<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Accidental Insurance
</td>
<td style="width: 50.1285%;">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Critical Illness
</td>
<td style="width: 50.1285%;">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Medical Insurance
</td>
<td style="width: 50.1285%;">
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
(NPR 1 Lakh to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Tenure of Insurance Facility
</td>
<td style="width: 50.1285%;">
5 Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Insurance Coverage for
</td>
<td style="width: 50.1285%;">
Account holder and Additional three persons as designated by account holder. Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">विवरण &nbsp; &nbsp;</td>
<td style="width: 50.1285%;">फाइदाहरु&nbsp;</td>
</tr>
<tr>
<td style="width: 50.1285%;">
दुर्घटना बीमा
</td>
<td style="width: 50.1285%;">
रु. ४० लाख (रु. १० लाख प्रति खाता)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
दीर्घ रोग
</td>
<td style="width: 50.1285%;">
रु. ४० लाख (रु. १० लाख प्रति खाता)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
स्वास्थ्य उपचार बीमा
</td>
<td style="width: 50.1285%;">
रु. ४ लाख (ओपीडी रु. ८० हजारसम्म र अस्पताल भर्ना भएमा रु. ३२०००० सम्म (रु. १ लाख प्रति खाता)
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
बीमा अवधि
</td>
<td style="width: 50.1285%;">
५ वर्ष&nbsp;
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
बीमा सुविधा पाउने व्यक्ति
</td>
<td style="width: 50.1285%;">
खातावाला र खातावालाले मनोनयन गरेका अन्य थप तीन जना । मनोनयन भएका तीन जनाले सर्वश्रेष्ठ बण्डल सहज बचत खाता हुनुपर्छ ।
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
DEMAT Account
</td>
<td style="width: 50.1285%;" width="444">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
MERO Share Charge
</td>
<td style="width: 50.1285%;" width="444">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Portfolio Management Service Fee
</td>
<td style="width: 50.1285%;" width="444">
50% Discount for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Flexi Fixed Facility
</td>
<td style="width: 50.1285%;" width="444">
Available (In excess of Rs. 200K)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 50.1285%;" width="444">
As per published Interest Rate
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Prematurity Charge (%)
</td>
<td style="width: 50.1285%;" width="444">
Difference between FD &amp; saving interest rate (At present 3 %)
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">विवरण &nbsp;</td>
<td style="width: 50.1285%;">फाइदाहरु&nbsp;</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
डिम्याट खाता
</td>
<td style="width: 50.1285%;" width="444">
पाँच वर्षलाई निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
मेरो शेयर शुल्क
</td>
<td style="width: 50.1285%;" width="444">
पाँच वर्षलाई निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
पोर्टफोलियो म्यानेजमेन्ट सेवा शुल्क
</td>
<td style="width: 50.1285%;" width="444">
पाँच वर्षलाई ५०% निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
फ्लेक्जी मुद्धति सुविधा&nbsp;
</td>
<td style="width: 50.1285%;" width="444">
उपलब्ध (२ लाखभन्दा माथि)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
फ्लेक्जी मुद्धति ब्याज दर %
</td>
<td style="width: 50.1285%;" width="444">
सार्वजनिक रुपमा प्रकाशित ब्याज दर&nbsp;
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
प्रिम्याचुअरिटी शुल्क %
</td>
<td style="width: 50.1285%;" width="444">
मुद्धति खाता र बचत खातामा उपलब्ध ब्याज दरको अन्तर (अहिले ३%)
</td>
</tr>
</tbody>
</table>

सम्पत्ति अभिवृद्धि

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 49.8715%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Debit Card
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Mobile Banking
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Internet Banking
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Limit (In Rs)
</td>
<td style="width: 49.8715%;" width="444">
Up to 500,000
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 49.8715%;" width="444">
Free
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Annual Fee
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Prepaid Dollar Card
</td>
<td style="width: 49.8715%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 49.8715%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Cheque Processing
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
RTGS
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
IPS/CIPS
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Rentals
</td>
<td style="width: 49.8715%;" width="444">
100% Locker Fee Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Margin
</td>
<td style="width: 49.8715%;" width="444">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 49.8715%;" width="444">
25 paisa
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 49.8715%;" width="444">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">विवरण &nbsp;</td>
<td style="width: 49.8715%;">फाइदाहरु&nbsp;</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
डेबिट कार्ड
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
मोबाइल बैकिङ
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
इन्टरनेट बैंकिङ
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
क्रेडिट कार्ड सीमा (रु.)
</td>
<td style="width: 49.8715%;" width="444">
५००,००० सम्म
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
क्रेडिट कार्ड दर्ता र जारी शुल्क
</td>
<td style="width: 49.8715%;" width="444">
निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
क्रेडिट कार्ड वार्षिक शुल्क
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
प्रिपेड डलर कार्ड
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ई-कमर्श सुचारु र वार्षिक शुल्क
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
चेक प्रोसेसिङ
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
आरटीजीएस
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
आईपीएस/सीआईपीएस
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
लकर शुल्क
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षको लागि १००% लकर शुल्क निशुल्क&nbsp;
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
लकर मार्जिन
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षका लागि १००% फिर्ता
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
अमेरिकी डलर, क्यानेडियन डलर, अष्ट्रेलियन डलर, ब्रिटिस पाउन्डस्ट्रलिङ र युरो किन्दा वा बेच्दा हुनेदा बढी फाइदा
</td>
<td style="width: 49.8715%;" width="444">
२५ पैसा&nbsp;
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
एटीएम क्यास विथड्रल (स्वदेशी बैंक)
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
एटीएम ब्यालेन्स जानकारी (स्वदेशी बैंक)
</td>
<td style="width: 49.8715%;" width="444">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
</tbody>
</table>

डिजिटल र कारोबार सेवा

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Pre-approved Loan Limit (Times of 3 Months Average balance)
</td>
<td style="width: 50.1285%;" width="444">
10
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Premium Over Base Rate on above loan limit (%)
</td>
<td style="width: 50.1285%;" width="444">
1
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Loan Processing Fee (%)
</td>
<td style="width: 50.1285%;" width="444">
0.25
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">विवरण</td>
<td style="width: 50.1285%;">फाइदाहरु&nbsp;</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
पूर्व स्वीकृति कर्जा सीमा (तीन महिनाको औषत ब्यालेस)
</td>
<td style="width: 50.1285%;" width="444">
१०
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
कर्जा सीमाभन्दा माथिको कर्जामा प्रिमियम आधार दर %
</td>
<td style="width: 50.1285%;" width="444">
१
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
कर्जा प्रकृया शुल्क %
</td>
<td style="width: 50.1285%;" width="444">
०.२५
</td>
</tr>
</tbody>
</table>

कर्जा सम्बन्धी फाइदाहरु

<table style="border-collapse: collapse; width: 100%; height: 232.875px;" border="1">
<tbody>
<tr style="height: 18.2188px;">
<td style="width: 50.1285%; height: 18.2188px;">Particular</td>
<td style="width: 50.1285%; height: 18.2188px;">Benefits</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
50% of Standard
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 50.1285%; height: 84.2188px;" width="216">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 50.1285%; height: 84.2188px;" width="444">
10
</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
Dedicated Relationship Management
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
Available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 232.875px;" border="1">
<tbody>
<tr style="height: 18.2188px;">
<td style="width: 50.1285%; height: 18.2188px;">विवरण</td>
<td style="width: 50.1285%; height: 18.2188px;">फाइदाहरु&nbsp;</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
सुनिष्चित सेवा प्रवाह (मिनेटमा)&nbsp; &nbsp;
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
मापदण्डको ५०%&nbsp;
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 50.1285%; height: 84.2188px;" width="216">
अतिरिक्त समयमा सेवाको लागि पर्खनु परेमा (रु. प्रति घटना)
</td>
<td style="width: 50.1285%; height: 84.2188px;" width="444">
१०
</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
सुनिष्चित आपसी व्यवस्थापन&nbsp;
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
उपलब्ध&nbsp;
</td>
</tr>
</tbody>
</table>

विशेषधिकार बैंक सेवा

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

हाम्रो डिजिटल कारोबार सेवाबाट हजारभन्दा धेरै मर्चेन्टमा भुक्तानी गर्न सक्नुहुन्छ ।

Sarbashrestha Bachat Khata- The NIC ASIA Goodwill Ambassador is an interest-yielding saving account designed for all customers, irrespective of gender and age, offering diverse financial services.

सर्वश्रेष्ठ बचत खाता&ndash; द एन आई सी एशिया गुडविल एम्बेसडर उच्च ब्याजदरसहित सबै किसिमका उमेर, लिंकका ग्राहक महानुभावहरुलाई ल्याइएको खाता हो ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Original Citizenship/ Voter ID / Driving License&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">मूल नागरिकता / मतदाता परिचय पत्र / ड्राइभिङ लाइसेन्स

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="33" height="33">PP size photo

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">पासपोर्ट साइज फोटो

Required Documents

आवश्यक कागजातहरू

<ul>
<li>Insurance benefits up to Rs 84 Lakhs.(Insurance partner IGI Prudential Insurance Limited)</li>
<li>5 year free annual charge on debit card / mobile banking /internet banking</li>
<li>Free locker facility</li>
<li>Free Cash Withdrawal/Balance Enquiry from any BFI&rsquo;s ATM&rsquo;s all across the country.</li>
<li>Sweep In / Sweep Out Facility</li>
<li>Free cash withdrawals from any ATMs in Nepal for five years.</li>
<li>Pre-approved Loan Facility</li>
</ul>

<ul>
<li>रु. ८४ लाखसम्मको बीमा लाभ</li>
<li>डेबिट कार्ड, मोबाइल बैंकिङ्ग र इन्टरनेट बैंकिङ्गमा पाँच वर्षसम्मको वार्षिक शूल्क नलाग्ने&nbsp;</li>
<li>लकर सेवा निशुल्क</li>
<li>निशुल्क एटीएम&divide;कुनै पनि वित्तीय संस्थाको एटीएमबाट निशुल्क ब्यालेन्स हेर्ने सुविधा</li>
<li>स्वीप इन र स्वीप आउट सुविधा</li>
<li>मुलुकभर कुनै पनि एटीएमबाट पाँच वर्षसम्म निशुल्क रकम झिक्न सकिने</li>
<li>पूर्व स्वीकृति कर्जा</li>
</ul>

