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Chamatkarik Fixed Deposit

We know that you’re looking to make smart investments to secure your family’s future.
Opt for a Chamatkarik Fixed Deposit Account and let your money grow for 3 days or upto 1 year.
“Chamatkarik Fixed Deposit” is a specific premium product targeted for individual and institutional customers with attractive interest rate along with “quarterly” or “on Maturity” interest payment which offers exclusive benefits which will not only help you realize your financial goals, but also secures your family future.

Features*

Silver

Gold

Diamond

Minimum Balance (in Rs.)

100,000

1,000,000

2,500,000

Tenure of Fixed Deposit

3 days to 1 year

3 days to 1 year

3 days to 1 year

Accidental Death Insurance/Permanent disability

Up to Rs. 10 Lakhs or 4 times of average monthly balance, whichever is lower

Rs. 10 Lakhs

Rs. 15 Lakhs

Critical Illness

Up to Rs. 10 Lakhs or 4 times of average monthly balance, whichever is lower

Rs. 10 Lakhs

Rs. 15 Lakhs

Medical Insurance

NA

NA

Rs. 1.5 Lakh

Locker Facility (Subject to availability)

 

 

 

Margin Deposit

25% Waiver

50% Waiver

100% Waiver

Annual Rent (for 1st Year)

25% Waiver

50% Waiver

Free

Waiver on Loan Administrative Fee (Retail Loans Only)

NA

Upto 25 basis point

Flat 25 basis point

Loan Against Fixed Deposit

Maximum 90 % FD

Maximum 90 % FD

Maximum 90 % FD

Loan Interest Rate

-                             

BR+ Upto 3%

BR+ Upto 3%

Balance Certificate Fee (Once in a year)

50% Waiver

100% Waiver

100% Waiver

RTGS/SWIFT/Demand Draft

25% Waiver

50% Waiver

100% Waiver

Nominee Saving Account:

 

 

 

Minimum Balance

Nil

Nil

Nil

Interest Rate

6.5%

6.5%

6.5%

Debit Card (Waiver for 1st Year)

50%

100%

100%

Credit Card (Waiver for 1st Year)

50%

100%

100%

I-Banking (Waiver for 1st Year)

100%

100%

100%

Mobile Banking (Waiver for 1st Year)

75%

100%

100%

ABBS

Upto Rs. 200,000

Upto Rs. 500,000

Free

DEMAT Account

Free for 1st year

Free for 1st year

Free for 1st year

ATM Withdrawal Charges

Free - On Us ATMs

Free from All ATMs in Nepal

Free from All ATMs in Nepal

FCY Premium Rebate

5 Paisa

10 Paisa

15 Paisa

International Dollar Card

NA

50% Waiver on issuance fee

100% Waiver on issuance fee

Scheme Transfer Charge to Nominee Saving Deposit Account

Free (one time only)

Free (one time only)

Free (one time only)

Privileged Card

NA

NA

Yes

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