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Super Chamatkarik Sawari Karja is the new product that aims at supporting the customer to “move in style” by owing a vehicle of own choice for following purposes:
For New Red-Plated Private Vehicle
Minimum 20 years (at the time of application) and a maximum of 70 years at the time of maturity.
Minimum NPR 0.5 million to maximum NPR 20 million
Minimum 1 year to a maximum of 15 years (*)
Competative Interest Rate
As per STC
Prepayment/Partial Settlement/SWAP Charge
Petrol/ Diesel Vehicle - Up to 50% of the VAT bill
Electric vehicle - Up to 80% of VAT bill
(*) Note: Other Terms and Conditions shall be applicable as per the Bank’s Policy. In addition, to the above-mentioned parameters, the Bank can analyze other details too, where deemed necessary.
For Red-Plated Business Use Vehicles
Minimum NPR 0.4 million to maximum NPR 20 million
Up to 80% of the VAT bill
For Second Hand/Used Vehicle (Red plated Private Vehicles only)
Minimum NPR 0.4 million to maximum NPR 10 million
Minimum 1 year to a maximum of 10 years (*)
Age of Vehicle
Should not exceed 15 Years (*) at the time of loan maturity from the date of initial registration.
As Per STC
Maximum of 50% of purchase price or independent valuation report whichever is lower.