*<a href="https://cms.nicasiabank.com/framework/uploads/nic_terms_conditions.pdf" target="_blank" rel="noopener">Terms and Condition</a>&nbsp;may apply | The card offers are upto 5 years only. Fees and charges apply and may change.
Note
<ul>
<li>In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.</li>
</ul>

*सर्तहरु लागू हुनेछन् । कार्ड अफर ५ वर्षसम्मको लागि मात्र । शुल्कहरु समयअनुसार परिवर्तन हुनसक्छन् ।
नोट:
<ul>
<li>अनलाइन खातावाताको सन्दर्भमा, आफ्नो खातामा न्यूनतम ब्यालेन्स व्यवस्थापन गर्नु भएका खातावालाले निशुल्क सेवाहरु उपभोग गर्न योग्य हुनुहुनेछ ।</li>
</ul>

Product Features and Benefits

Savings

Sarbashrestha Bachat Khata

सर्वश्रेष्ठ बचत खाता

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particulars</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Accidental Insurance
</td>
<td style="width: 50.1285%;" width="444">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Critical Illness
</td>
<td style="width: 50.1285%;" width="444">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Medical Insurance
</td>
<td style="width: 50.1285%;" width="444">
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
(NPR 1 Lakh to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Tenure of Insurance Facility
</td>
<td style="width: 50.1285%;" width="444">
5 Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Insurance Coverage for
</td>
<td style="width: 50.1285%;" width="444">
Account holder and Additional three persons as designated by account holder.
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particulars</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
DEMAT Account
</td>
<td style="width: 50.1285%;" width="444">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
MERO Share Charge
</td>
<td style="width: 50.1285%;" width="444">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Portfolio Management Service Fee
</td>
<td style="width: 50.1285%;" width="444">
50% Discount for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Flexi Fixed Facility
</td>
<td style="width: 50.1285%;" width="444">
Available (In excess of Rs. 200K)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 50.1285%;" width="444">
As per published Interest Rate
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Prematurity Charge (%)
</td>
<td style="width: 50.1285%;" width="444">
Difference between FD &amp; saving interest rate (At present 3 %)
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particulars</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Debit Card
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Mobile Banking
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Internet Banking
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Limit (In Rs)
</td>
<td style="width: 50.1285%;" width="444">
Up to 500,000
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 50.1285%;" width="444">
Free
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Annual Fee
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Prepaid Dollar Card
</td>
<td style="width: 50.1285%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 50.1285%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Cheque Processing
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
RTGS
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
IPS/CIPS
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Rentals
</td>
<td style="width: 50.1285%;" width="444">
100% Locker Fee Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Margin
</td>
<td style="width: 50.1285%;" width="444">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 50.1285%;" width="444">
25 paisa
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 50.1285%;" width="444">
50% of Standard
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 50.1285%;" width="444">
10
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Dedicated Relationship Management
</td>
<td style="width: 50.1285%;" width="444">
Available
</td>
</tr>
</tbody>
</table>

Sarbashrestha Nari Bachat Khata- The NIC ASIA Goodwill Ambassador is a savings account designed specifically for women. It encourages practicing saving money while also providing access to special perks.

सर्वश्रेष्ठ नारी बचत खाता&ndash; द एन आई सी एशिया गुडविल एम्बेसडर विशेषगरी महिलाहरुका लागि तयार गरिएको उच्च प्रतिफल दिने खाता हो । यस खाताले बचत गर्न प्रेरित गर्नुका साथै उच्च लाभ उपलब्ध गराएको छ ।&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">PP size photo

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Original Citizenship/ Voter ID / Driving License

<ul>
<li>Insurance benefits up to Rs 84 Lakhs. (Insurance partner IGI Prudential Insurance Limited)</li>
<li>5 year free annual charge on debit card / mobile banking / internet banking</li>
<li>Free Cash Withdrawal/Balance Enquiry from any BFI&rsquo;s ATM&rsquo;s all across the country.</li>
<li>Free locker facility</li>
<li>Sweep In / Sweep Out Facility</li>
<li>Special Concessions on Interest Rate</li>
<li>Special Concessions on Administrative Fees</li>
<li>Pre-approved Loan Facility</li>
</ul>

<ul>
<li>रु. ८४ लाखसम्मको बीमा लाभ</li>
<li>डेबिट कार्ड, मोबाइल बैंकिङ्ग र इन्टरनेट बैंकिङ्गमा पाँच वर्षसम्मको वार्षिक शूल्क नलाग्ने&nbsp;</li>
<li>निशुल्क एटीएम/कुनै पनि वित्तीय संस्थाको एटीएमबाट निशुल्क ब्यालेन्स हेर्ने सुविधा</li>
<li>लकर सेवा निशुल्क</li>
<li>स्वीप इन र स्वीप आउट सुविधा</li>
<li>ब्याजदरमा विशेष सहुलियत</li>
<li>प्रशासनिक शुल्कमा विशेष छुट</li>
<li>पूर्व स्वीकृति कर्जा</li>
</ul>

<a href="https://cms.nicasiabank.com/framework/uploads/nic_terms_conditions.pdf" target="_blank" rel="noopener">*Terms and Conditions&nbsp;</a>may apply | The card offers are upto 5 years only. Fees and charges apply and may change.
Notes:
<ul>
<li>In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.</li>
</ul>

उत्पादन सुविधाहरू र लाभहरू

Sarbashrestha Nari Bachat Khata

सर्वश्रेष्ठ नारी बचत खाता

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Accidental Insurance
</td>
<td style="width: 50.1285%;" width="444">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Critical Illness
</td>
<td style="width: 50.1285%;" width="444">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Medical Insurance
</td>
<td style="width: 50.1285%;" width="444">
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
(NPR 1 Lakh to each account)
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Tenure of Insurance Facility
</td>
<td style="width: 50.1285%;" width="444">
5 Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
Insurance Coverage for
</td>
<td style="width: 50.1285%;">
Account holder and additonal three persons designated by account holders. Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 50.1285%;">Particular</td>
<td style="width: 50.1285%;">Benefits</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Debit Card
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Mobile Banking
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Internet Banking
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Limit (In Rs)
</td>
<td style="width: 50.1285%;" width="444">
Up to 500,000
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 50.1285%;" width="444">
Free
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Credit Card Annual Fee
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Prepaid Dollar Card
</td>
<td style="width: 50.1285%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 50.1285%;" width="444">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Cheque Processing
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
RTGS
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
IPS/CIPS
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Rentals
</td>
<td style="width: 50.1285%;" width="444">
100% Locker Fee Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Locker Margin
</td>
<td style="width: 50.1285%;" width="444">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 50.1285%;" width="444">
25 paisa
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 50.1285%;" width="444">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 194.875px;" border="1">
<tbody>
<tr style="height: 18.2188px;">
<td style="width: 50.1285%; height: 18.2188px;">विवरण</td>
<td style="width: 50.1285%; height: 18.2188px;">फाइदाहरु&nbsp;</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
पूर्व स्वीकृति कर्जा सीमा (तीन महिनाको औषत ब्यालेस)
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
१०
</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 50.1285%; height: 65.2188px;" width="216">
कर्जा सीमाभन्दा माथिको कर्जामा प्रिमियम आधार दर %
</td>
<td style="width: 50.1285%; height: 65.2188px;" width="444">
१
</td>
</tr>
<tr style="height: 46.2188px;">
<td style="width: 50.1285%; height: 46.2188px;" width="216">
कर्जा प्रकृया शुल्क %
</td>
<td style="width: 50.1285%; height: 46.2188px;" width="444">
०.२५
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 39.1876px;" border="1">
<tbody>
<tr style="height: 19.5938px;">
<td style="width: 50.1285%; height: 19.5938px;">Particular</td>
<td style="width: 50.1285%; height: 19.5938px;">Benefits</td>
</tr>
<tr style="height: 19.5938px;">
<td style="width: 50.1285%;" width="216">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 50.1285%;" width="444">
50% of Standard
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 50.1285%;" width="444">
10
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
Dedicated Relationship Management
</td>
<td style="width: 50.1285%;" width="444">
Available
</td>
</tr>
<tr>
<td style="width: 50.1285%;" width="216">
&nbsp;Home Banking
</td>
<td style="width: 50.1285%;" width="444">
Withdrawal/Deposit maximum 5 times per month for account holders maintaining closing balance of NPR 1 Million and above on previous working day.
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 229.875px;" border="1">
<tbody>
<tr style="height: 18.2188px;">
<td style="width: 50.1285%; height: 18.2188px;">विवरण</td>
<td style="width: 50.1285%; height: 18.2188px;">फाइदाहरु&nbsp;</td>
</tr>
<tr style="height: 64.2188px;">
<td style="width: 50.1285%; height: 64.2188px;" width="216">
सुनिष्चित सेवा प्रवाह (मिनेटमा)&nbsp; &nbsp;
</td>
<td style="width: 50.1285%; height: 64.2188px;" width="444">
मापदण्डको ५०%&nbsp;
</td>
</tr>
<tr style="height: 83.2188px;">
<td style="width: 50.1285%; height: 83.2188px;" width="216">
अतिरिक्त समयमा सेवाको लागि पर्खनु परेमा (रु. प्रति घटना)
</td>
<td style="width: 50.1285%; height: 83.2188px;" width="444">
१०
</td>
</tr>
<tr style="height: 64.2188px;">
<td style="width: 50.1285%; height: 64.2188px;" width="216">
सुनिष्चित आपसी व्यवस्थापन&nbsp;
</td>
<td style="width: 50.1285%; height: 64.2188px;" width="444">
उपलब्ध&nbsp;
</td>
</tr>
<tr>
<td style="width: 50.1285%;">
घरमा बैंक सेवा
</td>
<td style="width: 50.1285%;">
अन्तिम कारोबारसम्म रु. १० लाख ब्यालेन्स व्यवस्थापन गरेका ग्राहकलाई महिनाको ५ पटकसम्म रकम झिक्ने र राख्ने सुविधा
</td>
</tr>
</tbody>
</table>

Sarbashrestha Jestha Nagarik Bachat- The NIC ASIA Goodwill Ambassador is a savings account with various amenities and unique benefits for elderly citizens.

