नेपाली 
Branch 
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Sarbashrestha Bachat Khata
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Sarbashrestha Bachat Khata is an interest bearing saving account scheme targeted at the general public of all income levels of any gender and any age group.
Want to see how much benefit you can earn? Click here!
Features
Product Variants and Customer Segment
| Particulars | The NIC ASIA Goodwill Ambassador |
| Customer Segment | Exclusive |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | 100,000 |
| Interest Rate | 8.03% p.a |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 40 Lakhs |
| Critical Illness | Rs 40 Lakhs |
| Medical Insurance | Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) |
| Tenure of Insurance Facility | 5 years |
| Insurance Coverage for | Account holder and Additional three persons as designated by the account holder |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | Available (In excess of Rs 200K ) |
| Flexi Fixed Interest Rate(%) | As per published interest rate |
| Prematurity Charge(%) | Difference between Fixed Deposit and Saving Interest Rate |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | up to 500,000 |
| Credit Card Joining and issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Diller Card | Free for Five years |
| E-Commerce Activation | Free |
| Free Cheque Processing | Free for Five years |
| Free RTGS | |
| Free IPS/CIPS | |
| Locker Rentals | 100% Locker Fee |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five years |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
Product Variants and Customer Segment
| Particulars | Price of NIC ASIA |
| Customer Segment | Privilleged |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | 50,000 |
| Interest Rate | 8.03% p.a |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 20 Lakhs |
| Critical Illness | Rs 20 Lakhs |
| Medical Insurance | Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000) |
| Tenure of Insurance Facility | 5 years |
| Insurance Coverage for | Account holder and Additional one person as designated by the account holder |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | N/A |
| Flexi Fixed Interest Rate(%) | N/A |
| Prematurity Charge(%) | N/A |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | up to 500,000 |
| Credit Card Joining and issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Diller Card | Free for Five years |
| E-Commerce Activation | Free |
| Free Cheque Processing | Free for Five years |
| Free RTGS | |
| Free IPS/CIPS | |
| Locker Rentals | 100% Locker Fee |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five years |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
Product Variants and Customer Segment
| Particulars | The Partner of NIC ASIA |
| Customer Segment | Priority |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | 25,000 |
| Interest Rate | 8.03% p.a |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 10 Lakhs |
| Critical Illness | Rs 10 Lakhs |
| Medical Insurance | Rs. 1Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000) |
| Tenure of Insurance Facility | 5 years |
| Insurance Coverage for | Account holder only |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | N/A |
| Flexi Fixed Interest Rate(%) | N/A |
| Prematurity Charge(%) | N/A |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 |
| Premium Over Base Rate on above loan limit(%) | 1 |
| Loan Processing Fee (%) | 0.25 |
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card Type | Platinum |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | up to 500,000 |
| Credit Card Joining and issuance Fee | Free |
| Credit Card Annual Fee | Free for Five Years |
| Pre-Paid Diller Card | Free for Five years |
| E-Commerce Activation | Free |
| Free Cheque Processing | Free for Five years |
| Free RTGS | |
| Free IPS/CIPS | |
| Locker Rentals | 100% Locker Fee |
| Locker Margin | 100% Waiver |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five years |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes:
- In the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.
Want to see how much benefit you can earn? Click here!
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२४ सर्वश्रेष्ठ सुविधाका साथ एन आई सी एशिया बैंक प्रस्तुत गर्दछ, सर्वश्रेष्ठ बचत तथा मुद्दती खाता ।
अब एउटै खातामा प्राप्त गर्नुहोस्, ८४ लाख रूपैयाँसम्मको बीमा सम्बन्धी फाइदाहरू, ३ कर्जा सम्बन्धी फाइदाहरू र १८ अन्य सर्वश्रेष्ठ फाइदाहरू ।
