नेपाली 
Branch 
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Sarbashrestha Payroll Bachat Khata
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To keep your employees happy by extending to them the benefits of modern, customized banking services.Documents required:
- PP size photo
- Original Citizenship/ Voter ID / Driving License
- In case Non Resident Nepalese (NRN), NRN card
Features
Product Variants and Customer Segment
| Particulars | General |
| Number of Employees | Institutions with Below 50 |
Interest Rate and Minimum Balance
| Particulars | General |
| Minimum Balance (In Rs) | Zero |
| Interest Rate | Click here |
Insurance Benefits
| Particulars | General |
| Accidental Insurance | Not Available |
| Critical Illness | Not Available |
| Medical Insurance | Not Available |
| Tenure of Insurance Facility | Not Available |
| Insurance Coverage | Not Applicable |
Wealth Maximization
| Particulars | General |
| DEMAT Account | Not Available |
| Mero Share Charge | Not Available |
| Portfolio Management Service Fee | Not Available |
| Flexi Fixed Facility | Not Available |
| Prematurity Charge(%) | Not Applicable |
| Flexi Fixed Interest Rate (%) | Not Applicable |
Loan Related Benefits
| Particulars | General | ||
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | Not Available | ||
| Premium Over Base Rate on above loan limit(%) | Not Available | ||
| Loan Processing Fee (%) | Not Available | ||
Digital and Transaction Banking
| Particulars | General |
| Debit Card | Not Available |
| Mobile Banking | Not Available |
| Internet Banking | Not Available |
| Credit Card Limit (In Rs) | Not Available |
| Credit Card Joining Fee / Issuance Fee | Not Available |
| Credit Card Annual fee | Not Available |
| Pre-Paid Doller Card | Not Available |
| E-Commerce Activation | Not Available |
| Free Cheque Processing | Not Available |
| Free RTGS | Not Available |
| Free IPS/CIPS/Fund Transfer | Not Available |
| Locker Rentals | Not Available |
| Locker Margin | Not Available |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | Not Available |
| ATM Cash Withdrawal (Domestic Bank) | Not Available |
| ATM Balance Inquiry (Domestic Bank) | Not Available |
Privilege Banking
| Particulars | General |
| Guaranteed Service Delivery (In Mins) | Not Available |
| Compensation for waiting time beyond TAT (In Rs) | Not Available |
| Dedicated Relationship Management | Not Available |
Notes:
*Terms and Conditions apply
Product Variants and Customer Segment
| Particulars | The NIC ASIA Goodwill Ambassador |
| Number of Employees | Institutions with 5,000 and above |
Interest Rate and Minimum Balance
| Particulars | The NIC ASIA Goodwill Ambassador |
| Minimum Balance (In Rs) | Zero |
| Interest Rate | Click here |
Insurance Benefits
| Particulars | The NIC ASIA Goodwill Ambassador |
| Accidental Insurance | Rs. 40 Lakhs (NPR 10 Lakhs to each account) |
| Critical Illness | Rs 40 Lakhs (NPR 10 Lakhs to each account) |
| Medical Insurance |
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000) (NPR 1 Lakhs to each account) |
| Tenure of Insurance Facility | 5 Years |
| Insurance Coverage | Account holder and Additional three persons as designated by account holder. Designated persons must have account under "Sarbashrestha Payroll Bundled Sahaj Bachat Khata" |
Wealth Maximization
| Particulars | The NIC ASIA Goodwill Ambassador |
| DEMAT Account | Free for Five Years |
| Mero Share Charge | Free for Five Years |
| Portfolio Management Service Fee | 50% Discount for Five Years |
| Flexi Fixed Facility | Available (In excess of Rs. 200K) |
