Auto Loan – Red Plated Private Vehicle:

सवारीसाधन कर्जा - रातो प्लेट भएको निजी गाडी

To purchase/finance four-wheeler Red-Plated Private Vehicle.

कम्पनी, फर्म वा अन्य कुनै व्यक्तिगत रुपमा संचालन गरेको व्यवसायको लागि चाहिने रातो प्लेटको चार पांग्रे गाडी खरिद &nbsp;

सुविधाको प्रकार

For Natural Person
Minimum Age: 21 Years
Maximum Age: 70 years at the time of loan maturity
&nbsp;
For Entity:
Period of Business Operation should be at least 2 years from date of establishment for firm/companies.

<pre id="tw-target-text" class="tw-data-text tw-text-large tw-ta" dir="ltr" tabindex="-1" role="text" data-placeholder="Translation" data-ved="2ahUKEwj2gtLty_uTAxVWXmwGHd2JFtEQ3ewLegQIDBAV" aria-label="Translated text: प्राकृतिक व्यक्तिको लागि:

न्यूनतम उमेर: २१ वर्ष

अधिकतम उमेर: ऋण परिपक्वताको समयमा ७० वर्ष

संस्थाको लागि:

फर्म/कम्पनीहरूको लागि व्यवसाय सञ्चालन अवधि स्थापनाको मितिबाट कम्तिमा २ वर्ष हुनुपर्छ।">प्राकृतिक व्यक्तिको लागि:

न्यूनतम उमेर: २१ वर्ष

अधिकतम उमेर: ऋण परिपक्वताको समयमा ७० वर्ष

संस्थाको लागि:

फर्म/कम्पनीहरूको लागि व्यवसाय सञ्चालन अवधि स्थापनाको मितिबाट कम्तिमा २ वर्ष </pre>

<ul>
<li>Minimum: 5 Lakh</li>
<li>Maximum: 2 crore</li>
</ul>

<ul>
<li>न्यूनतम : रु. ५ लाख</li>
<li>अधिकतम : रु. २ करोड</li>
</ul>

अधिकतम १० वर्ष*

<ul>
<li>Petrol/ Diesel Vehicle: Up to 60% of the VAT bill (For Natural Person) , Up to 80% of VAT bill (For Entity )</li>
<li>Electric vehicle: Up to 60% of VAT bill.</li>
</ul>

<ul>
<li>पेट्रोल/डिजेल गाडी: भ्याट को ६०% सम्म (व्यक्तिहरूको लागि), भ्याट को ८०% सम्म (संस्थाहरूको लागि)</li>
<li id="tw-target-text" class="tw-data-text tw-text-large tw-ta" dir="ltr" data-placeholder="Translation">बिजुली गाडी: भ्याट बिलको ६०% सम्म</li>
</ul>

बैंकले प्रकाशित गरे अनुसारको ।

बैंकले तोकेको मापदण्ड (एसटीसी)अनुसार

सवारीसाधन कर्जा : हरियो प्लेट सवारीसाधन

To purchase/finance Green Plated Vehicle.

Period of Business Operation should be at least 2 years from date of establishment for firm/companies.

<ul>
<li>Minimum:NPR. 4 Lakh.</li>
<li>Maximum: NPR. 2 Crore</li>
</ul>

<ul>
<li>न्यूनतम : रु. ४ लाख</li>
<li>अधिकतम : रु. २ करोड</li>
</ul>

अधिकतम ७ वर्ष&nbsp;

&bull; Up to 80% of the VAT bill for other than electric vehicle &bull; Up to 60% of the VAT bill for electric vehicle

&bull; ८०% सम्म VAT विद्युतीय सवारी साधन बाहेकका अन्य सवारी साधनहरूको लागि &bull; ६०% सम्म VAT विद्युतीय सवारी साधनहरूको लागि

As per Bank's Standard Tariff Charges.

NIC ASIA Auto loan is an exclusive financing option to &ldquo;move in style&rdquo; by owing a vehicle of your own choice. It aims to support you as our esteemed customer to procure any type of four-wheeler and above vehicle with a comfortable Equated Monthly Installment (EMI) payment option.&nbsp;
The scheme incorporates vehicle loan up to 80% and is available with a simple and hassle-free loan processing system. To enhance and upgrade the customer&rsquo;s automobile experience, there are varieties of auto loan facilities.
For more information/inquiries, please contact the nearest branch or type&nbsp;&ldquo;AUTO&rdquo;&nbsp;and send&nbsp;SMS to 34488.

