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Individuals of all age group
Eligible amount for Monthly Installment
Minimum NPR 500 or in multiple of Rs. 500 per month (on the basis of instruction of customer)
3 months to 10 years
All (including minor)
As per the published interest rate (10.05%)
Lump sum Deposit (at any time)
Over the counter, Mo-Bank and I-touch in multiple of NPR 100 but minimum NPR 500.
Interest Capitalization Cycle
Quarterly (Interest shall be credited to respective Nominee Account)
Applicable Charge as per STC
Up to 90% of the total amount.
Premature of Masik Nichhep Khata allowed if the period of the Masik Nichhep Khata has crossed 50% of the total duration.