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This product is targeted at senior citizens of 55 years and above.

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Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 100,000
Interest Rate Click here

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 40 Lakhs
Critical Illness Rs 40 Lakhs
Medical Insurance Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account holder and Additional three persons as designated by account holder

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility  Available (In excess of Rs 200K )
Flexi Fixed Interest Rate(%) As per published Interest Rate
Prematurity Charge(%) Difference between Fixed Deposit and Saving Interest Rate

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25
Loan Against Pension Income Available

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for 5 Years
Pre-Paid Doller Card Free for 5 years
E-Commerce Activation Fully Free for 5 years
Free Cheque Processing Fully Free for 5 years
Free RTGS  Fully Free for 5 years
Free IPS/CIPS/Fund Transfer Fully Free for 5 years
Locker Rentals 100% Locker Fee free for 5 years
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for 5 years
ATM Balance Inquiry (Domestic Bank) Free for 5 years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available
Home Banking Withdrawal/Deposit maximum 5 times per month for account holders  maintaining closing balance of Rs. 1 million and above on previous working day.

Notes:

  • In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Pride of NIC ASIA Bank
Customer Segment Privileged

Interest Rate and Minimum Balance

Particulars The Pride of NIC ASIA Bank
Minimum Balance (In Rs) 50,000
Interest Rate Click here

Insurance Benefits

Particulars The Pride of NIC ASIA Bank
Accidental Insurance Rs. 20 Lakhs
Critical Illness Rs 20 Lakhs
Medical Insurance Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account holder and Additional one person as designated by account holder

Wealth Maximization

Particulars The Pride of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate(%) N/A
Prematurity Charge (%) N/A

Loan Related Benefits

Particulars The Pride of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25
Loan Against Pension Income Available

Digital and Transaction Banking

Particulars The Pride of NIC ASIA Bank
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Doller Card Free for Five years
E-Commerce Activation Fully Free for five years
Free Cheque Processing Fully Free for five years
Free RTGS Fully Free for five years
Free IPS/CIPS/Fund Transfer Fully Free for five years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for five years
ATM Balance Inquiry (Domestic Bank) Free for five years

Privilege Banking

Particulars  The Pride of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available
Home Banking Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.

Notes:

  • In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA Bank
Customer Segment Priority

Interest Rate and Minimum Balance

Particulars The Partner of NIC ASIA Bank
Minimum Balance (In Rs) 25,000
Interest Rate Click here

Insurance Benefits

Particulars The Partner of NIC ASIA Bank
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account Holder Only

Wealth Maximization

Particulars The Partner of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate (%) N/A
Prematurity Charge (%) N/A

Loan Related Benefits

Particulars The Partner of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25
Loan Against Pension Income Available

Digital and Transaction Banking

Particulars The Partner of NIC ASIA Bank
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Upto 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Doller Card Free for Five years
E-Commerce Activation Fully Free for five years
Free Cheque Processing Free for five years
Free RTGS Fully Free for five years
Free IPS/CIPS/ Fund Transfer Fully Free for five years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for five years
ATM Balance Inquiry (Domestic Bank) Free for five years

Privilege Banking

Particulars  The Partner of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available
Home Banking Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.

Notes:

  • In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

 

Want to see how much benefit you can earn? Click here!

*Terms and Conditions apply

NIC Asia Bank
Helpdesk - NIC Asia Bank

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