एन आई सी एशिया बैंकको सवारीसाधन कर्जा आफ्नो रोजाईको गाडी किन्ने सक्ने एक राम्रो वित्तीय विकल्प हो । यस कर्जाको उद्देश्य भनेको हाम्रा ग्राहक महानुभावहरुलाई चार पाँग्रे वा अझ माथि गाडी किन्न उपलब्ध गराइएको इएमआई भुक्तानी सुविधा हो ।
यस योजनामा सरल र सहजरुपमा ८० प्रतिशतसम्म कर्जा सुविधा उपलब्ध गराने सुविधा रहेको छ । ग्राहक महानुभावहरुलाई सवारीसाधन किन्न विभिन्न प्रकारका सवारीसाधन कर्जा उपलब्ध गराइएको छ ।
थप जानकारीको लागि नजिकैको शाखामा सम्पर्क गर्न वा ब्ग्त्इ टाइप गरी ३४४८८ मा म्यासेज पठाउनुहोस् ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Citizenship certificate

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">नागरिकता प्रमाणपत्र

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">Passport copy

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">राहदानी प्रतिलिपि

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">Photograph

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">फोटो

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Marriage certificate

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">विवाह प्रमाणपत्र

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Relationship certificate (where applicable)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">सम्बन्ध प्रमाणपत्र (जहाँ लागू हुन्छ)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Income source verification documents

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">आय स्रोत प्रमाणिकरण कागजातहरू

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Quotation price of the vehicle

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">वाहन को उद्धरण मूल्य

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Bank account statements

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">बैंक खाता विवरणहरू

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Net worth detail document (where applicable)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">नेट वर्थ विवरण कागजात (जहाँ लागू हुन्छ)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Firm/Company Registration Certificate (if applicable)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">फर्म/कम्पनी दर्ता प्रमाणपत्र (यदि लागू भएमा)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">PAN/VAT Certificate (If applicable)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">PAN/VAT प्रमाणपत्र (लागू भएमा)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Audited financials of the last 2 fiscal years (For business income)&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">पछिल्लो २ आर्थिक वर्षको लेखा परीक्षित वित्तीय (व्यवसाय आयको लागि)

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Blue book of existing vehicles

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">अवस्थित सवारी साधनहरूको निलो पुस्तक

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">All related documents regarding collateral/security

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">संपार्श्विक/सुरक्षा सम्बन्धी सबै सम्बन्धित कागजातहरू

Required Documents

आवश्यक कागजातहरू

<ul>
<li>Loan Tenure upto Maximum 15 yearss</li>
<li>Upto 2 crores loan amount</li>
<li>Upto 80% of the VAT Bill</li>
</ul>

<ul>
<li>ऋणको अवधि अधिकतम १५ वर्षसम्म</li>
<li>२ करोडसम्म ऋण रकम</li>
<li>VAT बिल को 80% सम्म</li>
</ul>

*&nbsp;Note: Other Terms and Conditions shall be as per the Bank&rsquo;s Policy. In addition, to the above-mentioned parameters, the Bank can analyze other details too, where deemed necessary.

* नोट: अन्य नियम र सर्तहरू बैंकको नीति अनुसार हुनेछ। साथै, माथि उल्लिखित मापदण्डहरूमा, बैंकले आवश्यक ठानेमा अन्य विवरणहरू पनि विश्लेषण गर्न सक्छ।

Auto Loan – Red Plated Private Vehicle:

Purpose

Facility Type

Eligible

Loan Amount

Loan Tenure

Bank Financing

Interest Rate

Fees and Charges

Auto Loan - Green Plated Vehicle

Purpose

Facility Type

Eligible

Loan amount

Loan Tenure

Bank Financing

Fees and Charges

Required Documents

Loans

Auto Loan

Auto Loan – Red Plated Private Vehicle:

Purpose

Facility Type

Eligible

Loan Amount

Loan Tenure

Bank Financing

Interest Rate

Fees and Charges

Auto Loan - Green Plated Vehicle

Purpose

Facility Type

Eligible

Loan amount

Loan Tenure

Bank Financing

Fees and Charges

Required Documents