With the NIC ASIA MOBANK application, you can access and manage your NIC accounts to perform the following services.
View your account balances and last 5 transaction statements.
View your credit card information.
Transfer funds between your applicable NIC accounts.
Transfer funds to another bank account associated with fonepay networks.
Pay bills to utilities like Postpaid, NTC Landline, and Credit Cards. Direct Top-up to NTC Prepaid, Postpaid, ADSL, Ncell Prepaid, Ncell Postpaid, Dishome and Simtv accounts, Recharge Vouchers for NTC prepaid, NTC CDMA, Broadlink, Smart Cell, Dishome and Radius communication.
Locate ATMs and branches with its route navigation.
Get instant notifications from debit or credit on account activities.
Get the latest foreign exchange rates issued by the bank and stock market value of the bank.
Stop your credit/debit cards directly and instantly, for instance in case of theft, loss or damage.
Statement request between applicable dates
(Data charges from your mobile service provider may apply. NIC Bank is not responsible for these charges. In the case of SMS, your request will cost the minimum charges set by the Telecom itself).
To enroll in Mobile banking, you need to visit the nearby NIC ASIA bank counters and fill the registration form.
Once the bank personal verifies your mobile number with the account number you provide, you will be sent with the registration confirmation message with all your login password, transaction password and MPIN.
Note: Make sure you have enough balance in your account to activate your service required for NIC ASIA MOBANK registration.
The NIC ASIA MOBANK application is available in android, iOS and java supported platforms. To get the application, please visit the Google play store and search for NIC ASIA MOBANK from your mobile devices in case of android. Apple app store and search for NIC ASIA MOBANK from your mobile devices in case of the iOS platform. Please find a mobile banking link in the NIC official website to download a JAD file for java based mobile phone.
Once you install the NIC ASIA MOBANK application in your mobile phone, for an android phone please log in to NIC ASIA MOBANK with the login credentials, you received through SMS message. The username will be the mobile number you present during the registration process in the bank. After successful registration, you will be asked to change your login password and transaction password successively. For password format, please follow the instruction, as in the popup panel you get for changing your password. Once you set your new login and transaction password, you need to log in again with the new password to use the service.
In the case of SMS, you will need to change your MPIN from the settings menu to activate the service.
Note: Please keep all the login password, transaction password and MPIN you set safe and confidential.
You need to open the Mobile Banking App.
You need to type your Mobile Number and your GPRS Password and Login.
Then after, Change your Password option will appear where you can see the spaces for Old Password, New Password and Confirm New Password.
You need to write a GPRS password in the old password and then you can type your new password and confirm typing your new password again.
A message ‘Password changed successfully’ will be displayed.
For Txn Pin
Change Txn pin option will appear where you can see the spaces for Old Password, New Password and Confirm New Password where you need to write Txn password in the old password.
Then you can type your new password and confirm typing your new password again.
* When to use GPRS pin? – when you are logging onto mobile banking through wi-fi or data.
* When to use m-pin/ txn-pin? –for transactions.
If you forget your password, it needs to be reset. You need to visit your respective branch and submit a request to reset the password. Bank will charge a minimum amount for this service as per the bank’s rules and regulations.
For the GPRS password, you must use the password having alphabetical (At least one character in Capital format e.g. ABC…), numerical (123…) and special characters (@ $ # *…) to use Mobile Banking.
Txn pin should be 4-digit numeric only.
The branch will inform you at the time you visit and submit the request form. However, it usually takes 24 hours or will be done by the end of the day if you submit the form on the morning the same day.
If you are transferring money from NIC ASIA Bank’s Account to another NIC ASIA Bank’s Account, it will not bear any changes. However, if the fund is being transferred to another bank’s account then the Bank will charge a minimum amount for this service as per Bank’s rules and regulations.
Mo-banking password expires every 2 months hence, you need to reset your password every 2 months to not to get expiry information which will also save you from blocking your password.
However, if your password got expired, you need to reset your password. But if you tried with an old password many times, your password will be blocked, for which you need to visit your respective branch to inform the same and need to fill & submit the unblock request form to the branch.
The branch will inform you at the time you visit and submit the request form. However, it usually takes a working day 24 hours or will be done by the end of the day if you submit form in the morning the same day.
This is for both. Merchants willing to enable card based online payment acceptance may approach the bank for availing the service. Customers willing to make card-based online payment may activate their cards with the eCommerce options and make payments to the merchants.
Yes. You need to have a current account in the name of registered company in which gateway has to be integrated. This account is used by NIC ASIA for settlement of funds received as payments from customers.
