Interest Rate- Published on Dec 05, 2019

A. DepositFreshFreshFCY Fixed Deposit for NRN (Minimum 2 Years)FCY Fixed Deposit Account (USD)FCY Fixed Deposit Account (EURO)FCY Fixed Deposit Account (AUD)Auto Loana. NIC ASIA Home Loan ODc. NIC ASIA Residential Home LoanLoan Against ShareEducation LoanLoyalty Financing FacilityExport CreditLoan against Other Bank’s Fixed Deposit ReceiptLoan against Government Securities (Max draw down 80%)FCY LoanFast Track Business LoanPremium Business LoanCorporateOverdraft/Cash Credit/Working Capital LoansOther Short Term Working Capital LoansDeprived Sector Lending

Minimum Balance (NPR)   100   500   10,000   1,000   100   500   5,000   10,000   25,000   -   -   -   -   -   -   -   1,000   1,000   -   -   500   -   100   -   -   -   1,000   1,000   25,000   100,000   1,000   25,000   100,000   1,000   25,000   100,000   -   -   -   500   500   100   -   -   500   1,000   -   500   1,000   25,000   100,000   1,000   25,000   100,000   1,000   25,000   100,000   -   -   -   -   500   500    Minimum Balance (NPR)   Individual
  100,000 8.6%   1,000,000 8.6%   2,500,000 8.6%   Minimum Balance (NPR)   500    Minimum Balance (NPR)   Individual
  - 8.6%   Minimum Balance   USD 25   USD 25   USD 100   NIL   NIL   Minimum Balance (NPR)   100   Negotiable (Subject to NRB Directive)
Rate (% p.a.)
5%
  3%
    Premium over Base Rate (% p.a.) *
   
  Up to 7%
  Up to 7%
  Up to 7%
  Up to 7%
  Premium over Base Rate (% p.a.)*
  Up to 7%
  Up to 7%
  Up to 7%
  Premium over Base Rate (% p.a.)*
  Up to 7%
  Up to 2% (Guided as per NRB Regulations)
  Up to 7%
  Up to 7%
  Premium over Base Rate (% p.a.)*
Up to 7%

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