सर्वश्रेष्ठ ज्येष्ठ नागरिक बचत खाता&ndash; द एन आई सी एशिया गुडविल एम्बेसडर खाता ज्येष्ठ नागरिकका लागि विभिन्न सुविधा र लाभसहित तयार गरिएको विशेष किसिमको खाता हो ।&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">पासपोर्ट साइज फोटो

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">Original Citizenship/ Voter ID / Driving License

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">मूल नागरिकता / मतदाता परिचय पत्र / ड्राइभिङ लाइसेन्स

Sarbashrestha Jestha Nagarik Bachat Khata

<ul>
<li>Insurance Related Benefit up to Rs 84 Lakhs. (Insurance partner IGI Prudential Insurance Limited)</li>
<li>5 years free annual charge on debit card / mobile banking / internet banking</li>
<li>Free locker facility</li>
<li>Free Cash Withdrawal/Balance Enquiry from any BFI&rsquo;s ATM&rsquo;s all across the country.</li>
<li>Special Concessions on Interest Rate</li>
<li>Special Concessions on Administrative Fees</li>
<li>Pre-approved Loan Facility</li>
</ul>

<ul>
<li>रु. ८४ लाखसम्मको बीमा लाभ</li>
<li>डेबिट कार्ड, मोबाइल बैंकिङ्ग र इन्टरनेट बैंकिङ्गमा पाँच वर्षसम्मको वार्षिक शूल्क नलाग्ने&nbsp;</li>
<li>लकर सेवा निशुल्क</li>
<li>निशुल्क एटीएम&divide;कुनै पनि वित्तीय संस्थाको एटीएमबाट निशुल्क ब्यालेन्स हेर्ने सुविधा</li>
<li>मुलुकभर कुनै पनि एटीएमबाट पाँच वर्षसम्म निशुल्क रकम झिक्न सकिने</li>
<li>ब्याजदरमा विशेष सहुलियत</li>
<li>प्रशासनिक शुल्कमा विशेष छुट</li>
<li>पूर्व स्वीकृति कर्जा</li>
</ul>

*Terms and Conditions may apply | The card offers are upto 5 years only. Fees and charges apply and may change.
Notes:
<ul>
<li>In case of online account, the account holder shall be eligible for designated freebies/benefits only after maintaining of the minimum balance in the account.</li>
</ul>

*सर्तहरु लागू हुनेछन् । कार्ड अफर ५ वर्षसम्मको लागि मात्र । शुल्कहरु समयअनुसार परिवर्तन हुनसक्छन् ।
नोट:
<ul>
<li>अनलाइन खातावाताको सन्दर्भमा, आफ्नो खातामा न्यूनतम ब्यालेन्स व्यवस्थापन गर्नु भएका खातावालाले निशुल्क सेवाहरु उपभोग गर्न योग्य हुनुहुनेछ ।</li>
</ul>

सर्वश्रेष्ठ जेष्ठ नागरिक बचत खाता

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 25.8621%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 24.6305%;">The Pride of NIC ASIA Bank</td>
<td style="width: 24.6305%;">The Partner of NIC ASIA Bank</td>
<td style="width: 24.6305%;">General</td>
</tr>
<tr>
<td style="width: 25.8621%;" width="147">
Institutions with 5,000 and above
</td>
<td style="width: 24.6305%;" width="133">
Institutions with 500 to 4,999
</td>
<td style="width: 24.6305%;" width="93">
Institutions with 50 to 499
</td>
<td style="width: 24.6305%;" width="76">
Institutions with Below 50
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 25.8621%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 24.6305%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 24.6305%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 24.6305%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 25.8621%;" width="147">
५००० वा सोभन्दा माथिका संस्था
</td>
<td style="width: 24.6305%;" width="133">
५०० देखि ४९९९ सम्मका संस्था
</td>
<td style="width: 24.6305%;" width="93">
५० देखि ४९९ सम्मका संस्था
</td>
<td style="width: 24.6305%;" width="76">
५० भन्दा कम भएका संस्था
</td>
</tr>
</tbody>
</table>

