Products of SME

NIC ASIA Fast Track Business Loan

  • Credit Facility starting from NPR 300,000 to a maximum of  NPR 10,000,000
  • Competitive Interest Rate
  • Hassel Free Processing
  • Financing of Net Assets Requirements.
  • Term loan facility with a tenor of up to 20 years

NIC ASIA Priority Business Loan

  • Credit Facility starting from NPR 300,000 to a maximum of  NPR 10,000,000
  • Competitive Interest Rate
  • Hassel Free Processing
  • Financing working capital & capital expenditure requirements and trade based facilities.
  • Mix of revolving overdraft and term loan facility with a tenor of up to 10 years can be extended depending upon nature  and facility requirement of business

NIC ASIA Premium Business Loan

  • Credit Facility starting from NPR 10,000,000 up to a maximum of NPR 50,000,000.
  • Competitive Interest Rate.
  • Financing working capital & capital expenditure requirements and trade based facilities.
  • Term loan facility with a tenor of up to 15 years can be extended depending upon nature and requirement of business.

In order to meet the specific financing requirement of different economically important sectors, and to cater right product following sector wise loans are also available:

        1. Travel & Tours Companies Loan

  • Target Market: New or existing business entities/ agencies/ companies involved in Travelling, Touring, Trekking, Rafting, Mountaineering, Money Exchange and others similar business.
  1. Hotels Loan
    • Target Market: New or Existing Restaurants, ( Star/Non-Star) Hotels & Resorts or any other business entity involved in similar nature of business.
  1. Health Sector Loan
    • Target Market: New or Existing Health Clinics, Nursing Homes, Labs, Pathology Labs, Hospitals , Homeopathic( Ayurvedic)  Clinics/ Hospitals or any other business entity which is involved in providing similar services.
  1. Education Sector Loan
    • Target Market: New or Existing Pre-Schools, Higher Secondary Schools, Colleges, Universities, Technical/Vocational Institutes or any other entity which is involved in providing similar educational services/vocational trainings.
  1. Agriculture Loan:
    • Target Market: All Agriculture related business such as Crop Cultivation , Vegetable & Fruits Cultivation, Fertilizer and Pesticides Production, Storage, Irrigation, Forestry,  Tea/Coffee Plantation,  Fish Farming, Livestock Farming, Feed Production, Poultry Farming, Mushroom Farming, Bee Keeping & Honey Production, Agriculture Equipments, Animals and Birds Slaughter Houses,  Floriculture, Dairy Products  and  other business entities involved in similar nature of business and as defined by NRB from time to time.
  1. Transportation Loan:
    • Target Market: New or Existing Companies in Public Transportation Business such as Public Buses, Micro-Vans, Taxis, Safa Tempos, Motorcycles,  Rickshaws or any other entity which is involved in providing similar  services.
  1. Automobiles Sector Loan
    • Target Market: New or Existing Dealers / Sub- Dealers of Automobiles / Vehicles and Motorcycles including Sales, Service and Spare Parts and any other business entity involved in similar nature of business.
  • Construction & Contractors Business Loan
    • Target Market: Entrepreneurs/Units/Companies/Group/Contractors and Businesses involved in Construction Business
  • Other Private Business

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