| Flexi Fixed Interest Rate (%) | As per published Interest Rate |
| Prematurity Charge (%) | Difference between FD & saving interest rate |
Loan Related Benefits
| Particulars | The NIC ASIA Goodwill Ambassador | ||
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 | ||
| Premium Over Base Rate on above loan limit(%) | 1 | ||
| Loan Processing Fee (%) | 0.25 | ||
| Loan facility Available | Terms | For Govt/Semi Govt Employees | For Other Institution | ||
| Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan | Subsidized Interest Rate | BR + Up to 2% | BR + Up to 3% | ||
| Loan Admin Fee | 0.75% | 0.75% | |||
| Loan Admin fee is subject to change as per management decision from time to time and shall be published in STC | |||||
Digital and Transaction Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Debit Card | Free for Five Years |
| Mobile Banking | Free for Five Years |
| Internet Banking | Free for Five Years |
| Credit Card Limit (In Rs) | Upto 500,000 |
| Credit Card Joining Fee / Issuance Fee | Free |
| Credit Card Annual fee | Free for Five Years |
| Pre-Paid Doller Card | Free for Five Years |
| E-Commerce Activation and Annual Charge | Free for Five Years |
| Cheque Processing | Free for Five Years |
| RTGS | Free for Five Years |
| IPS/CIPS/Fund Transfer | Free for Five Years |
| Locker Rentals | 100% Locker Fee Free for Five Years |
| Locker Margin | 100% Waiver For Five Years |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for Five Years |
| ATM Balance Inquiry (Domestic Bank) | Free for Five Years |
Privilege Banking
| Particulars | The NIC ASIA Goodwill Ambassador |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs per Instance) | 10 |
| Dedicated Relationship Management | Available |
*Terms and Conditions apply
Product Variants and Customer Segment
| Particulars | The Pride of NIC ASIA Bank |
| Number of Employees | Institutions with 500 to 4,999 |
Interest Rate and Minimum Balance
| Particulars | The Pride of NIC ASIA Bank |
| Minimum Balance (In Rs) | Zero |
| Interest Rate | Click here |
Insurance Benefits
| Particulars | The Pride of NIC ASIA Bank |
| Accidental Insurance | Rs. 20 Lakhs (NPR 10 Lakhs to each account) |
| Critical Illness | Rs 20 Lakhs (NPR 10 Lakhs to each account) |
| Medical Insurance |
Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000) (NPR 1 Lakhs to each account) |
| Tenure of Insurance Facility | 1 Year |
| Insurance Coverage | Account holder and Additional One persons as designated by account holder. Designated person must have account under "Sarbashrestha Payroll Bundled Sahaj Bachat Khata" |
Wealth Maximization
| Particulars | The Pride of NIC ASIA Bank |
| DEMAT Account | Free for One Year |
| Mero Share Charge | Free for One Year |
| Portfolio Management Service Fee | 50% Discount for One Year |
| Flexi Fixed Facility | N/A |
| Flexi Fixed Interest Rate (%) | N/A |
| Prematurity Charge(%) | N/A |
Loan Related Benefits
| Particulars | The Pride of NIC ASIA Bank | ||
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 | ||
| Premium Over Base Rate on above loan limit(%) | 1 | ||
| Loan Processing Fee (%) | 0.25 | ||
| Loan facility Available | Terms | For Govt/Semi Govt Employees | For Other Institution | ||
| Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan | Subsidized Interest Rate | BR + Up to 2% | BR + Up to 3% | ||
| Loan Admin Fee | 0.75% | 0.75% | |||
| Loan | |||||
Digital and Transaction Banking
| Particulars | The Pride of NIC ASIA Bank |
| Debit Card Type | Free for One Year |
| Debit Card | Free for One Year |
| Mobile Banking | Free for One Year |