कर्मचारी संख्या

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 16.1001%;">Particulars</td>
<td style="width: 23.7477%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 23.3452%;">The Pride of NIC ASIA Bank</td>
<td style="width: 21.1314%;">The Partner of NIC ASIA Bank</td>
<td style="width: 15.6976%;">General</td>
</tr>
<tr>
<td style="width: 16.1001%;" width="201">
Accidental Insurance
</td>
<td style="width: 23.7477%;" width="147">
Rs. 40 lakhs
(NPR 10 Lakhs to each account)
</td>
<td style="width: 23.3452%;" width="133">
&nbsp;NPR 20 Lakhs
(NPR 10 Lakhs to each account)
</td>
<td style="width: 21.1314%;" width="93">
NPR 10 Lakhs
</td>
<td style="width: 15.6976%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 16.1001%;" width="201">
Critical Illness
</td>
<td style="width: 23.7477%;" width="147">
Rs. 40 lakhs
(NPR 10 Lakhs to each account)
</td>
<td style="width: 23.3452%;" width="133">
&nbsp;NPR 20 Lakhs (NPR 10 Lakhs to each account)
</td>
<td style="width: 21.1314%;" width="93">
NPR 10 Lakhs
</td>
<td style="width: 15.6976%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 16.1001%;" width="201">
Medical Insurance
</td>
<td style="width: 23.7477%;" width="147">
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
(NPR 1 Lakh to each account)
</td>
<td style="width: 23.3452%;" width="133">
&nbsp;NPR 2 Lakh (OPD up to NPR 40,000 and Hospitalization treatment up to NPR 160,000)
&nbsp;
(NPR 1 Lakh to each account)
</td>
<td style="width: 21.1314%;" width="93">
&nbsp;NPR 1 Lakh (OPD up to NPR 20,000 and Hospitalization treatment up to NPR 80,000)
</td>
<td style="width: 15.6976%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 16.1001%;" width="201">
Tenure of Insurance Facility
</td>
<td style="width: 23.7477%;" width="147">
5 Years
</td>
<td style="width: 23.3452%;" width="133">
1 Year
</td>
<td style="width: 21.1314%;" width="93">
1 Year
</td>
<td style="width: 15.6976%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 16.1001%;" width="201">
Insurance Coverage for
</td>
<td style="width: 23.7477%;" width="147">
Account holder and Additional three persons as designated by account holder.
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"
</td>
<td style="width: 23.3452%;" width="133">
&nbsp;Account holder and Additional one person as designated by account holder.
&nbsp;
Designated person must have account under "Sarbashrestha Payroll&nbsp; Bundled Sahaj Bachat Khata"
</td>
<td style="width: 21.1314%;" width="93">
Account Holder Only
</td>
<td style="width: 15.6976%;" width="76">
Not Applicable
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 15.3535%;">विवरण</td>
<td style="width: 23.8384%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 23.6364%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 21.2121%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 15.9596%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 15.3535%;" width="201">
दुर्घटना बीमा
</td>
<td style="width: 23.8384%;" width="147">
रु. ४० लाख (रु. १० लाख प्रति खाता)
</td>
<td style="width: 23.6364%;" width="133">
&nbsp;रु. २० लाख (रु. १० लाख प्रति खाता)
</td>
<td style="width: 21.2121%;" width="93">
रु. १० लाख
</td>
<td style="width: 15.9596%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 15.3535%;" width="201">
दीर्घ रोग
</td>
<td style="width: 23.8384%;" width="147">
रु. ४० लाख (रु. १० लाख प्रति खाता)
</td>
<td style="width: 23.6364%;" width="133">
&nbsp;रु. २० लाख (रु. १० लाख प्रति खाता)
</td>
<td style="width: 21.2121%;" width="93">
रु. १० लाख
</td>
<td style="width: 15.9596%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 15.3535%;" width="201">
स्वास्थ्य बीमा सुविधा&nbsp;
</td>
<td style="width: 23.8384%;" width="147">
रु. ४ लाख (ओपीडीमा ८०००० सम्म र अस्पताल भर्ना भएमा रु. ३२०००० सम्म) (प्रति खाता रु. १ लाख)&nbsp;
&nbsp;
</td>
<td style="width: 23.6364%;" width="133">
&nbsp;रु. २ लाख (ओपीडीमा ४०००० सम्म र अस्पताल भर्ना भएमा रु. १६०००० सम्म) (प्रति खाता रु. १ लाख)
</td>
<td style="width: 21.2121%;" width="93">
रु. १ लाख (ओपीडीमा २०००० सम्म र अस्पताल भर्ना भएमा रु. ८०००० सम्म)&nbsp;
</td>
<td style="width: 15.9596%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 15.3535%;" width="201">
बीमा सुविधा अवधि
</td>
<td style="width: 23.8384%;" width="147">
५ वर्ष
</td>
<td style="width: 23.6364%;" width="133">
१ वर्ष
</td>
<td style="width: 21.2121%;" width="93">
१ वर्ष
</td>
<td style="width: 15.9596%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 15.3535%;" width="201">
बीमा सुविधा उपलब्ध हुने व्यक्ति
</td>
<td style="width: 23.8384%;" width="147">
खातावाला र खातावालाले मनोनयन गरेका अन्य तीन जना &ndash;मनोनयन भएका तीन जनाको सर्वश्रेष्ठ बण्डल सहज बचत खाता हुनु अनिवार्य छ ।
</td>
<td style="width: 23.6364%;" width="133">
खातावाला र खातावालाले मनोनयन गरेको अन्य एक जना &ndash;मनोनयन भएका एक जनाको सर्वश्रेष्ठ बण्डल सहज बचत खाता हुनु अनिवार्य छ ।&nbsp;
&nbsp;
&nbsp;
</td>
<td style="width: 21.2121%;" width="93">
खातावालामात्र
</td>
<td style="width: 15.9596%;" width="76">
उपलब्ध छैन&nbsp;
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 22.5352%;">Particular</td>
<td style="width: 21.831%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 18.5446%;">The Pride of NIC ASIA Bank</td>
<td style="width: 18.5446%;">The Partner of NIC ASIA Bank</td>
<td style="width: 18.5446%;">General</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
DEMAT Account
</td>
<td style="width: 21.831%;" width="147">
&nbsp;Free For Five Years
</td>
<td style="width: 18.5446%;" width="133">
Free For One Year
</td>
<td style="width: 18.5446%;" width="93">
Free For One Year
</td>
<td style="width: 18.5446%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
MERO Share Charge
</td>
<td style="width: 21.831%;" width="147">
Free For Five Years
</td>
<td style="width: 18.5446%;" width="133">
Free For One Year
</td>
<td style="width: 18.5446%;" width="93">
Free For One Year
</td>
<td style="width: 18.5446%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
Portfolio Management Service Fee
</td>
<td style="width: 21.831%;" width="147">
50% Discount for Five Years
</td>
<td style="width: 18.5446%;" width="133">
50% Discount for One Year
</td>
<td style="width: 18.5446%;" width="93">
50% Discount for One Year
</td>
<td style="width: 18.5446%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
Flexi Fixed Facility
</td>
<td style="width: 21.831%;" width="147">
Available (In excess of NPR 200K)
</td>
<td style="width: 18.5446%;" width="133">
Not Available
</td>
<td style="width: 18.5446%;" width="93">
Not Available
</td>
<td style="width: 18.5446%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 21.831%;" width="147">
As per published Interest Rate
</td>
<td style="width: 18.5446%;" width="133">
Not Applicable
</td>
<td style="width: 18.5446%;" width="93">
Not Applicable
</td>
<td style="width: 18.5446%;" width="76">
Not Applicable
</td>
</tr>
<tr>
<td style="width: 22.5352%;" width="201">
Prematurity Charge (%)
</td>
<td style="width: 21.831%;" width="147">
Difference between FD and saving interest rate (At Present 3%)
</td>
<td style="width: 18.5446%;" width="133">
Not Applicable
</td>
<td style="width: 18.5446%;" width="93">
Not Applicable
</td>
<td style="width: 18.5446%;" width="76">
Not Applicable
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 23.1362%;">विवरण</td>
<td style="width: 19.0231%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 19.0231%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 19.0231%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 19.7943%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
डिम्याट खाता
</td>
<td style="width: 19.0231%;" width="147">
पाँच वर्षलाई निशुल्क
</td>
<td style="width: 19.0231%;" width="133">
एक वर्षलाई निशुल्क
</td>
<td style="width: 19.0231%;" width="93">
एक वर्षलाई निशुल्क
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
मेरो शेयर शुल्क
</td>
<td style="width: 19.0231%;" width="147">
पाँच वर्षलाई निशुल्क
</td>
<td style="width: 19.0231%;" width="133">
एक वर्षलाई निशुल्क
</td>
<td style="width: 19.0231%;" width="93">
एक वर्षलाई निशुल्क
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
पोर्टफोलियो म्यानेजमेन्ट सेवा शुल्क
</td>
<td style="width: 19.0231%;" width="147">
पाँच वर्षलाई ५०% छुट
</td>
<td style="width: 19.0231%;" width="133">
एक वर्षलाई ५०% छुट
</td>
<td style="width: 19.0231%;" width="93">
एक वर्षलाई ५०% छुट
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
फ्लेक्जी मुद्धति सुविधा
</td>
<td style="width: 19.0231%;" width="147">
उपलब्ध (२ लाखभन्दा माथि)
</td>
<td style="width: 19.0231%;" width="133">
उपलब्ध छैन
</td>
<td style="width: 19.0231%;" width="93">
उपलब्ध छैन
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
फ्लेक्जी मुद्धति ब्याज दर %
</td>
<td style="width: 19.0231%;" width="147">
सार्वजनिक रुपमा प्रकाशित ब्याज दर
</td>
<td style="width: 19.0231%;" width="133">
उपलब्ध छैन
</td>
<td style="width: 19.0231%;" width="93">
उपलब्ध छैन
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 23.1362%;" width="201">
प्रिम्याचुअरिटी शुल्क %
</td>
<td style="width: 19.0231%;" width="147">
मुद्धति खाता र बचत खातामा उपलब्ध ब्याज दरको अन्तर (अहिले ३%)
</td>
<td style="width: 19.0231%;" width="133">
उपलब्ध छैन
</td>
<td style="width: 19.0231%;" width="93">
उपलब्ध छैन
</td>
<td style="width: 19.7943%;" width="76">
उपलब्ध छैन
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 27.769%;">Particular</td>
<td style="width: 22.8102%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 15.868%;">The Pride of NIC ASIA Bank</td>
<td style="width: 15.868%;">The Partner of NIC ASIA Bank</td>
<td style="width: 17.3556%;">General</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Debit Card
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Free for One Year
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Mobile Banking
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Free for One Year
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Internet Banking
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Credit Card Limit (In Rs)
</td>
<td style="width: 22.8102%;" width="147">
Upto 500,000
</td>
<td style="width: 15.868%;" width="133">
Upto 500,000
</td>
<td style="width: 15.868%;" width="93">
Upto 500,000
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 22.8102%;" width="147">
Free
</td>
<td style="width: 15.868%;" width="133">
Free
</td>
<td style="width: 15.868%;" width="93">
Free
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Credit Card Annual Fee
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Prepaid Dollar Card
</td>
<td style="width: 22.8102%;" width="147">
Free for Five years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Cheque Processing
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
RTGS
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
IPS/CIPS
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Locker Rentals
</td>
<td style="width: 22.8102%;" width="147">
100% Locker Fee Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
100% Locker Fee Free for One Year
</td>
<td style="width: 15.868%;" width="93">
100% Locker Fee Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
Locker Margin
</td>
<td style="width: 22.8102%;" width="147">
100% Waiver for Five Years
</td>
<td style="width: 15.868%;" width="133">
100% Waiver for One Year
</td>
<td style="width: 15.868%;" width="93">
100% Waiver for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 22.8102%;" width="147">
25 paisa
</td>
<td style="width: 15.868%;" width="133">
25 paisa
</td>
<td style="width: 15.868%;" width="93">
25 paisa
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 27.769%;" width="201">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 22.8102%;" width="147">
Free for Five Years
</td>
<td style="width: 15.868%;" width="133">
Free for One Year
</td>
<td style="width: 15.868%;" width="93">
Free for One Year
</td>
<td style="width: 17.3556%;" width="76">
Not Available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 29.0488%;">विवरण</td>
<td style="width: 17.7378%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 17.7378%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 17.2237%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 18.2519%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
डेबिट कार्ड
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
एक वर्ष निशुल्क
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
मोबाइल बैंकिङ
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
एक वर्ष निशुल्क
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
इन्टरनेट बैंकिङ
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
क्रेडिट कार्ड सीमा (रु.)
</td>
<td style="width: 17.7378%;" width="147">
Upto 500,000
</td>
<td style="width: 17.7378%;" width="133">
Upto 500,000
</td>
<td style="width: 17.2237%;" width="93">
Upto 500,000
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
क्रेडिट कार्ड जोड्दा र दर्ता शुल्क
</td>
<td style="width: 17.7378%;" width="147">
निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
क्रेडिट कार्ड वार्षिक शुल्क
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
प्रिपेड डलर कार्ड
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
इ-कमर्श एक्टिभेसन र वार्षिक शुल्क
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
चेक आवेदन
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
आरटीजीएस
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
आइएसपी/सीआइपीएस
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
लकर भाडा
</td>
<td style="width: 17.7378%;" width="147">
१००% लकर शुल्क पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
१००% लकर शुल्क एक वर्षसम्म निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
१००% लकर शुल्क एक वर्षसम्म निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
लकर मार्जिन
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष १००% फिर्ता
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष १००% फिर्ता
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष १००% फिर्ताr
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
अमेरिकी डलर, क्यानेडियन डलर, अष्ट्रेलियन डलर, ब्रिटिस पाउन्डस्ट्रलिङ र युरो किन्दा वा बेच्दा हुनेदा बढी फाइदा&nbsp; एटीएम क्यास विथड्र (आन्तरिक बैंक)
</td>
<td style="width: 17.7378%;" width="147">
२५ पैसा
</td>
<td style="width: 17.7378%;" width="133">
२५ पैसा
</td>
<td style="width: 17.2237%;" width="93">
२५ पैसा
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
एटीएम क्यास विथड्र (आन्तरिक बैंक)
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 29.0488%;" width="201">
एटीएम ब्यालेस जानकारी&nbsp;
</td>
<td style="width: 17.7378%;" width="147">
पाँच वर्ष निशुल्क
</td>
<td style="width: 17.7378%;" width="133">
एक वर्ष निशुल्क
</td>
<td style="width: 17.2237%;" width="93">
एक वर्ष निशुल्क
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 22.108%;">Particular</td>
<td style="width: 23.6504%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 17.7378%;">The Pride of NIC ASIA Bank</td>
<td style="width: 17.9949%;">The Partner of NIC ASIA Bank</td>
<td style="width: 18.509%;">General</td>
</tr>
<tr>
<td style="width: 22.108%;" width="201">
Pre-approved Loan Limit (Times of 3 Months Average balance)
</td>
<td style="width: 23.6504%;" width="147">
&nbsp;10
</td>
<td style="width: 17.7378%;" width="133">
&nbsp;10
</td>
<td style="width: 17.9949%;" width="93">
&nbsp;10
</td>
<td style="width: 18.509%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.108%;" width="201">
Premium Over Base Rate on above loan limit (%)
</td>
<td style="width: 23.6504%;" width="147">
&nbsp;1
</td>
<td style="width: 17.7378%;" width="133">
&nbsp;1
</td>
<td style="width: 17.9949%;" width="93">
&nbsp;1
</td>
<td style="width: 18.509%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 22.108%;" width="201">
Loan Processing Fee (%)
</td>
<td style="width: 23.6504%;" width="147">
0.25
</td>
<td style="width: 17.7378%;" width="133">
0.25
</td>
<td style="width: 17.9949%;" width="93">
0.25
</td>
<td style="width: 18.509%;" width="76">
Not Available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 21.8509%;">विवरण</td>
<td style="width: 21.3368%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 20.0514%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 18.509%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 18.2519%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 21.8509%;" width="201">
पूर्व स्वीकृत कर्जा सुविधा (तीन महिनाको औषत ब्यालेन्स)
</td>
<td style="width: 21.3368%;" width="147">
&nbsp;१०
</td>
<td style="width: 20.0514%;" width="133">
&nbsp;१०
</td>
<td style="width: 18.509%;" width="93">
&nbsp;१०
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 21.8509%;" width="201">
कर्जा सीमा भन्दा माथिको कर्जामा प्रिमियम (%)
</td>
<td style="width: 21.3368%;" width="147">
१
</td>
<td style="width: 20.0514%;" width="133">
&nbsp;१
</td>
<td style="width: 18.509%;" width="93">
&nbsp;१
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 21.8509%;" width="201">
कर्जा प्रकृया शुल्क (%)
</td>
<td style="width: 21.3368%;" width="147">
०.२५
</td>
<td style="width: 20.0514%;" width="133">
०.२५
</td>
<td style="width: 18.509%;" width="93">
०.२५
</td>
<td style="width: 18.2519%;" width="76">
उपलब्ध छैन
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 26.3416%;">Particular</td>
<td style="width: 18.4898%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 18.4898%;">The Pride of NIC ASIA Bank</td>
<td style="width: 18.4898%;">The Partner of NIC ASIA Bank</td>
<td style="width: 17.7299%;">General</td>
</tr>
<tr>
<td style="width: 26.3416%;" width="201">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 18.4898%;" width="147">
&nbsp;50% of Standard
</td>
<td style="width: 18.4898%;" width="133">
&nbsp;50% of Standard
</td>
<td style="width: 18.4898%;" width="93">
&nbsp;50% of Standard
</td>
<td style="width: 17.7299%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 26.3416%;" width="201">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 18.4898%;" width="147">
&nbsp;10
</td>
<td style="width: 18.4898%;" width="133">
&nbsp;10
</td>
<td style="width: 18.4898%;" width="93">
&nbsp;10
</td>
<td style="width: 17.7299%;" width="76">
Not Available
</td>
</tr>
<tr>
<td style="width: 26.3416%;" width="201">
Dedicated Relationship Management
</td>
<td style="width: 18.4898%;" width="147">
&nbsp;Available
</td>
<td style="width: 18.4898%;" width="133">
&nbsp;Available
</td>
<td style="width: 18.4898%;" width="93">
&nbsp;Available
</td>
<td style="width: 17.7299%;" width="76">
Not Available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 26.3819%;">विवरण</td>
<td style="width: 18.593%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 18.593%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 18.593%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
<td style="width: 17.8392%;">जेनेरल&nbsp;</td>
</tr>
<tr>
<td style="width: 26.3819%;" width="201">
सेवा प्रवाहमा निश्चितता
</td>
<td style="width: 18.593%;" width="147">
मापदण्डको ५०%
</td>
<td style="width: 18.593%;" width="133">
मापदण्डको ५०%
</td>
<td style="width: 18.593%;" width="93">
मापदण्डको ५०%
</td>
<td style="width: 17.8392%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 26.3819%;" width="201">
अतिरिक्त समयसम्म पर्खनु परेमा (प्रति घटना)
</td>
<td style="width: 18.593%;" width="147">
&nbsp;१०
</td>
<td style="width: 18.593%;" width="133">
&nbsp;१०
</td>
<td style="width: 18.593%;" width="93">
&nbsp;१०
</td>
<td style="width: 17.8392%;" width="76">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 26.3819%;" width="201">
डेडिकेटेड रिलेसन म्यानेजमेन्ट
</td>
<td style="width: 18.593%;" width="147">
&nbsp;उपलब्ध&nbsp;
</td>
<td style="width: 18.593%;" width="133">
&nbsp;उपलब्ध&nbsp;
</td>
<td style="width: 18.593%;" width="93">
&nbsp;उपलब्ध&nbsp;
</td>
<td style="width: 17.8392%;" width="76">
उपलब्ध छैन
</td>
</tr>
</tbody>
</table>

