Sarbashrestha Bachat khata
New Premium Super Chamatkarik Bachat Khata



Target Customer

Individuals of all age group

Eligible amount for Monthly Installment

Minimum NPR 500 or in multiple of Rs. 500 per month (on the basis of an instruction of customer)


3 months to 10 years

Age Group

All (including minor)

Interest Rate

11.03% p.a.

Lump-sum Deposit (at any time)

Over the counter, Mo-Bank and I-touch in multiple of NPR 100 but minimum NPR 500.

Interest Calculation


Interest Capitalization Cycle

Quarterly (Interest shall be credited to respective Nominee Account)

Other Charge

Applicable Charge as per STC

Loan Overdraft

Up to 90% of total amount.

Premature withdrawal

Pre mature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.

NIC Asia Bank
Helpdesk - NIC Asia Bank