New Premium Super Chamatkarik Bachat Khata
New Premium Super Chamatkarik Bachat Khata

“Sarbashrestha Muddati Khata” is a specific premium product targeted for individual and institutional customers with attractive interest rates along with “quarterly/monthly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals.

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Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) 10,000,000
Interest Rate 10.05% p.a
Tenure 1 Year to 10 years

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for First Year
Mero Share Charge Free for First Year
Portfolio Management Service Fee 50% Discount for First Year

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Type Platinum
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) 500,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card Free
Pre-Paid Diller Card Free
E-Commerce Activation Free
Free Cheque Processing (Per Month) Unlimited Free
Free RTGS(Per Month) Unlimited Free
Free IPS/CIPS(Per Month) Unlimited Free
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquiry (Domestic Bank) Free

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

 

Product Variants and Customer Segment

Particulars  Partner
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars Partner
Minimum Balance (In Rs) 25,00,000
Interest Rate 10.05% p.a
Tenure 1 Year to 10 Years

Insurance Benefits

Particulars Partner
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)

Wealth Maximization

Particulars Partner
DEMAT Account Free for First Year
Mero Share Charge Free for First Year
Portfolio Management Service Fee 50% Discount for First Year

Loan Related Benefits

Particulars Partner
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars Partner
Debit Card Type Platinum
Debit Card Free for First Years
Mobile Banking Free for First Years
Internet Banking Free for First Years
Credit Card Limit (In Rs) 500,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card Free
Pre-Paid Diller Card Free
E-Commerce Activation Free
Free Cheque Processing (Per Month) Unlimited Free
Free RTGS(Per Month) Unlimited Free
Free IPS/CIPS(Per Month) Unlimited Free
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquiry (Domestic Bank) Free

Privilege Banking

Particulars Partner
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

 

Product Variants and Customer Segment

Particulars  Pride
Customer Segment Exclusive

Interest Rate and Minimum Balance

Particulars Pride
Minimum Balance (In Rs) 5,000,000
Interest Rate 10.05% p.a
Tenure 1 year to 10 years

Insurance Benefits

Particulars Pride
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)

Wealth Maximization

Particulars Pride
DEMAT Account Free for First Year
Mero Share Charge Free for First Year
Portfolio Management Service Fee 50% Discount for First Year

Loan Related Benefits

Particulars Pride
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

Digital and Transaction Banking

Particulars Pride
Debit Card Type Platinum
Debit Card Free for First Years
Mobile Banking Free for First Years
Internet Banking Free for First Years
Credit Card Limit (In Rs) 500,000
Credit Card Joining Fee Free
Credit Card Issuance Fee Free
Supplementary Credit Card Free
Pre-Paid Diller Card Free
E-Commerce Activation Free
Free Cheque Processing (Per Month) Unlimited Free
Free RTGS(Per Month) Unlimited Free
Free IPS/CIPS(Per Month) Unlimited Free
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free
ATM Balance Inquiry (Domestic Bank) Free

Privilege Banking

Particulars Pride
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

 

NIC Asia Bank
Helpdesk - NIC Asia Bank

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