A set of initial integration fees, plugin maintenance fees, membership fees and transactional charges are applied as per Bank’s Standard Tariff of Charges (STC). Same shall be provided under the service agreement to be signed before availing the service.
You can add any number of gateways in your platform. You may even compare the gateways based on success rates of transaction and swiftness in processing, and decide rates to opt a single one in future. Cybersource offers your 99.9% uptime which is best in the industry.
The gateway has plugins developed for eCommerce based on the following platforms: Amadeus, Aria Systems, BigCommerce, Cvent, eBay, Zuora, Sitecore, Shopify, Woocommerce, Magento, SAP Hybris, Navitaire, Salesforce, and Microsoft Dynamics AX
Safe Deposit Locker refers to space provided by the Bank to its account holders to meet demand of safeguarding their precious gems/jewelries and important documents. Bank ensures the safety of the precious items/documents while stored in the locker in one hand and also facilitates to take away from the locker for their use on the other.
You need to open an account with us to avail locker facility. After you open an account with us, you can avail locker facility from any of our locker service providing branches irrespective of the branch where your account has been opened. Further, locker facility shall be subject to availability.
Valuable possession such as precious metal, marketable securities, and important documents like Property documents, Loan Documents, Birth/Marriage Certificates, Saving Bonds, Insurance Policies, other confidential and private items which need safekeeping can be stored in lockers.
The bank has different size of locker and the locker rent varies as per the locker sizes. Charges for locker vary from Rs. 2,835 to Rs. 13,185 depending upon size. Further you need to deposit security amount of Rs. 10,000 to Rs. 20,000 for obtaining locker facility.
You can approach the branch for locker break request. Charges shall be levied as per STC for locker breaking plus applicable Lock replacement charge and expenses incurred towards travelling/lodging/fooding as per actual bill submitted by vendor.
It is not necessary to fill up any form by the customer for Accidental insurance. Medical insurance claimant customer needs to fill the form at the time of claimant only.
However, for critical illness coverage, a separate form needs to be filled at the time of account opening.
Yes, as our card is EMV Chip Based Secured Card. A Chip Card is a card with an embedded microchip. The Chip is encrypted and provides enhanced security and protection to help guard against fraudulent transactions. When you use your Chip Card at stores or restaurants that have chip enabled terminals and at ATMs, the system validates the Chip ensuring security of your transaction.
Yes , our Credit cards charge interest and are primarily can be used for short-term financing. Interest usually begins one month after a purchase is made and borrowing limits are pre-set according to the individual's credit rating.
If you make a payment for the total outstanding amount before the due date, no interest charges are applicable. If the total amount due is not paid within payment due date, interest will be charged on the total amount due and on all new transactions (from the transaction date) till such time as the previous outstanding amounts are not settled.
Customer need to follow below steps to apply for Zero Percent Financing Facility (ZPFF):
Customer visits Bank’s specified merchant’s outlets and selects the products and services to be purchased in EMI payment option.
Merchant provides quotation of the product/services to the customer.
Customer visits the nearest branch of the bank with the quotation of the product/service.
If the customer credit card holder, customer fills an application form for ZPFF, whereas, if the customer is noncredit card holder, customer fills up credit card application from along with ZPFF application form.
Upon approval, Bank will inform the customers and provide Intimation Letter/Delivery Order (Customer/merchant/bank copy)
Customer will visit merchant outlets with Delivery order/Intimation letter.
Based on Delivery Order provided by Bank, merchant shall deliver the product to the customer.
EMI amount will be booked to credit card account on monthly statement and payment due date will be same as your credit card account.
The online application process will take not more than 15 minutes to complete given the required information is furnished. The status of your account opening process will be notified to you via your email.
You can operate your account after the confirmation email is sent to you about account activation which might take two working days. If we will have any queries regarding information/documents furnished by you we will get back to you via email.
Only credit transaction is allowed in this account until and unless you visit the preferred branch for document verification and signature authorization. Initially the account will have debit restriction on it.
If you are applying from Nepal it is better to visit the bank as early as possible and if you are applying from abroad you must make sure that you visit your preferred branch within three years of account opening date.
To make your opening deposit online, you can transfer fund from your existing accounts at another financial institutions. You can also transfer fund through remittance or fund can be deposited by anyone in your account by filling bank voucher.
Recurring Deposit (RD) Account is a combination of fixed deposit and saving product for those individual customer who prefers to save money periodically from their monthly saving for defined period of time.
The monthly installment amount once fixed cannot be altered at any later date.
But at any time, the customer can deposit additional amount apart from regular monthly installment with multiple of NPR 500 through Internet Banking/ Mobile Banking or over the counter in this account.