।
अब एउटै खातामा प्राप्त गर्नुहोस्, ८४ लाख रूपैयाँसम्मको बीमा सम्बन्धी फाइदाहरू, ३ कर्जा सम्बन्धी फाइदाहरू र १८ अन्य सर्वश्रेष्ठ फाइदाहरू ।
