Fast Track Business Loan

"NIC Asia Fast Track Business Loan" is provided to meet the financing requirement of small business enterprises with the attractive features enabling fast and flexible processing and easy repayment options.

  • Maximum loan amount up to NPR 10 Million per unit.
  • To finance Small Business Enterprises.
  • Term Loan and Overdraft.

Priority Business Loan

"NIC Asia Priority Business Loan" is provided to meet such a wide variety of financing requirement (both funded and non-funded ) of your business enterprises with the attractive features enabling fast and flexible processing and easy repayment options.

  • Maximum loan amount up to NPR 10 Million per unit.
  • Competitive Interest Rate..
  • New Business or Existing business.

Premium Business Loan

"NIC Asia Premium Business Loan" is designed to offer a wide variety of long and short term financing requirements (both funded and non-funded ) of your business enterprises with attractive features.

  • Loan amount above NPR 10 million to NPR 50 Million per unit.
  • All Funded/Non-Funded facilities as per the requirement of the customer.

Employer’s Overdraft Loan

"NIC Asia Employer’s Overdraft Loan" is the hassle-free option for the same with the attractive features enabling fast and flexible processing.

  • New Business or Existing business.
  • Minimum Loan amount Rs 2 lakhs
  • Maximum Loan amount upto Rs 10 Lakhs
  • Competitive Interest Rate.

Auto Loan

"NIC ASIA Auto Loan" is an exclusive financing option to “move in style” by owing a vehicle of your own choice. It aims to support the customer to procure any type of four-wheeler and above vehicle with a comfortable Equated Monthly Installment (EMI) payment option. 

  • Loan Tenure maximum Up to 15 Years*.
  • Loan available for every types of Vehicle.
  • Petrol/ Diesel Vehicle - Up to 50% of the VAT bill ,Electric vehicle - Up to 80% of VAT bill.

Education Loan

"NIC ASIA Education Loan" is a collateral-based loan specially designed to facilitate Nepalese students pursuing or going to pursue higher education above +2 Level in Nepal or abroad for meeting their financial requirements.

  • Loan amount minimum NPR 0.3 million to maximum NPR 10 million.
  • Flexible repayment options.
  • Eligibility minimum 18 years and a maximum of 70 years.

Personal Loan

 "NIC ASIA Personal Loan" is a non-collateral based loan scheme specially designed to facilitate Nepalese Salaried Individuals to meet their financial requirements.

  • Loan amount maximum : Up to NPR. 15 Lakh, where Overdraft/Demand Loan shall be within NPR. 5 Lakh.
  • Term Loan and Overdraft/ Demand Loan.
  • Term Loan : Up to 5 Years.

Loan against Mortgaged Property

If you are looking for best financing schemes to fulfill your various personal requirements like investment plan, purchase of property, renovation/extension of existing house, construction of new house etc.

  • Loan Amount Minimum NPR 0.4 million to maximum NPR 80 million.
  • Competitive Interest Rate.
  • Maximum up to 70% of the Fair Market Value of the property based on the Bank’s valuation report.

Commercial Agricultural and Livestock Loan

"Commercial Agricultural and Livestock Loan" is a subsidized loan product to meet the financing requirement of businesses.

  • Maximum loan up to NPR 100 Million per unit.
  • Subsidy on pricing as circulated by Nepal Rastra Bank from time to time.
  • New Business or Existing business.

Deprived Sector Loan

NIC ASIA Bank has been providing "Deprived Sector Loan" through Direct Lending to the individuals (Direct Financing), Subsidized loans (As per the Nepal Rastra Bank provision) and Wholesale Lending (Indirect Financing) to the financial institution involved in microfinance activities.

  • Easy and hassle free loan processing.
  • Loan available from all branches throughout the country.
  • Competitive Interest Rate

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