Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata

Sarbashrestha Bachat Khata
Sarbashrestha Bachat Khata

Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata is exclusively for the local residents of  Kathmandu Mahanagarpalika.

Documents required:

  • PP size photo
  • Orginal Citizenship/ Voter ID / Driving License
  • In case Non Resident Nepalese (NRN), NRN card

 

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Notes:

*Terms and Conditions apply

 

Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Customer Segment Exclusively for Local Resident of Kathmandu Mahanagarpalika

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 10,000
Interest Rate Click here

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 40 lakhs (NPR 10 Lakhs to each account)
Critical Illness Rs. 40 lakhs (NPR 10 Lakhs to each account)
Medical Insurance Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) 
(NPR 1 Lakh to each account)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account holder and Additional three persons as designated by account holder. 
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25
Flexi Fixed Facility Not Available
Flexi Fixed Interest Rate (%) Not Available
Prematurity Charge (%) Not Available

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Dollar Card Free for Five years
E-Commerce Activation and Annual fee Free for five years
Cheque Processing Free for five years
RTGS Fully Free for five years
IPS/CIPS/Fund Transfer Fully Free for five years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver for five years
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for five years
ATM Balance Inquiry (Domestic Bank) Free for five years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

NotesIn the case of an online account, the account holder shall be eligible for designated freebies/benefits only after maintaining the minimum balance in the account.

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Pride of NIC ASIA Bank
Customer Segment Exclusively for Local Resident of Kathmandu Mahanagarpalika

Interest Rate and Minimum Balance

Particulars The Pride of NIC ASIA Bank
Minimum Balance (In Rs) 5,000
Interest Rate Click here

Insurance Benefits

Particulars The Pride of NIC ASIA Bank
Accidental Insurance NPR 20 Lakhs (NPR 10 Lakhs to each account)
Critical Illness NPR 20 Lakhs (NPR 10 Lakhs to each account)
Medical Insurance NPR 2 Lakh (OPD up to NPR 40,000 and Hospitalization treatment up to NPR 160,000) 
(NPR 1 Lakh to each account)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account holder and Additional One persons as designated by account holder. 
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"

Wealth Maximization

Particulars The Pride of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years

Loan Related Benefits

Particulars The Pride of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The Pride of NIC ASIA Bank
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Dollar Card Free for Five years
E-Commerce Activation and Annual fee Free for five years
Cheque Processing  Free for five years
RTGS Free for five years
IPS/CIPS/Fund Transfer Free for five years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver for 5 years.
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for five years
ATM Balance Inquiry (Domestic Bank) Free for five years

Privilege Banking

Particulars  The Pride of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

NotesIn case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

*Terms and Conditions apply

 

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA Bank
Customer Segment Exclusively for Local Resident of Kathmandu Mahanagarpalika

Interest Rate and Minimum Balance

Particulars The Partner of NIC ASIA Bank
Minimum Balance (In Rs) 2,500
Interest Rate Click here

Insurance Benefits

Particulars The Partner of NIC ASIA Bank
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage for Account Holder Only

Wealth Maximization

Particulars The Partner of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years

Loan Related Benefits

Particulars The Partner of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The Partner of NIC ASIA Bank
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining and Issuance Fee Free
Credit Card Annual Fee Free for Five Years
Pre-Paid Dollar Card Free for Five years
E-Commerce Activation and Annual fee Free for five years
Cheque Processing Free for five years
RTGS Free for five years
IPS/CIPS/Fund Transfer Free for five years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver for 5 years.
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for five years
ATM Balance Inquiry (Domestic Bank) Free for five years

Privilege Banking

Particulars  The Partner of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50% of Standard
Compensation for waiting time beyond TAT (In Rs per Instance) 10
Dedicated Relationship Management Available

NotesIn case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.

*Terms and Conditions apply

NIC Asia Bank
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