Sarbashrestha Payroll Bachat Khata is a corporate salary account for the employees of an institution offering effective salary management.

सर्वश्रेष्ठ पेरोल बचत खाता विभिन्न प्रतिष्ठानहरु कार्यरत कर्मचारीको लागि विशेष सुविधासहित उपलब्ध गराइएको तलब खाता हो ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">मूल नागरिकता / मतदाता परिचय पत्र / ड्राइभिङ लाइसेन्स

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/NRN.png" alt="" width="33" height="33">In case Non Resident Nepalese (NRN), NRN card

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/NRN.png" alt="" width="33" height="33">गैरआवासीय नेपाली (एनआरएन), एनआरएन कार्ड

Sarbashrestha Payroll Bachat Khata

<ul>
<li>Insurance benefits up to Rs 84 Lakhs. (Insurance partner IGI Prudential Insurance Limited)</li>
<li>5 years free annual charge on debit card / mobile banking / internet banking</li>
<li>Free locker facility</li>
<li>Free Cash Withdrawal/Balance Enquiry from any BFI&rsquo;s ATM&rsquo;s all across the country.</li>
<li>Special Concessions on Interest Rate</li>
<li>Special Concessions on Administrative Fees</li>
<li>Pre-approved Loan Facility</li>
</ul>

<ul>
<li>रु. ८४ लाखसम्मको बीमा लाभ</li>
<li>डेबिट कार्ड, मोबाइल बैंकिङ्ग र इन्टरनेट बैंकिङ्गमा पाँच वर्षसम्मको वार्षिक शूल्क नलाग्ने&nbsp;</li>
<li>लकर सेवा निशुल्क</li>
<li>कुनै पनि वित्तीय संस्थाको एटीएमबाट निशुल्क ब्यालेन्स हेर्ने / निशुल्क रकम झिक्न सकिने सुविधा&nbsp;</li>
<li>ब्याजदरमा विशेष सहुलियत</li>
<li>प्रशासनिक शुल्कमा विशेष छुट</li>
<li>पूर्व स्वीकृति कर्जा</li>
</ul>

*Terms and Conditions may apply | The card offers are upto 5 years only. Fees and charges apply and may change.

*सर्तहरु लागू हुनेछन् । कार्ड अफर ५ वर्षसम्मको लागि मात्र । शुल्कहरु समयअनुसार परिवर्तन हुनसक्छन् ।

सर्वश्रेष्ठ बचत पेरोल खाता

Exclusively for the persons designated by other eligible account schemes

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Accidental Insurance
</td>
<td style="width: 50.4532%;" width="50%">
Rs. 10 lakhs
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Critical Illness
</td>
<td style="width: 50.4532%;" width="50%">
Rs. 10 lakhs
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Medical Insurance
</td>
<td style="width: 50.4532%;" width="50%">
Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Tenure of Insurance Facility
</td>
<td style="width: 50.4532%;" width="50%">
5 Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Insurance Coverage for
</td>
<td style="width: 50.4532%;" width="50%">
Accountholder
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
DEMAT Account
</td>
<td style="width: 50.4532%;" width="50%">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
MERO Share Charge
</td>
<td style="width: 50.4532%;" width="50%">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Portfolio Management Service Fee
</td>
<td style="width: 50.4532%;" width="50%">
50% Discount for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Flexi Fixed Facility
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Prematurity Charge (%)
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Debit Card
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Mobile Banking
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Internet Banking
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Limit (In Rs)
</td>
<td style="width: 50.4532%;" width="50%">
Up to Rs. 500,000
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 50.4532%;" width="50%">
Free
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Annual Fee
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Prepaid Dollar Card
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Cheque Processing
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
RTGS
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
IPS/CIPS
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Locker Rentals
</td>
<td style="width: 50.4532%;" width="50%">
100% Locker Fee Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Locker Margin
</td>
<td style="width: 50.4532%;" width="50%">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 50.4532%;" width="50%">
25 paisa
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5706%;">Particular</td>
<td style="width: 50.3411%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Pre-approved Loan Limit (Times of 3 Months Average balance)
</td>
<td style="width: 50.3411%;" width="50%">
10
</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Premium Over Base Rate on above loan limit (%)
</td>
<td style="width: 50.3411%;" width="50%">
1
</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Loan Processing Fee (%)
</td>
<td style="width: 50.3411%;" width="50%">
0.25
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 50.4532%;" width="50%">
50% of Standard
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 50.4532%;" width="50%">
10
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Dedicated Relationship Management
</td>
<td style="width: 50.4532%;" width="50%">
Available
</td>
</tr>
</tbody>
</table>

<ul>
<li>Note: Loan Facility: &ldquo;Loan Facility&rdquo; (personal, overdraft and Advance Salary) shall not be available in case of bundle account of following customers
<ul>
<li>Sarbashrestha Talab Bachat Khata &ndash; The NIC ASIA Goodwill Ambassador</li>
<li>Sarbashrestha Talab Bachat Khata &ndash; The Pride of NIC ASIA Bank</li>
<li>Sarbashrestha Payroll Bachat Khata &ndash; The NIC ASIA Goodwill Ambassador</li>
</ul>
</li>
</ul>

Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.

Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.

