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Gold Loan

NIC ASIA Gold Loan

NIC ASIA Bank introduces NIC ASIA Gold Loan, one of the easiest and fastest loan schemes of the banking industry. NIC ASIA Gold Loan offers hassle free credit facility with flexible repayment options to our valued customers. Major features of NIC ASIA Gold Loan are:


Loan Limit: Minimum NPR 30,000/- and Maximum NPR 50 million


Financing up to:

  • 70% against pledge of Gold Ornaments
  • 80% against pledge of Fine Gold Bar and Gold Coins


 Facility Type: Demand Loan and Overdraft


Interest Rate: As published by the bank, payable on quarterly basis (as per Nepali calendar)


Period: Maximum 1 (one) year (if required – to be renewed every year from the Date of maturity)


Partial Payment: Allowed


  • Nepali citizens: 21 years and above
  • Duly registered companies


Available at following branches:   

      Inside Valley

  1. New Road Khichapokhari Branch
  2. Kaushaltar Branch
  3. Bouddha Branch
  4. Balaju Branch
  5. Jawalakhel Branch
  6. New Baneshwor Branch


      Outside Valley

  1. Banepa Branch
  2. Dharan Main Branch
  3. Janakpur Branch
  4. Pokhara Branch
  5. Butwal Branch
  6. Dhangadhi Hospital Line
  7. Birtamode Branch
  8. Mahendranagar Branch
  9. Biratchowk Branch
  10. Gaighat Branch
  11. Bhairahawa Branch
  12. Biratnagar Branch
  13. Nepalgunj Branch
  14. Birgunj Branch
  15. Urlabari Branch



Fees and Charges: As per bank charges

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Last visited : 2017-12-03 :