Details:

“Super Chamatkarik Jestha Nagarik Bachat Khata” is highest interest bearing saving account specially designed for senior citizens of 55 years & above who wants value for their saving and security of their funds. Our customized “Super Chamatkarik Jestha Nagarik Bachat Khata” provides Free Insurance benefits, Home Banking Facility and Privileged Service. Similarly, the higher rates on Saving Deposits will assure your money grows faster with us. 

SILVER

Basis  
Target Group Senior citizens of 55 years and above.
Minimum Balance  (In Rs.) 1,000
Interest Rate 2.5%  p.a.
Debit Card (Waiver for 1st Year) 100%
Internet Banking (Waiver for 1st Year) 100%
Mobile Banking (Waiver for 1st Year) 100%
International Dollar Card 50% waiver on issuance fee one time only
ABBS  Up to Rs. 200K per day
Locker Margin 25% waiver
Locker Annual Rent 25% discount for first year
Higher Interest Rate on Fixed Deposit Additional 0.5% on published interest rate of Fixed Deposit
DEMAT Account Free for 1st year
ATM Withdrawal Charges / Balance Inquiry  Free from All ATMs in Nepal (On us and Off Us)
FCY Premium Rebate / Exchange   5 Paisa
Discount on Loan Processing Fee (Retail Loans) As per  STC
Loan Against Pension Income Facility Available
Pre- maturity of Fixed Deposit As per STC
Home Banking Facility Withdrawal/Deposit maximum 2 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Relationship Manager  NA
Scheme transfer charge Waived
Privileged Card NA
Privileged Service Privileged service by maintaining separate sitting space for senior citizen where executive prominently provides service by coming at their desk
   

 

GOLD

Basis  
Target Group Senior citizens of 55 years and above.
Minimum Balance  (In Rs.) 25,000
Interest Rate 2.5%  p.a.
Debit Card (Waiver for 1st Year) 100%
Internet Banking (Waiver for 1st Year) 100%
Mobile Banking (Waiver for 1st Year) 100%
International Dollar Card 100% waiver on issuance fee one time only
ABBS  Up to Rs. 500K per day
Locker Margin 50% waiver
Locker Annual Rent 50% discount for first year
Higher Interest Rate on Fixed Deposit Additional 0.5% on published interest rate of Fixed Deposit
DEMAT Account Free for 1st year
ATM Withdrawal Charges / Balance Inquiry  Free from All ATMs in Nepal (On us and Off Us)
FCY Premium Rebate / Exchange   10 Paisa
Discount on Loan Processing Fee (Retail Loans) Up to 25 basis point
Loan Against Pension Income Facility Available
Pre- maturity of Fixed Deposit As per STC
Home Banking Facility Withdrawal/Deposit maximum 3 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Relationship Manager  NA
Scheme transfer charge Waived
Privileged Card NA
Privileged Service Privileged service by maintaining separate sitting space for senior citizen where executive prominently provides service by coming at their desk

 

DIMOND

Basis  
Target Group Senior citizens of 55 years and above.
Minimum Balance  (In Rs.) 100,000
Interest Rate 2.5%  p.a.
Debit Card (Waiver for 1st Year) 100%
Internet Banking (Waiver for 1st Year) 100%
Mobile Banking (Waiver for 1st Year) 100%
International Dollar Card 100% Waiver on issuance fee one time only
ABBS  Free
Locker Margin 100% waiver
Locker Annual Rent 100% discount for first year
Higher Interest Rate on Fixed Deposit Additional 0.5% on published interest rate of Fixed Deposit
DEMAT Account Free for 1st year
ATM Withdrawal Charges / Balance Inquiry  Free from All ATMs in Nepal (On us and Off Us)
FCY Premium Rebate / Exchange   15 Paisa
Discount on Loan Processing Fee (Retail Loans) Flat 25 basis point
Loan Against Pension Income Facility Available
Pre- maturity of Fixed Deposit Charge for prematurity waived subject to fulfilment of;
-Pre matured of Fixed Deposit allowed if the period has crossed 50% of the total duration. 
Home Banking Facility Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day.
Relationship Manager  Assigned Separate RM who shall take care of customer.
Scheme transfer charge Waived
Privileged Card Available
Privileged Service Privileged service by maintaining separate sitting space for senior citizen where executive prominently provides service by coming at their desk

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