| Internet Banking | Free for One Year |
| Credit Card Limit (In Rs) | Up to 500,000 |
| Credit Card Joining Fee / Issuance Fee | Free |
| Credit Card Annual fee | Free for One year |
| Pre-Paid Doller Card | Free for One Year |
| E-Commerce Activation and Annual Charge | Free for One Year |
| Cheque Processing | Free for One Year |
| RTGS | Fully Free for One Years |
| IPS/CIPS/Fund Transfer | Fully Free for One Year |
| Locker Rentals | 100% Locker Fee Free for One Year |
| Locker Margin | 100% Waiver for One Year |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for One Year |
| ATM Balance Inquiry (Domestic Bank) | Free for One Year |
Privilege Banking
| Particulars | The Pride of NIC ASIA Bank |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
*Terms and Conditions apply
Product Variants and Customer Segment
| Particulars | The Partner of NIC ASIA Bank |
| Number of Employees | Institutions with 50 to 499 |
Interest Rate and Minimum Balance
| Particulars | The Partner of NIC ASIA Bank |
| Minimum Balance (In Rs) | Zero |
| Interest Rate | Click here |
Insurance Benefits
| Particulars | The Partner of NIC ASIA Bank |
| Accidental Insurance | Rs. 10 Lakhs |
| Critical Illness | Rs 10 Lakhs |
| Medical Insurance | Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000) |
| Tenure of Insurance Facility | 1 Year |
| Insurance Coverage | Account holder only |
Wealth Maximization
| Particulars | The Partner of NIC ASIA Bank |
| DEMAT Account | Free for One Year |
| Mero Share Charge | Free for One Year |
| Portfolio Management Service Fee | 50% Discount for One Year |
| Flexi Fixed Facility | N/A |
| Prematurity Charge(%) | N/A |
| Flexi Fixed Interest Rate (%) | N/A |
Loan Related Benefits
| Particulars | The Partner of NIC ASIA Bank | ||
| Pre-approved Loan Limit ( Times of 3 Months Average balance) | 10 | ||
| Premium Over Base Rate on above loan limit(%) | 1 | ||
| Loan Processing Fee (%) | 0.25 | ||
| Loan facility Available | Terms | For Govt/Semi Govt Employees | For Other Institution | ||
| Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan | Subsidized Interest Rate | BR + Up to 2% | BR + Up to 3% | ||
| Loan Admin Fee | 0.75% | 0.75% | |||
| Loan | |||||
Digital and Transaction Banking
| Particulars | The Partner of NIC ASIA Bank |
| Debit Card | Free for One Year |
| Mobile Banking | Free for One Year |
| Internet Banking | Free for One Year |
| Credit Card Limit (In Rs) | Upto 500,000 |
| Credit Card Joining Fee / Issuance Fee | Free |
| Credit Card Annual fee | Free for One year |
| Pre-Paid Doller Card | Free for One year |
| E-Commerce Activation and Annual Charge | Free for One Year |
| Cheque Processing | Free for One Year |
| RTGS | Fully Free for One Year |
| IPS/CIPS/Fund Transfer | Fully Free for One Year |
| Locker Rentals | 100% Locker Fee free for One year |
| Locker Margin | 100% Waiver for One year |
| FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) | 25 Paisa |
| ATM Cash Withdrawal (Domestic Bank) | Free for One Year |
| ATM Balance Inquiry (Domestic Bank) | Free for One Year |
Privilege Banking
| Particulars | The Partner of NIC ASIA Bank |
| Guaranteed Service Delivery (In Mins) | 50%of Standard |
| Compensation for waiting time beyond TAT (In Rs) | 10 |
| Dedicated Relationship Management | Available |
Notes:
*Terms and Conditions apply
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२४ सर्वश्रेष्ठ सुविधाका साथ एन आई सी एशिया बैंक प्रस्तुत गर्दछ, सर्वश्रेष्ठ बचत तथा मुद्दती खाता ।
अब एउटै खातामा प्राप्त गर्नुहोस्, ८४ लाख रूपैयाँसम्मको बीमा सम्बन्धी फाइदाहरू, ३ कर्जा सम्बन्धी फाइदाहरू र १८ अन्य सर्वश्रेष्ठ फाइदाहरू ।