<ul>
<li style="font-weight: 400;" aria-level="1">Mobile Banking free for five years</li>
<li style="font-weight: 400;" aria-level="1">Debit Card free for five years</li>
<li style="font-weight: 400;" aria-level="1">Internet Banking free for five years</li>
</ul>

<ul>
<li>Mobile Banking free for five years</li>
<li>Debit Card free for five years</li>
<li>Internet banking free for five years</li>
</ul>

Sarbashrestha Bundled Sahaj Bachat Khata

Exclusively for Local Resident of Kathmandu Mahanagarpalika
<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 19.3623%;">Particular</td>
<td style="width: 27.3059%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 27.3059%;">The Pride of NIC ASIA Bank</td>
<td style="width: 26.0647%;">The Partner of NIC ASIA Bank</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Minimum Balance
</td>
<td style="width: 27.3059%;" width="28%">
Rs. 10,000
</td>
<td style="width: 27.3059%;" width="22%">
Rs. 5,000
</td>
<td style="width: 26.0647%;" width="19%">
Rs. 2,500
</td>
</tr>
</tbody>
</table>

काठमाडौं महानगरपालिकाका स्थानीयका लागि विशेष&nbsp;
<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 19.3623%;">विवरण</td>
<td style="width: 27.3059%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 27.3059%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 26.0647%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
न्यूनतम मौज्दात
</td>
<td style="width: 27.3059%;" width="28%">
रु.&nbsp; १०,०००
</td>
<td style="width: 27.3059%;" width="22%">
रु. ५,०००
</td>
<td style="width: 26.0647%;" width="19%">
रु. २,५००
</td>
</tr>
</tbody>
</table>

