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To keep your employees happy by extending to them the benefits of modern, customized banking services.

Product Variants and Customer Segment

Particulars  The NIC ASIA Goodwill Ambassador
Number of Employees 50 and above

Interest Rate and Minimum Balance

Particulars The NIC ASIA Goodwill Ambassador
Minimum Balance (In Rs) Zero
Interest Rate 8.03%p.a

Insurance Benefits

Particulars The NIC ASIA Goodwill Ambassador
Accidental Insurance Rs. 40 Lakhs
Critical Illness Rs 40 Lakhs
Medical Insurance Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage  Account holder and Additional three persons as designated by account holder

Wealth Maximization

Particulars The NIC ASIA Goodwill Ambassador
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility Available (In excess of Rs. 200K)
Flexi Fixed Interest Rate (%) As per published Interest Rate
Prematurity Charge (%) Difference between FD & saving interest rate

Loan Related Benefits

Particulars The NIC ASIA Goodwill Ambassador
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan Admin fee is subject to change as per management decision from time to time and shall be published in STC

Digital and Transaction Banking

Particulars The NIC ASIA Goodwill Ambassador
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Upto 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for Five Years
Pre-Paid Doller Card Free for Five Years
E-Commerce Activation Fully Free for Five Years
Free Cheque Processing Free for Five Years
Free RTGS Fully Free for Five Years
Free IPS/CIPS/Fund Transfer Fully Free for Five Years
Locker Rentals 100% Locker Fee Free for Five Years
Locker Margin 100% Waiver For Five Years
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five Years
ATM Balance Inquiry (Domestic Bank) Free for Five Years

Privilege Banking

Particulars  The NIC ASIA Goodwill Ambassador
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs per Instance) 10
Dedicated Relationship Management Available

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Pride of NIC ASIA Bank
Number of Employees 5 to 49

Interest Rate and Minimum Balance

Particulars The Pride of NIC ASIA Bank
Minimum Balance (In Rs) Zero
Interest Rate 8.03% p.a

Insurance Benefits

Particulars The Pride of NIC ASIA Bank
Accidental Insurance Rs. 20 Lakhs
Critical Illness Rs 20 Lakhs
Medical Insurance Rs. 2 Lakh (OPD up to Rs. 40,000 and Hospitalization treatment up to Rs. 160,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage  Account holder and Additional one person as designated by the account holder

Wealth Maximization

Particulars The Pride of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility N/A
Flexi Fixed Interest Rate (%) N/A
Prematurity Charge(%) N/A

Loan Related Benefits

Particulars The Pride of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan

Digital and Transaction Banking

Particulars The Pride of NIC ASIA Bank
Debit Card Type Free for Five Years
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Up to 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for Five years
Pre-Paid Doller Card Free for Five Years
E-Commerce Activation Fully Free for Five Years
Free Cheque Processing Free for Five Years
Free RTGS Fully Free for Five Years
Free IPS/CIPS/Fund Transfer Fully Free for Five Years
Locker Rentals 100% Locker Fee
Locker Margin 100% Waiver
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five Years
ATM Balance Inquiry (Domestic Bank) Free for Five Years

Privilege Banking

Particulars  The Pride of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

*Terms and Conditions apply

Product Variants and Customer Segment

Particulars  The Partner of NIC ASIA Bank
Customer segments Priority
Number of Employees Below 5 

Interest Rate and Minimum Balance

Particulars The Partner of NIC ASIA Bank
Minimum Balance (In Rs) Zero
Interest Rate 8.03% p.a

Insurance Benefits

Particulars The Partner of NIC ASIA Bank
Accidental Insurance Rs. 10 Lakhs
Critical Illness Rs 10 Lakhs
Medical Insurance Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
Tenure of Insurance Facility 5 Years
Insurance Coverage  Account holder only

Wealth Maximization

Particulars The Partner of NIC ASIA Bank
DEMAT Account Free for Five Years
Mero Share Charge Free for Five Years
Portfolio Management Service Fee 50% Discount for Five Years
Flexi Fixed Facility N/A
Prematurity Charge(%) N/A
Flexi Fixed Interest Rate (%) N/A

Loan Related Benefits

Particulars The Partner of NIC ASIA Bank
Pre-approved Loan Limit ( Times of 3 Months Average balance) 10
Premium Over Base Rate on above loan limit(%) 1
Loan Processing Fee (%) 0.25

 

Loan facility Available  Terms  For Govt/Semi Govt Employees For Other Institution
Personal Loan/Overdraft Facility/Advance Salary/ Home Loan/Auto Loan/Loyalty Financing Facility/Education Loan Subsidized Interest Rate BR + Up to 2% BR + Up to 3%
 Loan Admin Fee 0.75% 0.75%
Loan

Digital and Transaction Banking

Particulars The Partner of NIC ASIA Bank
Debit Card Free for Five Years
Mobile Banking Free for Five Years
Internet Banking Free for Five Years
Credit Card Limit (In Rs) Upto 500,000
Credit Card Joining Fee / Issuance Fee Free
Credit Card Annual fee Free for Five years
Pre-Paid Doller Card Free for five years
E-Commerce Activation Fully Free for Five Years
Free Cheque Processing Free for Five Years
Free RTGS Fully Free for Five Years
Free IPS/CIPS/Fund Transfer Fully Free for Five Years
Locker Rentals 100% Locker Fee free for five years
Locker Margin 100% Waiver for five years
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) 25 Paisa
ATM Cash Withdrawal (Domestic Bank) Free for Five Years
ATM Balance Inquiry (Domestic Bank) Free for Five Years

Privilege Banking

Particulars The Partner of NIC ASIA Bank
Guaranteed Service Delivery (In Mins) 50%of Standard
Compensation for waiting time beyond TAT (In Rs) 10
Dedicated Relationship Management Available

Notes:

*Terms and Conditions apply

NIC Asia Bank
Helpdesk - NIC Asia Bank

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