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Gold Loan

NIC ASIA Gold Loan

NIC ASIA Bank introduces NIC ASIA Gold Loan, one of the easiest and fastest loan schemes of the banking industry. NIC ASIA Gold Loan offers hassle free credit facility with flexible repayment options to our valued customers. Major features of NIC ASIA Gold Loan are:

Loan Limit: Minimum NPR 30,000/- and Maximum NPR 50 million

Financing up to:

  • 70% against pledge of Gold Ornaments
  • 80% against pledge of Fine Gold Bar and Gold Coins

Free insurance coverage of pledged Gold

Facility Type: Demand Loan and Overdraft

Interest Rate:As published by the bank, payable on quarterly basis (as per Nepali calendar)

Period: Maximum 1 (one) year (if required – to be renewed every year from the Date of maturity)

Partial Payment: Allowed

  • Nepali citizens: 18 years and above
  • Duly registered companies

Available at following branches:

Inside Valley Outside Valley
1 New Road Khichapokhari Branch 1 Banepa Branch
2 Kaushaltar Branch 2 Dharan Main Branch
3 Bouddha Branch 3 Janakpur Branch
4 Balaju Branch 4 Pokhara Branch
5 Jawalakhel Branch 5 Butwal Branch
6 New Baneshwor Branch 6 Dhangadhi Hospital Line
7 Corporate Office Branch, Thapathali 7 Birtamode Branch
    8 Mahendranagar Branch
    9 Biratchowk Branch
    10 Gaighat Branch
    11 Bhairahawa Branch
    12 Biratnagar Branch
    13 Nepalgunj Branch
    14 Birgunj Branch
    15 Urlabari Branch

Fees and Charges: As per bank charges

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