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NIC ASIA Bank has been providing "Deprived Sector Loan" through Direct Lending to the individuals (Direct Financing), Subsidized loans (As per the Nepal Rastra Bank provision) and Wholesale Lending (Indirect Financing) to the financial institution involved in microfinance activities.
To provide the financial services to the people categorized by Nepal Rastra Bank as deprived group
*Note: All other terms and conditions shall be as guided by Bank’s policy. Also, to the above-mentioned parameters, Bank can analyze other details too where deemed required.
Bank has been offering various "Subsidized Loan" Products under Deprived Sector Lending as per the “Procedure for the Interest Subsidy on Subsidized Loan” issued by Nepal Rastra Bank :-
*Note: All other terms and conditions shall be as guided by Bank’s policy. Also, to the above-mentioned parameters, Bank can analyze other details too where deemed required.
NIC Asia Bank has also been providing wholesale lending facilities to the Microfinance Institutions
Particulars | Features |
Facility Type | Demand Loan. |
Eligibility | Microfinance Institutions Licensed by Nepal Rastra Bank. |
Purpose | Indirect financing under Deprived Sector Lending. |
Interest Rate | Competitive Interest Rate. Click Here |
Fees and Charges | As per Bank Charges. Click Here |
*Note: All other terms and conditions shall be as guided by Bank’s policy. Also, to the above-mentioned parameters, Bank can analyze other details too where deemed required.