नेपाली
Branch 
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Interest Rate
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| A. Deposit | ||||
| Savings Deposits | Minimum Balance (NPR) | Interest Rate (% p.a) | ||
| Youth Savings Account | 100 | 4.5% | ||
| Sulav Bachat Khata | 500 | 4.5% | ||
| Life Savings Account | 10,000 | 4.5% | ||
| Happy Savings Account | 1,000 | 4.5% | ||
| Shareholder Savings Account | 100 | 4.5% | ||
| Share Shuvidha Bachat Khata | 500 | 4.5% | ||
| Special Savings Account | 5,000 | 4.5% | ||
| Super Special Savings Account | 10,000 | 4.5% | ||
| Premium Savings Account | 25,000 | 4.5% | ||
| Samrakchyak Bachat Khata | - | 4.5% | ||
| Krishak Samriddha Bachat Khata | - | 4.5% | ||
| Samajik Surakshya Bachat Khata | - | 4.5% | ||
| Social Security Relief Account | - | 4.5% | ||
| EPS Korea Bachat Khata | - | 4.5% | ||
| Online Bachat Khata | - | 4.5% | ||
| Samunnati Bachat Khata | - | 4.5% | ||
| Samunnati Plus Bachat Khata | 1,000 | 4.5% | ||
| Premium Sammunati Bachat Khata | 1,000 | 4.5% | ||
| Bidhyarthi Bachat Khata | - | 4.5% | ||
| Karmashil Bachat Khata | - | 4.5% | ||
| Little Star Savings Account | 500 | 4.5% | ||
| Nari Shakti Bachat Khata | - | 4.5% | ||
| Remit Savings Account | 100 | 4.5% | ||
| Senior Privileged Saving Account | - | 4.5% | ||
| Super Payroll Account | - | 4.5% | ||
| Swabalambi Nari Bachat Khata | - | 4.5% | ||
| New Premium Sammunati Bachat Khata | 1,000 | 6.5% | ||
| Chamatkarik Bachat Khata-Silver | 1,000 | 6.5% | ||
| Chamatkarik Bachat Khata-Gold | 25,000 | 6.5% | ||
| Chamatkarik Bachat Khata-Diamond | 100,000 | 6.5% | ||
| Chamatkarik Jestha Nagarik Bachat Khata-Silver | 1,000 | 6.5% | ||
| Chamatkarik Jestha Nagarik Bachat Khata-Gold | 25,000 | 6.5% | ||
| Chamatkarik Jestha Nagarik Bachat Khata-Diamond | 100,000 | 6.5% | ||
| Chamatkarik Nari Bachat Khata-Silver | 1,000 | 6.5% | ||
| Chamatkarik Nari Bachat Khata-Gold | 25,000 | 6.5% | ||
| Chamatkarik Nari Bachat Khata-Diamond | 100,000 | 6.5% | ||
| Chamatkarik Talab Bachat Khata | - | 6.5% | ||
| Chamatkarik Babu Nani Bachat Khata | - | 6.5% | ||
| Chamatkarik Bidhyarthi Bachat Khata | - | 6.5% | ||
| Chamatkarik Udhyamshil Bachat Khata | 500 | 6.5% | ||
| Chamatkarik Baideshik Rojgar Bachat Khata | 500 | 6.5% | ||
| Samriddha Nepal Sukhi Nepali Bachat Khata | 100 | 6.5% | ||
| Chamatkarik Swarojgar Bachat Khata | - | 6.5% | ||
| Babu Nani Bachat Khata | - | 6.5% | ||
| Baidesik Rojgar Bachat Khata | 500 | 6.5% | ||
| Chamatkarik Bachat Khata | 1,000 | 6.5% | ||
| Chamatkarik Online Bachat Khata | - | 6.5% | ||
| Udhyamshil Bachat Khata | 500 | 6.5% | ||
| Super Chamatkarik Bachat Khata-Silver | 1,000 | 6.50% | ||
| Super Chamatkarik Bachat Khata-Gold | 25,000 | 6.50% | ||
| Super Chamatkarik Bachat Khata-Diamond | 100,000 | 6.50% | ||
