Ideal for
Facility / Product Type
*Bank Fees & charges rate
Loan Products
NIC ASIA Claims Secured by Personal Residential Properties
For Individuals
NIC ASIA Claims Secured by Personal Residential Properties
Term Loan
  • Minimum NPR 2.5 million to Maximum NPR 80 Mio not exceeding Group Limit Exposure of NPR 120 Mio
  • Up to 60% of Fair Market Value as per Bank’s valuation Guideline
NIC ASIA ATHOT Loan against Share
ShareProfessional
NIC ASIA ATHOT Loan against Share
Demand Loan and/or Overdraft Loan
  • Minimum NPR 5 million to Maximum 120 million (OD NPR 5 Million and Demand Loan 120 Million)

Loan Against Fixed Deposit
For Individuals
Loan Against Fixed Deposit
Demand Loan
  • Quick Processing of Loan
  • No Pre-payment charges
Personal Loan
For all
Personal Loan
Non-Collateral Based
  • Loan amount maximum : Up to NPR. 15 Lakh, where Overdraft/Demand Loan shall be within NPR. 5 Lakh.
  • Term Loan and Overdraft/ Demand Loan.
  • Term Loan : Up to 5 Years.
Auto Loan
For Auto loan
Auto Loan
  • Loan Tenure upto Maximum 15 yearss
  • Upto 2 crores loan amount
  • Upto 80% of the VAT Bill
Education loan
For Students
Education loan
Collateral Based
  • Term Loan Facility
  • Minimum NPR 0.3 million to maximum NPR 10 million.
  • Minimum 1 year to Maximum 20 years (excluding moratorium period). The Moratorium period is optional.
Commercial Agricultural & Livestock Loan
Professional
Commercial Agricultural & Livestock Loan
Term Loan
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months.
Deprived Sector Loans
For Individuals
Deprived Sector Loans
Term Loan
  • Easy and hassle free loan processing.
  • Eligible for new or existing business.
  • Flexibility in collateral.
  • Low Turnaround time.
  • Loan available for wide variety of purposes like supporting small businesses, financing commercial agriculture, financing of agricultural equipment, supporting/financing low cost housing, etc.
  • Loan available from all branches throughout the country.
Employee Overdraft Loan
Professional
Employee Overdraft Loan
Overdraft Loan
  • Minimum NPR 0.4 million to maximum upto NPR 120 million (Group Limit)
  • Term loan of Minimum 5 years to Maximum 50 years.
  • Overdraft of Revolving facility maximum up to 12 months
Helpdesk - NIC Asia Bank
NIC ASIA