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Super Chamatkarik Fixed Deposit Account

“Super Chamatkarik Fixed Deposit” is a specific premium product targeted for individual and institutional customers with attractive interest rate along with “quarterly” or “on Maturity” interest payment. This product offers exclusive benefits which will not only help you realize your financial goals, but also secures your family future. 
This account can be opened by any individual whether singly or joint or institution for a tenure of 3 months to 1 year. 
In the history of banking industry in Nepal, NIC ASIA has launched the Super Chamatkarik FD accounts for its existing and new customers with the family insurance coverage of up to 1.315 Crore which is the main feature of Super Chamatkarik FD accounts.

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Features Silver Gold Diamond
Minimum Balance (in Rs.) 100,000 1,000,000 2,500,000
Tenure of Fixed Deposit 3 months to 1 year 3 months to 1 year 3 months to 1 year
Interest Rate Individual :9.25% Individual :9.25% Individual :9.25%
Institutional: Institutional: Institutional:
8.50% (Fresh) 8.50% (Fresh) 8.50% (Fresh)
8.60% (Renewal) 8.60% (Renewal) 8.60% (Renewal)
For Individual Fixed Deposit with tenure of 6 months to 1 year (Only for Nepalese citizen)
Accidental Insurance Coverage of Rs. 40 lakhs. Coverage of Rs. 60 lakhs. Coverage of Rs. 1 Crore.
-    4 times of FD amount or 10 lakhs for each family member whichever is lower.  -   15 lakhs for each family member.  -   25 lakhs for each family member. 
Critical Illness Coverage up to Rs. 20 lakhs for a couple. Coverage up to Rs. 20 lakhs for a couple. Coverage up to Rs. 30 lakhs for a couple.
-   4 times of FD amount or 10 lakhs for each whichever is lower. -10 lakhs for each  -15 lakhs for each 
Medical Insurance NA NA Up to Rs. 1.5 lakh for family
(Hospitalization case only)

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