| Super Chamatkarik Jestha Nagarik Bachat Khata-Silver | 1,000 | 6.50% | ||
| Super Chamatkarik Jestha Nagarik Bachat Khata-Gold | 25,000 | 6.50% | ||
| Super Chamatkarik Jestha Nagarik Bachat Khata-Diamond | 100,000 | 6.50% | ||
| Super Chamatkarik Nari Bachat Khata-Silver | 1,000 | 6.50% | ||
| Super Chamatkarik Nari Bachat Khata-Gold | 25,000 | 6.50% | ||
| Super Chamatkarik Nari Bachat Khata-Diamond | 100,000 | 6.50% | ||
| Super Chamatkarik Talab Bachat Khata | - | 6.50% | ||
| Super Chamatkarik Babu Nani Bachat Khata | - | 6.50% | ||
| Super Chamatkarik Bidhyarthi Bachat Khata | - | 6.50% | ||
| Super Chamatkarik Swarojgar Bachat Khata | - | 6.50% | ||
| Super Chamatkarik Udhyamshil Bachat Khata | 500 | 6.50% | ||
| Super Chamatkarik Baideshik Rojgar Bachat Khata | 500 | 6.50% | ||
| New Super Chamatkarik Bachat Khata-Silver | 1,000 | 6.50% | ||
| New Super Chamatkarik Bachat Khata-Gold | 25,000 | 6.50% | ||
| New Super Chamatkarik Bachat Khata-Diamond | 50,000 | 6.50% | ||
| New Super Chamatkarik Nari Bachat Khata-Silver | 1,000 | 6.50% | ||
| New Super Chamatkarik Nari Bachat Khata-Gold | 25,000 | 6.50% | ||
| New Super Chamatkarik Nari Bachat Khata-Diamond | 50,000 | 6.50% | ||
| New Super Chamatkarik Jestha Nagarik Bachat Khata-Silver | 1,000 | 6.50% | ||
| New Super Chamatkarik Jestha Nagarik Bachat Khata-Gold | 25,000 | 6.50% | ||
| New Super Chamatkarik Jestha Nagarik Bachat Khata-Diamond | 50,000 | 6.50% | ||
| New Super Chamatkarik Talab Bachat Khata | - | 6.50% | ||
| New Super Chamatkarik Babu Nani Bachat Khata | - | 6.50% | ||
| New Super Chamatkarik Bidhyarthi Bachat Khata | - | 6.50% | ||
| New Super Chamatkarik Baideshik Rojgar Bachat Khata | 500 | 6.50% | ||
| New Super Chamatkarik Swarojgar Bachat Khata | - | 6.50% | ||
| New Super Chamatkarik Sahaj Bachat Khata | - | 6.50% | ||
| LCY Fixed Deposit (Upto 1 Year) | Minimum Balance (NPR) | Interest Rate (% p.a) | ||
| Institutional | Individual | |||
| Fresh | Renewal | |||
| New Super Chamatkarik Fixed Deposit-Silver | 100,000 | 8.5% | 8.6% | 9.25% |
| New Super Chamatkarik Fixed Deposit-Gold | 1,000,000 | 8.5% | 8.6% | 9.25% |
| New Super Chamatkarik Fixed Deposit-Diamond | 2,500,000 | 8.5% | 8.6% | 9.25% |
| LCY Recurring Deposits | Minimum Balance (NPR) | Interest Rate (% p.a.) | ||
| New Super Chamatkarik Masik Nicchep Khata (Individual) | 500 | 9.25% | ||
| LCY Fixed Deposit | Minimum Balance (NPR) | Interest Rate (% p.a.) | ||
| Institutional | Individual | |||
| Fresh | Renewal | |||
| 3 months to 10 years | - | 8.5% | 8.6% | 9.25% |
| FCY Deposits | Minimum Balance | Rate (% p.a.) | ||
| Sulav Bachat Khata | USD 25 | 2.6% | ||
| USD Savings Account | USD 25 | 2.6% | ||
| USD Super Saving Account | USD 100 | 2.6% | ||
| USD Premium Savings Account | NIL | 2.6% | ||
| FCY Fixed Account | NIL | Negotiable | ||
