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Super Chamatkarik Bidhyarthi Bachat Khata

We offer “Super Chamatkarik Bidhyarthi Bachat Khata” to enhance the student’s knowledge and experience with the financial service including habits of saving for students who are the future of our nation.
This product also provides the facility of education loan to remove hurdle for further studies.
A free Accidental Insurance of up to Rs. 15 lakhs is provided for account holder*

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Particulars  Features*
Target segment Student having valid student identity card with age of 18 and above.
Minimum Balance  Zero
Interest Rate 6.50% p.a.   (Subject to change from time to time as per the published interest rate of the Bank)
Interest Calculation Daily balance 
Interest Capitalization Cycle Quarterly
Visa Card Free for the first year and as per STC thereafter.
Internet Banking Free for the first year and as per STC thereafter
Mobile Banking Free for the first year and as per STC thereafter.
Free top up Free top up worth Rs 100 directly to the account on activation of Mobile Banking Facility 
Accidental Insurance 5 times of monthly average balance or 15 lakhs whichever is lower. 
ABBS Facility Free up to 500K per day
Cheque book and A/C Statement  Free on demand
Education Loan Facility Interest Rate: BR + up to 3%
All relevant terms shall be as guided by PPG on Retail Loans 
Other facility Other features if required shall be charged as per our Standard Tariff Charges

Note:

  • In case of joint account insurance benefit is divided into proportionate basis

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