Details:

“Super Chamatkarik Swarojgar Bachat Khata” is an interest bearing customized saving account scheme to provide complete financial and life style solutions for the self-employed i.e. entrepreneurs who are working for uplifting their life. Self-employed people of all age group and any income level can open this account. And either of the spouses can open account and enjoy all facilities available under this scheme irrespective of registered name in proprietorship/organization owned by them based on the relationship certificate. 

 

Basis  
Target Customer Self-employed.
Either of the spouse can open account and enjoy all facilities available under this scheme irrespective of registered name in proprietorship/organization owned by them based on the relationship certificate.  
Minimum Balance Zero
Interest Rate 2.50% p.a. (Interest Rate is subject to change as per management decision time to time)
Internet Banking Free for First Year
Mobile Banking Free for First Year
Debit Card  Free for First Year
Credit Card Issuance Fee Free Joining and issuance fee for first year
Demat Account Free account opening and 1st year account operating fee free
C-ASBA Registration/ Mero Share Facility Available
Annual Locker Charges [Subject to  Availability] 50% discount on annual charges (For 1st Year Only)
Inward Remittance Charge Free
ABBS Charge Free
Balance certificate issuance fee Free once a year
POS Installation Charge Free
ATM Cash withdrawal/Balance Enquiry No charge for withdrawal and balance enquiry from other Bank’s ATM terminal
Distinguished Features:  
Credit Card Facility As per PPG on Retail Loans
Business Loan Facility Available
Retail Loans at subsidized rate BR+ Upto 3%
Discount in Loan Administrative Fee Upto 25 Basis Point
Missed Called Banking  Yes
Online Fixed Deposit Account Opening Facility Yes
Recurring Deposit Account Opening Facility Yes
Rebate on purchase and premium on sell of FCY 10 paisa
International Debit Card 50% discount on issuance fee
Other Privilege service facility available.
Mandatory Copy of PAN Card Required 
Loan Swap Facility Available

Helpdesk - NIC Asia Bank

Loading