| LCY Deposits - Other | Minimum Balance (NPR) | Rate (% p.a.) | ||
| NIC ASIA Sikshya Kosh & Sikshya Kosh Plus Account | 100 | Up to 4.5% | ||
| Call Deposit | Negotiable (Subject to NRB Directive) | |||
| FCY Fixed Deposit for NRN (Minimum 2 Years) | Minimum Balance | Rate (% p.a.) | ||
| FCY Fixed Deposit Account (USD) | USD 10,000 or Equivalent | 5% | ||
| FCY Fixed Deposit Account (EURO) | 2.5% | |||
| FCY Fixed Deposit Account (GBP) | 3% | |||
| FCY Fixed Deposit Account (AUD) | 2.5% | |||
| B. Lending Rates | ||||
| Retail | Premium over Base Rate (% p.a.) * | |||
| Auto Loan | Up to 7% | |||
| Loan Against Mortgage Property | ||||
| a. NIC ASIA Home Loan OD | Up to 7% | |||
| b. NIC ASIA Home Equity Loan | Up to 7% | |||
| c. NIC ASIA Residential Home Loan | Up to 7% | |||
| Gold Loan | Up to 7% | |||
| Loan Against Share | Up to 7% | |||
| Personal Loan | Up to 7% | |||
| Education Loan | Up to 7% | |||
| Foreign Employment Loan | Up to 7% | |||
| Loyalty Financing Facility | Up to 7% | |||
| Others | Premium over Base Rate (% p.a.)* | |||
| Export Credit | Up to 7% | |||
| Loan against Own Fixed Deposit Receipt | Up to 7% | |||
| Loan against Other Bank’s Fixed Deposit Receipt | Up to 7% | |||
| Loan against 1st class Bank guarantee | Up to 7% | |||
| Loan against Government Securities (Max draw down 80%) | Up to 7% | |||
| Equipment Financing | Up to 7% | |||
| FCY Loan | As per NRB Directive | |||
| SME | Premium over Base Rate (% p.a.)* | |||
| Fast Track Business Loan | Up to 7% | |||
| Priority Business Loan | Up to 7% | |||
| Premium Business Loan | Up to 7% | |||
| Commercial Agricultural and Livestock Loan | Up to 2% (Guided as per NRB Regulations) | |||
| Corporate | Premium over Base Rate (% p.a.)* | |||
| Import Credit /TR. Loan | Up to 7% | |||
| Overdraft/Cash Credit/Working Capital Loans | Up to 7% | |||
| Term Loan | Up to 7% | |||
| Other Short Term Working Capital Loans | Up to 7% | |||
| Deprived Sector Lending | Premium over Base Rate (% p.a.)* | |||
| Deprived Sector Lending | Up to 7% | |||
*The above mentioned rates are applicable only for non-overdue and/or pass category loans as per NRB directives.
Note: Deposit
1. Interest Payment Frequency – Quarterly
2. In case of LCY Individual Fixed Deposit, additional Interest of 0.5% p.a. can be provided by branch manager.
3. Interest rate on Sweep In and Sweep Out facility for opening 3 months Term deposit shall be 9.25% p.a. and additional Interest of 0.5% p.a. can be provided by branch manager.
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असिमित सुरक्षा, उच्च प्रतिफल र अतुलनिय सहजतका साथ एन आइ सि एसिया बैंकले ल्याएको छ । न्यू सुपर चमत्कारीक बचत खातामा साच्चिकै अतुलनिय तथा अनुपम सुविधाले भरिपूर्ण निक्षेप योजनाहरु
बैंकका नयाँ अफर र सेवाबारे ए-मेल मार्फत जान्कारी पाउनुहोस । साथै प्रतेक हप्ता आकर्शक उपहार कूपन जित्ने मौका ।
