Sarbashrestha Mashik Nichhep Khata

Particulars	Feature
Target Customer	Individuals of all age group
Eligible amount for Monthly Installment	Minimum NPR 500 or in multiple of Rs. 500 per month (on the basis of an instruction of customer)
Tenure	3 months to 10 years
Age Group	All (including minor)
Interest Rate	11.03% p.a.
Lump-sum Deposit (at any time)	Over the counter, Mo-Bank and I-touch in multiple of NPR 100 but minimum NPR 500.
Interest Calculation	Daily
Interest Capitalization Cycle	Quarterly (Interest shall be credited to respective Nominee Account)
Other Charge	Applicable Charge as per STC
Loan Overdraft	Up to 90% of total amount.
Premature withdrawal	Pre mature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.

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