नेपाली 
Branch 
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VISA Credit Card
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NIC ASIA VISA Credit Card is one of the privileged credit facilities offered to you as an esteemed customer. A credit card in Nepal is used to purchase goods and services through POS (Point of Sales) terminals as an alternative mode of cash payment. The visa card is accepted at all POS and ATM terminals bearing the VISA logo within Nepal and India.
NIC Asia bank’s credit card is safe, offers lifestyle & travel benefits, and provides rewards & offers.
How to get a credit card in Nepal?
- Get a credit card application online or at the nearest branch.
- Fill out the details and submit.
- Collect your visa credit card and get it activated by visiting the branch after a specified date.
- Use the card to purchase products and services in Nepal and India.
Fee & Charges: As per Bank charges
Features
- Credit Card Limit up to 2.5 times of Gross Monthly Income, not exceeding NPR 500,000/-
- Get desired goods/services in a 0% Interest Installment Plan from specified outlets.
- The revolving credit limit with a competitive interest rate.
- Up to 10% cash advance facility in Nepal and India.
- Special discounts on shopping in specified outlets.
- Easy pay within 15-45 Days.
- Supplementary card facility to an undivided family member.
- 5 years of card validity.
- Online Shopping (E-Commerce) facility in Nepal and India.
- Easy Repayment through IPS/ Internet Banking/ eSewa.
- Free SMS/ E-mail Alert.
- Flexible repayment options 10%, or 100% of the outstanding amount.
| NPR Card (NPR) | Per Txn Limit | Daily Txn Limit | Monthly Txn Limit | |
| In NEPAL | ATM | NPR 25,000 | NPR 100,000 | NPR 30,000,00 |
| POS | NPR 200,000 | NPR 200,000 | NPR 2,000,000 | |
| Online transaction | NPR 100,000 | NPR 100,000 | NPR 1,000,000 | |
| Transaction Count | 10 | |||
| In INDIA | ATM | NPR 24,000 | NPR 24,000 | NPR 160,000 |
| POS | NPR 160,000 | NPR 160,000 | NPR 160,000 | |
| POS | NPR 320,000 | NPR 320,000 | NPR 2,000,000 | |
| (Hotel/Hospital/Pharmacy) | ||||
Zero Percent Financing Facility(ZPFF) through NIC ASIA Credit card
Zero Percent Financing Facility
This facility is especially designed for VISA domestic credit card customers which will provide the opportunity to purchase consumable goods/services such as electronic goods, home appliances, furniture and furnishing products, travel and tour packages, gold, and diamond products in comfortable Equated Monthly Installment.
Key Features:
- Flexible loan tenure
- 0% interest rate
- Financing up to NPR 500,000/-
- Enhancement of purchasing power
Application Process
- Get a credit card application form from the nearest branch or you can click here to apply online.
- Fill out the details and submit.
- Collect your visa credit card and get it activated by visiting the branch after a specified date.
- Use the card to purchase products and services in Nepal and India.
Please Visit our FAQ's page for more details Click here
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असीमित सुरक्षा, उच्च प्रतिफल र अतुलनीय सहजताका साथ एन आई सी एशिया बैंकले ल्याएको छ, न्यू प्रिमियम सुपर चमत्कारिक बचत खाता । जसमा छन्, अनुपम सुविधाले भरिपूर्ण निक्षेप योजनाहरू
