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Chamatkarik Jestha Nagarik Bachat Khata

Chamatkarik Jestha Nagarik Bachat Khata” is highest interest bearing saving account specially designed for senior citizens of 55 years & above who wants value for their saving and security of their funds.
Our customized “Chamatkarik Jestha Nagarik Bachat Khata” provides Free Insurance benefits, Home Banking Facility, Privileged Service & Higher Rates on Fixed Deposits and Saving Deposits will assure your money grows faster with us.
Secure your life with Accidental Death/Permanent Disability cover upto Rs. 15 lakhs*, Critical Illness cover upto Rs. 15 lakhs* and Medical Insurance Coverage of Rs. 1.5 lakhs*.

Features*

Silver

Gold

Diamond

Minimum Balance  (In Rs.)

1,000

25,000

100,000

Mobile Banking (Charge Waiver for 1st Year)

75%

100%

100%

Internet Banking (Charge Waiver for 1st Year)

100%

100%

100%

Debit Card (Charge Waiver for 1st Year)

50%

100%

100%

International VISA Card

-

-

Free issuance one time only

Accidental Death Insurance/Permanent disability

Up to 10 Lakhs or 4 times of average Monthly  balance whichever is lower

10 Lakhs

15 Lakhs

Critical illness

Up to Rs. 10 Lakhs or 4 times of average Monthly balance, whichever is lower

Rs. 10 Lakhs

Rs. 15 Lakhs

Medical Insurance

NA

NA

Rs. 1.5 Lakh

Higher Interest Rate on Fixed Deposit

Additional 0.5% of published rate on Fixed deposit

Additional 0.5% of published rate on Fixed deposit

Additional 0.5% of published rate on Fixed deposit

ABBS

Upto 200,000

Upto 500,000

Free

Home Banking Facility

Withdrawal/Deposit Maximum 2 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day

Withdrawal/Deposit Maximum 3 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day

Withdrawal/Deposit Maximum 5 times per month for account holders maintaining closing balance of Rs. 1 million and above on previous working day

Locker Facility

 

 

 

Margin Deposit

25% Waiver

50% Waiver

Free

Annual Rent

(Charge for 1st year)

25% Waiver

50% Waiver

Free

Cash Withdrawal/balance inquiry from ATM

Free from Our Bank’s ATM

Free from All ATM Terminals in Nepal

Free from All ATM Terminals in Nepal

Discount on Loan Processing Fees

NA

Upto 25 basis points

Flat 25 basis point

Loan against Pension Income

Yes

Yes

Yes

Demat Account

Free account opening and 1st year account operating fee free

Free account opening and 1st year account operating fee free

Free account opening and 1st year account operating fee free

Privileged Card

Yes

Yes

Yes

Privileged Service

Yes

Yes

Yes

Pre-Maturity of Fixed Deposit

As per STC

As per STC

Pre matured of Fixed Deposit allowed if the period of the fixed deposit has crossed 50% of the total duration.

Relationship Manager

NA

NA

Assigned Separate RM  who shall take care of customers.

Emotional Attachment

One Personal Visit in a three months after taken consent from the customer

One Personal Visit in 2 months after taken consent from the customer

One Personal Visit in 1 month after taken consent from the customer

Souvenir

Special recognition on the occasion of International Senior Citizen’s day.

Special recognition on the occasion of International Senior Citizen’s day.

Special recognition on the occasion of International Senior Citizen’s day.

We value your reviews and ratings and appreciate your confidence in us. Counting you among our customers is something for which we are especially grateful.

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