New Premium Super Chamatkarik Bachat Khata
Sarbashrestha talab Bachat KhataTo keep your employees happy by extending to them the benefits of modern, customized banking services.

Documents required:

  • PP size photo
  • Original Citizenship/ Voter ID / Driving License
  • In case Non Resident Nepalese (NRN), NRN card

Product Variants and Customer Segment

Particulars  General
Number of Employees Institutions with Below 50

Interest Rate and Minimum Balance

Particulars General
Minimum Balance (In Rs) Zero
Interest Rate Click here

Insurance Benefits

Particulars General
Accidental Insurance Not Available
Critical Illness Not Available
Medical Insurance Not Available
Tenure of Insurance Facility Not Available
Insurance Coverage Not Applicable

Wealth Maximization

Particulars General
DEMAT Account Not Available
Mero Share Charge Not Available
Portfolio Management Service Fee Not Available
Flexi Fixed Facility Not Available
Prematurity Charge(%) Not Applicable
Flexi Fixed Interest Rate (%) Not Applicable

Loan Related Benefits

Particulars General
Pre-approved Loan Limit ( Times of 3 Months Average balance) Not Available
Premium Over Base Rate on above loan limit(%) Not Available
Loan Processing Fee (%) Not Available

Digital and Transaction Banking

Particulars General
Debit Card Not Available
Mobile Banking Not Available
Internet Banking Not Available
Credit Card Limit (In Rs) Not Available
Credit Card Joining Fee / Issuance Fee Not Available
Credit Card Annual fee Not Available
Pre-Paid Doller Card Not Available
E-Commerce Activation Not Available
Free Cheque Processing Not Available
Free RTGS Not Available
Free IPS/CIPS/Fund Transfer Not Available
Locker Rentals Not Available
Locker Margin Not Available
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) Not Available
ATM Cash Withdrawal (Domestic Bank) Not Available
ATM Balance Inquiry (Domestic Bank) Not Available

Privilege Banking

Particulars General
Guaranteed Service Delivery (In Mins) Not Available
Compensation for waiting time beyond TAT (In Rs) Not Available
Dedicated Relationship Management Not Available

Notes:

*Terms and Conditions apply

 

Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Number of Employees Institutions with 5,000 and above

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) Zero
Interest Rate Click here

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 40 Lakhs (NPR 10 Lakhs to each account)
Critical Illness Rs 40 Lakhs (NPR 10 Lakhs to each account)
Medical Insurance

Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)

(NPR 1 Lakhs to each account)

Tenure of Insurance Facility 5 Years
Insurance Coverage  Account holder and Additional three persons as designated by account holder. 
Designated persons must have account under "Sarbashrestha Payroll Bundled Sahaj Bachat Khata"

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility Available (In excess of Rs. 200K)
Flexi Fixed Interest Rate (%) As per published Interest Rate
Prematurity Charge (%) Difference between FD & saving interest rate

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan Admin fee is subject to change as per management decision from time to time and shall be published in STC

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Upto 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for Five Years
Pre-Paid Doller Card Free for Five Years
E-Commerce Activation and Annual Charge Free for Five Years
Cheque Processing Free for Five Years
RTGS Free for Five Years
IPS/CIPS/Fund Transfer Free for Five Years
Locker Rentals 100% Locker Fee Free for Five Years
Locker Margin 100% Waiver For Five Years
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five Years
ATM Balance Inquiry (Domestic Bank) Free for Five Years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs per Instance) 10
Dedicated Relationship Management Available

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Pride of NIC ASIA Bank
Number of Employees Institutions with 500 to 4,999

Interest Rate and Minimum Balance

Particulars The Pride of NIC ASIA Bank
Minimum Balance (In Rs) Zero
Interest Rate Click here

Insurance Benefits

Particulars The Pride of NIC ASIA Bank
Accidental Insurance Rs. 20 Lakhs (NPR 10 Lakhs to each account)
Critical Illness Rs 20 Lakhs (NPR 10 Lakhs to each account)
Medical Insurance

Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)

(NPR 1 Lakhs to each account)

Tenure of Insurance Facility 1 Year
Insurance Coverage  Account holder and Additional One persons as designated by account holder.
Designated person must have account under "Sarbashrestha Payroll  Bundled Sahaj Bachat Khata"

Wealth Maximization

Particulars The Pride of NIC ASIA Bank
DEMAT Account Free for One Year
Mero Share Charge Free for One Year
Portfolio Management Service Fee 50% Discount for One Year
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate (%) N/A
Prematurity Charge(%) N/A

Loan Related Benefits

Particulars The Pride of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan

Digital and Transaction Banking

Particulars The Pride of NIC ASIA Bank
Debit Card Type Free for One Year
Debit Card Free for One Year
Mobile Banking Free for One Year
Internet Banking Free for One Year
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for One year
Pre-Paid Doller Card Free for One Year
E-Commerce Activation and Annual Charge Free for One Year
Cheque Processing Free for One Year
RTGS Fully Free for One Years
IPS/CIPS/Fund Transfer Fully Free for One Year
Locker Rentals 100% Locker Fee Free for One Year
Locker Margin 100% Waiver for One Year
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for One Year
ATM Balance Inquiry (Domestic Bank) Free for One Year

Privilege Banking

Particulars  The Pride of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA Bank
Number of Employees Institutions with 50 to 499

Interest Rate and Minimum Balance

Particulars The Partner of NIC ASIA Bank
Minimum Balance (In Rs) Zero
Interest Rate Click here

Insurance Benefits

Particulars The Partner of NIC ASIA Bank
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility 1 Year
Insurance Coverage  Account holder only

Wealth Maximization

Particulars The Partner of NIC ASIA Bank
DEMAT Account Free for One Year
Mero Share Charge Free for One Year
Portfolio Management Service Fee 50% Discount for One Year
Flexi Fixed Facility N/A
Prematurity Charge(%) N/A
Flexi Fixed Interest Rate (%) N/A

Loan Related Benefits

Particulars The Partner of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan

Digital and Transaction Banking

Particulars The Partner of NIC ASIA Bank
Debit Card Free for One Year
Mobile Banking Free for One Year
Internet Banking Free for One Year
Credit Card Limit (In Rs) Upto 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for One year
Pre-Paid Doller Card Free for One year
E-Commerce Activation and Annual Charge Free for One Year
Cheque Processing Free for One Year
RTGS Fully Free for One Year
IPS/CIPS/Fund Transfer Fully Free for One Year
Locker Rentals 100% Locker Fee free for One year
Locker Margin 100% Waiver for One year
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for One Year
ATM Balance Inquiry (Domestic Bank) Free for One Year

Privilege Banking

Particulars The Partner of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

*Terms and Conditions apply

NIC Asia Bank
Helpdesk - NIC Asia Bank

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