We offer different types of term bank loans in Nepal including personal, mortgage (home), business, livestock, vehicle (auto), or educational borrowings. Our term loans are competitive in interest rates, offer smooth procedure, and provides support through all channels with affordable administrative fee.
"NIC ASIA Education Loan"is a simplified and flexible student loan for your higher studies. The education loan is a collateral-based term loan specially designed to facilitate your higher education financial requirements in Nepal or abroad.
Loan amount minimum NPR 0.3 million to maximum NPR 10 million.
Flexible repayment options.
Eligibility minimum 18 years and a maximum of 70 years.
"NIC ASIA Auto Loan" is an exclusive financing option to “move in style” by owing a vehicle of your own choice. It aims to support you as our esteemed customer to procure any type of four-wheeler and above vehicle with a comfortable Equated Monthly Installment (EMI) payment option.
Loan Tenure maximum Up to 15 Years*.
Loan available for every types of Vehicle.
Petrol/ Diesel Vehicle - Up to 50% of the VAT bill ,Electric vehicle - Up to 80% of VAT bill.
We bring varieties of mortgage loan facilities against mortgage of the financed property if you are looking for the best financing schemes to fulfill your various personal requirements like investment plan, purchase of property, renovation/extension of an existing house, construction of a new house, etc.
Loan Amount Minimum NPR 0.4 million to maximum NPR 80 million.
Competitive Interest Rate.
Maximum up to 70% of the Fair Market Value of the property based on the Bank’s valuation report.
NIC ASIA Bank has been providing "Deprived Sector Loan" through Direct Lending to the individuals (Direct Financing), Subsidized loans (As per the Nepal Rastra Bank provision) and Wholesale Lending (Indirect Financing) to the financial institution involved in microfinance activities.
Easy and hassle free loan processing.
Loan available from all branches throughout the country.
NIC ASIA BANK presents loans against share facilities with the industry’s lowest Interest Rate where customers can avail loans for ordinary shares of banks/ financial institutions, insurance companies, and various other companies listed on the Nepal Stock Exchange.