ग्राहक सेग्मेन्ट

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 19.3623%;">Particular</td>
<td style="width: 27.3059%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 27.3059%;">The Pride of NIC ASIA Bank</td>
<td style="width: 26.0647%;">The Partner of NIC ASIA Bank</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Accidental Insurance
</td>
<td style="width: 27.3059%;" width="28%">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
<td style="width: 27.3059%;" width="22%">
&nbsp;NPR 20 Lakhs (NPR 10 Lakhs to each account)
</td>
<td style="width: 26.0647%;" width="19%">
&nbsp;NPR 10 Lakhs
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Critical Illness
</td>
<td style="width: 27.3059%;" width="28%">
Rs. 40 lakhs (NPR 10 Lakhs to each account)
</td>
<td style="width: 27.3059%;" width="22%">
&nbsp;NPR 20 Lakhs (NPR 10 Lakhs to each account)
</td>
<td style="width: 26.0647%;" width="19%">
NPR 10 Lakhs
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Medical Insurance
</td>
<td style="width: 27.3059%;" width="28%">
Rs. 4 Lakh (OPD up to Rs. 80,000 and Hospitalization treatment up to Rs. 320,000)
(NPR 1 Lakh to each account)
</td>
<td style="width: 27.3059%;" width="22%">
&nbsp;NPR 2 Lakh (OPD up to NPR 40,000 and Hospitalization treatment up to NPR 160,000)
&nbsp;
(NPR 1 Lakh to each account)
</td>
<td style="width: 26.0647%;" width="19%">
&nbsp;NPR 1 Lakh (OPD up to NPR 20,000 and Hospitalization treatment up to NPR 80,000)
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Tenure of Insurance Facility
</td>
<td style="width: 27.3059%;" width="28%">
5 Years
</td>
<td style="width: 27.3059%;" width="22%">
5 Years
</td>
<td style="width: 26.0647%;" width="19%">
5 Years
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
Insurance Coverage for
</td>
<td style="width: 27.3059%;" width="28%">
Account holder and Additional three persons as designated by account holder.
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"
</td>
<td style="width: 27.3059%;" width="22%">
Account holder and Additional One person as designated by account holder.
&nbsp;
Designated persons must have account under "Sarbashrestha Bundled Sahaj Bachat Khata"
</td>
<td style="width: 26.0647%;" width="19%">
Account Holder Only
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 19.3623%;">विवरण</td>
<td style="width: 27.3059%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 27.3059%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 26.0647%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
दुर्घटना बीमा&nbsp;
</td>
<td style="width: 27.3059%;" width="28%">
रु. ४० लाख (प्रति खाता रु. १० लाख)
</td>
<td style="width: 27.3059%;" width="22%">
रु. २० लाख (प्रति खाता रु. १० लाख)
</td>
<td style="width: 26.0647%;" width="19%">
रु. १० लाख
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
दीर्घ रोग
</td>
<td style="width: 27.3059%;" width="28%">
रु. ४० लाख (प्रति खाता रु. १० लाख)
</td>
<td style="width: 27.3059%;" width="22%">
रु. २० लाख (प्रति खाता रु. १० लाख)
</td>
<td style="width: 26.0647%;" width="19%">
रु. १० लाख
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
स्वास्थ्य उपचार
</td>
<td style="width: 27.3059%;" width="28%">
रु. ४ लाख (ओपीडी रु. ८०००० सम्म र अस्पताल भर्ना भएमा ३२०००० सम्म ) (रु. १ लाख प्रति खाता)
</td>
<td style="width: 27.3059%;" width="22%">
रु. २ लाख (ओपीडी रु. ४०००० सम्म र अस्पताल भर्ना भएमा १६०००० सम्म ) (रु. १ लाख प्रति खाता)
</td>
<td style="width: 26.0647%;" width="19%">
रु. १ लाख (ओपीडी रु. २०००० सम्म र अस्पताल भर्ना भएमा ८०००० सम्म )
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
बीमा सुविधा अवधि
</td>
<td style="width: 27.3059%;" width="28%">
५ वर्ष
</td>
<td style="width: 27.3059%;" width="22%">
५ वर्ष
</td>
<td style="width: 26.0647%;" width="19%">
५ वर्ष
</td>
</tr>
<tr>
<td style="width: 19.3623%;" width="28%">
बीमा उपलब्ध हुने व्यक्तिहरु
</td>
<td style="width: 27.3059%;" width="28%">
खातावाला र खातावालाले मनोनयन गरेका अन्य तीन जना &ndash;मनोनयन भएका तीन जनाको सर्वश्रेष्ठ बण्डल सहज बचत खाता हुनु अनिवार्य छ ।
</td>
<td style="width: 27.3059%;" width="22%">
खातावाला र खातावालाले मनोनयन गरेका अन्य एक जना &ndash;मनोनयन भएका तीन जनाको सर्वश्रेष्ठ बण्डल सहज बचत खाता हुनु अनिवार्य छ ।
</td>
<td style="width: 26.0647%;" width="19%">
खातावालालाई मात्र
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 28.0206%;">Particular</td>
<td style="width: 28.0206%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 22.365%;">The Pride of NIC ASIA Bank</td>
<td style="width: 21.5938%;">The Partner of NIC ASIA Bank</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
DEMAT Account
</td>
<td style="width: 28.0206%;" width="28%">
&nbsp;Free For Five Years
</td>
<td style="width: 22.365%;" width="22%">
&nbsp;Free For Five Years
</td>
<td style="width: 21.5938%;" width="19%">
&nbsp;Free For Five Years
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
MERO Share Charge
</td>
<td style="width: 28.0206%;" width="28%">
&nbsp;Free For Five Years
</td>
<td style="width: 22.365%;" width="22%">
&nbsp;Free For Five Years
</td>
<td style="width: 21.5938%;" width="19%">
&nbsp;Free For Five Years
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Portfolio Management Service Fee
</td>
<td style="width: 28.0206%;" width="28%">
&nbsp;50% Discount for Five Years
</td>
<td style="width: 22.365%;" width="22%">
50% Discount for Five Years
</td>
<td style="width: 21.5938%;" width="19%">
&nbsp;50% Discount for Five Years
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Flexi Fixed Facility
</td>
<td style="width: 28.0206%;" width="28%">
Not Available
</td>
<td style="width: 22.365%;" width="22%">
Not Available
</td>
<td style="width: 21.5938%;" width="19%">
Not Available
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 28.0206%;" width="28%">
Not Available
</td>
<td style="width: 22.365%;" width="22%">
Not Applicable
</td>
<td style="width: 21.5938%;" width="19%">
Not Applicable
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Prematurity Charge (%)
</td>
<td style="width: 28.0206%;" width="28%">
Not Available
</td>
<td style="width: 22.365%;" width="22%">
Not Applicable
</td>
<td style="width: 21.5938%;" width="19%">
Not Applicable
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 523.532px;" border="1">
<tbody>
<tr>
<td style="width: 27.2494%; height: 75.2188px;">विवरण</td>
<td style="width: 26.2211%; height: 75.2188px;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 26.2211%; height: 75.2188px;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 20.3085%; height: 75.2188px;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr>
<td style="width: 27.2494%; height: 84.2188px;" width="28%">
डिम्याट खाता
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="22%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 20.3085%; height: 84.2188px;" width="19%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 27.2494%; height: 84.2188px;" width="28%">
मेरो शेयर शुल्क
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="28%">
&nbsp;पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="22%">
&nbsp;पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 20.3085%; height: 84.2188px;" width="19%">
&nbsp;पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr>
<td style="width: 27.2494%; height: 84.2188px;" width="28%">
पोर्टफोलियो म्यानेजमेन्ट सेवा शुल्क
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="28%">
पाँच वर्षम्म ५०% छुट
</td>
<td style="width: 26.2211%; height: 84.2188px;" width="22%">
पाँच वर्षम्म ५०% छुट
</td>
<td style="width: 20.3085%; height: 84.2188px;" width="19%">
पाँच वर्षम्म ५०% छुट
</td>
</tr>
<tr>
<td style="width: 27.2494%; height: 65.2188px;" width="28%">
फ्लेक्वी फिक्स्ड सुविधा
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="28%">
उपलब्ध छैन
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="22%">
उपलब्ध छैन
</td>
<td style="width: 20.3085%; height: 65.2188px;" width="19%">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 27.2494%; height: 65.2188px;" width="28%">
फ्लेक्जी फिक्स्ड ब्याज दर (%)
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="28%">
उपलब्ध छैन
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="22%">
उपलब्ध छैन
</td>
<td style="width: 20.3085%; height: 65.2188px;" width="19%">
उपलब्ध छैन
</td>
</tr>
<tr>
<td style="width: 27.2494%; height: 65.2188px;" width="28%">
प्रिम्याचुअरिटी शुल्क (%)
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="28%">
उपलब्ध छैन
</td>
<td style="width: 26.2211%; height: 65.2188px;" width="22%">
उपलब्ध छैन
</td>
<td style="width: 20.3085%; height: 65.2188px;" width="19%">
उपलब्ध छैन
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 1349.31px;" border="1">
<tbody>
<tr>
<td style="width: 36.7537%; height: 19.5938px;">Particular</td>
<td style="width: 21.0869%; height: 19.5938px;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 21.3368%; height: 19.5938px;">The Pride of NIC ASIA Bank</td>
<td style="width: 20.8226%; height: 19.5938px;">The Partner of NIC ASIA Bank</td>
</tr>
<tr style="height: 67.1875px;">
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Debit Card
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Mobile Banking
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Internet Banking
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Credit Card Limit (In Rs)
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Upto 500,000
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Upto 500,000
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Upto 500,000
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 86.7812px;" width="28%">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 21.0869%; height: 86.7812px;" width="28%">
Free
</td>
<td style="width: 21.3368%; height: 86.7812px;" width="22%">
Free
</td>
<td style="width: 20.8226%; height: 86.7812px;" width="19%">
Free
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Credit Card Annual Fee
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Prepaid Dollar Card
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 86.7812px;" width="28%">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 21.0869%; height: 86.7812px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 86.7812px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 86.7812px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
Cheque Processing
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
RTGS
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 67.1875px;" width="28%">
IPS/CIPS
</td>
<td style="width: 21.0869%; height: 67.1875px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 67.1875px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 67.1875px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 106.375px;" width="28%">
Locker Rentals
</td>
<td style="width: 21.0869%; height: 106.375px;" width="28%">
100% Locker Fee Free for Five years
</td>
<td style="width: 21.3368%; height: 106.375px;" width="22%">
100% Locker Fee Free for Five years
</td>
<td style="width: 20.8226%; height: 106.375px;" width="19%">
100% Locker Fee Free for Five years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 86.7812px;" width="28%">
Locker Margin
</td>
<td style="width: 21.0869%; height: 86.7812px;" width="28%">
100% Waiver for Five Years
</td>
<td style="width: 21.3368%; height: 86.7812px;" width="22%">
100% Waiver for Five Years
</td>
<td style="width: 20.8226%; height: 86.7812px;" width="19%">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 145.562px;" width="28%">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 21.0869%; height: 145.562px;" width="28%">
25 paisa
</td>
<td style="width: 21.3368%; height: 145.562px;" width="22%">
25 paisa
</td>
<td style="width: 20.8226%; height: 145.562px;" width="19%">
25 paisa
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 106.375px;" width="28%">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 21.0869%; height: 106.375px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 106.375px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 106.375px;" width="19%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 36.7537%; height: 106.375px;" width="28%">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 21.0869%; height: 106.375px;" width="28%">
Free for Five Years
</td>
<td style="width: 21.3368%; height: 106.375px;" width="22%">
Free for Five Years
</td>
<td style="width: 20.8226%; height: 106.375px;" width="19%">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 103.846%; height: 1519.72px;" border="1">
<tbody>
<tr style="height: 94.2188px;">
<td style="width: 32.0099%; height: 94.2188px;">विवरण</td>
<td style="width: 24.3176%; height: 94.2188px;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 25.5583%; height: 94.2188px;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 18.1141%; height: 94.2188px;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
डेबिट कार्ड
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
मोबाइल बैंकिङ
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
इन्टरनेट बैंकिङ
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 32.0099%; height: 65.2188px;" width="28%">
क्रेडिट कार्ड सीमा (रु.)
</td>
<td style="width: 24.3176%; height: 65.2188px;" width="28%">
५००००० सम्म
</td>
<td style="width: 25.5583%; height: 65.2188px;" width="28%">
५००००० सम्म
</td>
<td style="width: 18.1141%; height: 65.2188px;" width="28%">
५००००० सम्म
</td>
</tr>
<tr style="height: 65.2188px;">
<td style="width: 32.0099%; height: 65.2188px;" width="28%">
क्रेडिट कार्ड जोड्दा र दर्ता शुल्क
</td>
<td style="width: 24.3176%; height: 65.2188px;" width="28%">
निशुल्क
</td>
<td style="width: 25.5583%; height: 65.2188px;" width="28%">
निशुल्क
</td>
<td style="width: 18.1141%; height: 65.2188px;" width="28%">
निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
क्रेडिट कार्ड वार्षिक शुल्क
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
प्रिपेड डलर कार्ड
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
इ-कमर्श एक्टिभेसन र वार्षिक शुल्क
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
चेक आवेदन
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
आरटीजीएस
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 84.2188px;">
<td style="width: 32.0099%; height: 84.2188px;" width="28%">
आइएसपी/सीआइपीएस
</td>
<td style="width: 24.3176%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 84.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 122.219px;">
<td style="width: 32.0099%; height: 122.219px;" width="28%">
लकर भाडा
</td>
<td style="width: 24.3176%; height: 122.219px;" width="28%">
१००% लकर शुल्क पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 122.219px;" width="28%">
१००% लकर शुल्क पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 122.219px;" width="28%">
१००% लकर शुल्क पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 73.2188px;">
<td style="width: 32.0099%; height: 73.2188px;" width="28%">
लकर मार्जिन
</td>
<td style="width: 24.3176%; height: 73.2188px;" width="28%">
पाँच वर्ष १००% फिर्ता
</td>
<td style="width: 25.5583%; height: 73.2188px;" width="28%">
पाँच वर्ष १००% फिर्ता
</td>
<td style="width: 18.1141%; height: 73.2188px;" width="28%">
पाँच वर्ष १००% फिर्ता
</td>
</tr>
<tr style="height: 143.219px;">
<td style="width: 32.0099%; height: 143.219px;" width="28%">
अमेरिकी डलर, क्यानेडियन डलर, अष्ट्रेलियन डलर, ब्रिटिस पाउन्डस्ट्रलिङ र युरो किन्दा वा बेच्दा हुनेदा बढी फाइदा
</td>
<td style="width: 24.3176%; height: 143.219px;" width="28%">
२५ पैसा&nbsp;
</td>
<td style="width: 25.5583%; height: 143.219px;" width="28%">
२५ पैसा&nbsp;
</td>
<td style="width: 18.1141%; height: 143.219px;" width="28%">
२५ पैसा&nbsp;
</td>
</tr>
<tr style="height: 99.2188px;">
<td style="width: 32.0099%; height: 99.2188px;" width="28%">
एटीएम क्यास विथड्र (आन्तरिक बैंक)
</td>
<td style="width: 24.3176%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
<tr style="height: 99.2188px;">
<td style="width: 32.0099%; height: 99.2188px;" width="28%">
एटीएम ब्यालेस जानकारी
</td>
<td style="width: 24.3176%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 25.5583%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
<td style="width: 18.1141%; height: 99.2188px;" width="28%">
पाँच वर्षसम्म निशुल्क
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 28.0206%;">Particular</td>
<td style="width: 28.0206%;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 22.108%;">The Pride of NIC ASIA Bank</td>
<td style="width: 21.5938%;">The Partner of NIC ASIA Bank</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Pre-approved Loan Limit (Times of 3 Months Average balance)
</td>
<td style="width: 28.0206%;" width="28%">
10
</td>
<td style="width: 22.108%;" width="22%">
10
</td>
<td style="width: 21.5938%;" width="19%">
10
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Premium Over Base Rate on above loan limit (%)
</td>
<td style="width: 28.0206%;" width="28%">
1
</td>
<td style="width: 22.108%;" width="22%">
1
</td>
<td style="width: 21.5938%;" width="19%">
1
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
Loan Processing Fee (%)
</td>
<td style="width: 28.0206%;" width="28%">
0.25
</td>
<td style="width: 22.108%;" width="22%">
0.25
</td>
<td style="width: 21.5938%;" width="19%">
0.25
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%;" border="1">
<tbody>
<tr>
<td style="width: 28.0206%;">विवरण</td>
<td style="width: 28.0206%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 27.2494%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 16.7095%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
पूर्व स्वीकृत कर्जा सुविधा (तीन महिनाको औषत ब्यालेन्स)
</td>
<td style="width: 28.0206%;" width="28%">
१०
</td>
<td style="width: 27.2494%;" width="22%">
१०
</td>
<td style="width: 16.7095%;" width="19%">
१०
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
कर्जा सीमा भन्दा माथिको कर्जामा प्रिमियम (%)
</td>
<td style="width: 28.0206%;" width="28%">
१
</td>
<td style="width: 27.2494%;" width="22%">
१
</td>
<td style="width: 16.7095%;" width="19%">
१
</td>
</tr>
<tr>
<td style="width: 28.0206%;" width="28%">
कर्जा प्रकृया शुल्क (%)
</td>
<td style="width: 28.0206%;" width="28%">
०.२५
</td>
<td style="width: 27.2494%;" width="22%">
०.२५
</td>
<td style="width: 16.7095%;" width="19%">
०.२५
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 338.719px;" border="1">
<tbody>
<tr style="height: 19.5938px;">
<td style="width: 28.0206%; height: 19.5938px;">Particular</td>
<td style="width: 28.0206%; height: 19.5938px;">The NIC ASIA Goodwill Ambassador</td>
<td style="width: 22.108%; height: 19.5938px;">The Pride of NIC ASIA Bank</td>
<td style="width: 21.5938%; height: 19.5938px;">The Partner of NIC ASIA Bank</td>
</tr>
<tr style="height: 106.375px;">
<td style="width: 28.0206%; height: 106.375px;" width="28%">
Guaranteed Service Delivery (In Mins)
</td>
<td style="width: 28.0206%; height: 106.375px;" width="28%">
50% of Standard
</td>
<td style="width: 22.108%; height: 106.375px;" width="22%">
50% of Standard
</td>
<td style="width: 21.5938%; height: 106.375px;" width="19%">
50% of Standard
</td>
</tr>
<tr style="height: 125.969px;">
<td style="width: 28.0206%; height: 125.969px;" width="28%">
Compensation for waiting time beyond TAT(In Rs. per instance)
</td>
<td style="width: 28.0206%; height: 125.969px;" width="28%">
10
</td>
<td style="width: 22.108%; height: 125.969px;" width="22%">
10
</td>
<td style="width: 21.5938%; height: 125.969px;" width="19%">
10
</td>
</tr>
<tr style="height: 86.7812px;">
<td style="width: 28.0206%; height: 86.7812px;" width="28%">
Dedicated Relationship Management
</td>
<td style="width: 28.0206%; height: 86.7812px;" width="28%">
Available
</td>
<td style="width: 22.108%; height: 86.7812px;" width="22%">
Available
</td>
<td style="width: 21.5938%; height: 86.7812px;" width="19%">
Available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100%; height: 338.719px;" border="1">
<tbody>
<tr style="height: 19.5938px;">
<td style="width: 27.7635%;">विवरण</td>
<td style="width: 26.9923%;">एन आई सी एशिया गुडविल एम्बेसडर</td>
<td style="width: 26.2211%;">द प्राइड अफ एन आई सी एशिया बैंक</td>
<td style="width: 19.0231%;">द पार्टनर अफ द एन आई सी एशिया बैंक</td>
</tr>
<tr style="height: 106.375px;">
<td style="width: 27.7635%; height: 106.375px;" width="28%">
सुनिष्चित सेवा प्रवाह (मिनेटमा)
</td>
<td style="width: 26.9923%; height: 106.375px;" width="28%">
मापदण्डको ५०%
</td>
<td style="width: 26.2211%; height: 106.375px;" width="22%">
मापदण्डको ५०%
</td>
<td style="width: 19.0231%; height: 106.375px;" width="19%">
मापदण्डको ५०%
</td>
</tr>
<tr style="height: 125.969px;">
<td style="width: 27.7635%; height: 125.969px;" width="28%">
अतिरिक्त समयमा सेवाको लागि पर्खनु परेमा (रु. प्रति घटना)
</td>
<td style="width: 26.9923%; height: 125.969px;" width="28%">
१०
</td>
<td style="width: 26.2211%; height: 125.969px;" width="22%">
१०
</td>
<td style="width: 19.0231%; height: 125.969px;" width="19%">
१०
</td>
</tr>
<tr style="height: 86.7812px;">
<td style="width: 27.7635%; height: 86.7812px;" width="28%">
डेडिकेटेड रिलेसन व्यवस्थापन
</td>
<td style="width: 26.9923%; height: 86.7812px;" width="28%">
उपलब्ध
</td>
<td style="width: 26.2211%; height: 86.7812px;" width="22%">
उपलब्ध
</td>
<td style="width: 19.0231%; height: 86.7812px;" width="19%">
उपलब्ध
</td>
</tr>
</tbody>
</table>

Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata is a savings account designed for the local citizens residing in Kathmandu Metropolitan City.

सर्वश्रेष्ठ काठमाडौं महानगरपालिका बचत खाता काठमाडौं महानगरपालिकामा बसोबास गर्ने बासिन्दाको लागि उपलब्ध गराइएको बचत खाता हो ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Orginal Citizenship

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">मौलिक नागरिकता

Sarbashrestha Kathmandu Mahanagarpalika Bachat Khata

<ul>
<li>Insurance benefits up to Rs 84 Lakhs.(Insurance partner IGI Prudential Insurance Limited)</li>
<li>5 years free annual charge on debit card / mobile banking / internet banking</li>
<li>Free locker facility</li>
<li>Free Cash Withdrawal/Balance Enquiry from any BFI&rsquo;s ATM&rsquo;s all across the country.</li>
<li>Special Concessions on Interest Rate.</li>
<li>Special Concessions on Administrative Fees</li>
<li>Pre-approved Loan Facility</li>
</ul>

*Terms and Conditions may apply | The card offers are upto 5 years only. Fees and charges apply and may change.

सर्वश्रेष्ठ काठमाडौं महानगरपालिका बचत खाता

Exclusively for the Nepalese citizen in foreign employment having valid &ldquo;Shram Swikirti&rdquo;.

नेपाल सरकारको श्रम स्वीकृतिको म्याद भएका वैदेशिक रोवजगारीमा जानु भएका नेपाली नागरिकका लागि विशेष

Sarbashrestha Remittance Bachat Khata IPO is an exclusively designed saving account for Nepalese working abroad with a valid work permit provided by the Government of Nepal.

सर्वश्रेष्ठ रेमिटेन्स बचत खाता आईपीओ नेपाल सरकारको श्रम स्वीकृति लिएर वैदेशिक रोजागारीमा जानु भएका नेपाली नागरिकको लागि उपलब्ध गराइएको विशेष खाता हो ।&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">Valid Visa of the concerned Country.

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">सम्बन्धित देशको मान्य भिसा।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">Valid work permit issued by the Government of Nepal.

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">नेपाल सरकारले जारी गरेको मान्य श्रम स्वीकृति।

Sarbashrestha Remittance Bachat Khata IPO

<ul>
<li aria-level="1">Nepalese citizens working abroad under work visas provided by the Government of Nepal can open account in zero balance and qualified for a 10% quota of the entire IPO.</li>
<li aria-level="1">Account holder can yield minimum 1% p.a higher than other normal saving accounts interest rate.</li>
<li aria-level="1">Account can open via online platform</li>
</ul>

<ul>
<li>नेपाल सरकारबाट श्रम स्वीकृति प्राप्त वैदेशिक रोजगारीमा रहनुभएका नेपाली नागरिकले शून्य ब्यालेन्समा खाता खोल्न सक्नुहुन्छ र १०% को आइपीओ कोटामा सहभागी हुनसक्नुहुन्छ ।</li>
<li>खातावालाले अन्य साधारण खाताको ब्याजदरभन्दा वार्षिक रुपमा कम्तिमा १ भन्दाधेरै लाभ लिन सक्नुहुन्छ ।&nbsp;</li>
<li>अनलाइनबाट खाता खोल्न सक्नुहुन्छ ।&nbsp;</li>
</ul>

*Terms and Conditions may apply.

*सर्तहरु लागू हुनेछन् ।

Product Features & Benefits

सर्वश्रेष्ठ रेमिट्यान्स बचत खाता आईपीओ

Exclusively for the sender and family member of sender of remittance.

रेमिटेन्स पठाउने र उनीहरुको परिवारका लागि विशेष&nbsp;

Sarbashrestha Remittance Bachat Khata-General is a deposit for individuals and their families working abroad that guarantees that the transfer comes through the savings account's direct banking route.

सर्वश्रेष्ठ रेमिटेन्स बचत खाता&ndash;जेनेरल विदेशबाट बैंकिङ्ग प्रणालीमार्फत रेमिटेन्स पठाउने व्यक्ति र उहाँको परिवारको लागि उपलब्ध गराइएको बचत खाता हो ।&nbsp;

Sarbashrestha Remittance Bachat Khata-General

<ul>
<li style="font-weight: 400;" aria-level="1">Minimum balance is zero.</li>
<li style="font-weight: 400;" aria-level="1">As per the published interest. (1% p.a above than normal saving deposit accounts).</li>
</ul>

<ul>
<li>न्यूनतम ब्यालेन्स ।</li>
<li>प्रकाशित अनुसार। (सामान्य बचत निक्षेप खाताहरू भन्दा १% माथि)।</li>
</ul>

*सर्तहरु लागू हुनेछन् ।&nbsp;

सर्वश्रेष्ठ रेमिट्यान्स बचत खाता - साधारण

३ महिनादेखि १५ वर्षसम्म

Sarbashrestha Muddati Khata-General is a premium Fixed Deposit account designed for individual and institutional users with unique advantages beyond appealing interest rates.

सर्वश्रेष्ठ मुद्धति खाता&ndash;जेनेरल व्यक्तिगत वा संस्थागतरुपमा मुद्धति खातामा बचत गर्ने ग्राहक महानुभावहरुका लागि हो, जसमा उच्च ब्याजसहित धेरै सेवा सुविधा उपलब्ध हुन्छन् ।&nbsp;

Sarbashrestha Muddati Khata-General

<ul>
<li>Minimum balance of RS 10,000.</li>
<li style="font-weight: 400;" aria-level="1">Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years).</li>
</ul>

<ul>
<li>न्यूनतम ब्यालेन्स रु १०,०००</li>
<li>Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years).</li>
</ul>

सर्वश्रेष्ठ मुद्दती खाता-जनरल

All Customers are eligible to open saving account.

बचत खाता खोल्नु भएका सबै ग्राहक महानुभावहरुका लागि&nbsp;

एक वर्ष निशुल्क

Sarbashrestha Sunya Maujdat Bachat Khata is exclusively intended for the general citizens of all income levels, age groups, and genders.

सर्वश्रेष्ठ शून्य मौज्दात बचत खाता सबै उमेर, लिंग र आम्दानी भएका नागरिकहरुका लागि विना ब्यालेन्स खोल्न सकिने खाता हो ।

Sarbashrestha Sunya Maujdat Bachat Khata

<ul>
<li style="font-weight: 400;" aria-level="1">Minimum balance is zero.</li>
<li style="font-weight: 400;" aria-level="1">Debit Card free for 1 year.</li>
<li style="font-weight: 400;" aria-level="1">Mobile Banking free for 1 year.</li>
</ul>

<ul>
<li>शुन्य न्यूनतम ब्यालेन्स ।</li>
</ul>

सर्वश्रेष्ठ शून्य मौज्दात बचत खाता

Exclusively for the Nepalese citizen who are in foreign employment and Family Members of such remittance sender having Sarbashrestha Remittance Bachat Khata.

विदेशबाट रेमिटेन्स पठाउने वैदेशिक रोजगारीमा जानु भएका र सर्वश्रेष्ठ रेमिटेन्स बचत खाता भएका महानुभाव र उहाँको परिवारको लागि विशेष

Sarbashrestha Remittance Muddati Khata-General is a premium fixed deposit account specially designed for the customers who are in foreign employment.

सर्वश्रेष्ठ रेमिटेन्स मुद्धति खाता&ndash;जेनेरल वैदेशिक रोजगारीमा रहनु भएका महानुभावहरुका लागि उपलब्ध गराइएको प्रिमियम मुद्धति खाता हो ।

<ul>
<li>Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years)</li>
<li>High-interest rate</li>
<li>No Minimum Balance</li>
</ul>

<ul>
<li>आफू अनुकुल समयावधि (३ महिनादेखि १५ वर्षसम्मको समयावधिको मुद्धति खाता खोल्न सक्नुहुन्छ)&nbsp;</li>
<li>उच्च ब्याजदर</li>
<li>न्यूनतम मौज्दात नचाहिने</li>
</ul>

*नियम र सर्तहरू लागू हुनेछ

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