We offer different types of term bank loans in Nepal including personal, mortgage (home), business, livestock, vehicle (auto), or educational borrowings. Our term loans are competitive in interest rates, offer smooth procedure, and provides support through all channels with affordable administrative fee.
NIC ASIA BANK presents loans against share facilities with the industry’s lowest Interest Rate of 7.75% where customers can avail loans for ordinary shares of banks/ financial institutions, insurance companies, and various other companies listed on the Nepal Stock Exchange.
Super Chamatkarik Ghar Karja is the new product that aims at providing simplified loan products with higher loan eligibility and flexible accommodation parameters. With the most competitive interest rate and attractive features, customers will have the flexibility to determine their payment amount at their choice.
Our new business loan product, NIC ASIA Super Chamatkarik Business Loan has been crafted to fulfill your all business and financial requirements.
Super Chamatkarik Sawari Karja is the new product that aims at supporting the customer to “move in style” by owing a vehicle of own choice for following purposes:
"NIC ASIA Education Loan"is a simplified and flexible student loan for your higher studies. The education loan is a collateral-based term loan specially designed to facilitate your higher education financial requirements in Nepal or abroad.
"NIC ASIA Personal Loan" is a non-collateral based loan scheme specially designed to facilitate your diverse personal financial requirements if you are a Nepalese Salaried individual.
"NIC ASIA Auto Loan" is an exclusive financing option to “move in style” by owing a vehicle of your own choice. It aims to support you as our esteemed customer to procure any type of four-wheeler and above vehicle with a comfortable Equated Monthly Installment (EMI) payment option.
We bring varieties of mortgage loan facilities against mortgage of the financed property if you are looking for the best financing schemes to fulfill your various personal requirements like investment plan, purchase of property, renovation/extension of an existing house, construction of a new house, etc.
"NIC Asia Fast Track Business Loan" is provided to meet the financing requirement of small business enterprises with the attractive features enabling fast and flexible processing and easy repayment options.
"NIC Asia Priority Business Loan" is provided to meet such a wide variety of financing requirement (both funded and non-funded ) of your business enterprises with the attractive features enabling fast and flexible processing and easy repayment options.
"NIC Asia Premium Business Loan" is designed to offer a wide variety of long and short term financing requirements (both funded and non-funded ) of your business enterprises with attractive features.
"NIC Asia Employer’s Overdraft Loan" is the hassle-free option for the same with the attractive features enabling fast and flexible processing.
"Commercial Agricultural and Livestock Loan" is a subsidized loan product to meet the financing requirement of businesses.
NIC ASIA Bank has been providing "Deprived Sector Loan" through Direct Lending to the individuals (Direct Financing), Subsidized loans (As per the Nepal Rastra Bank provision) and Wholesale Lending (Indirect Financing) to the financial institution involved in microfinance activities.
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