To meet the NRB requirement of direct financing under Deprived Sector Lending.

बन्चित वर्गका लागि कर्जा उपलब्ध गराउने नेपाल राष्ट्र बैंकको निर्देशिका अनुसार&nbsp;

Microfinance Institutions Licensed by Nepal Rastra Bank.

नेपाल राष्ट्र बैंकको अनुमतिपत्र प्राप्ता साना लघु व्यवसायीक संस्थाहरु

बैंकले प्रकाशित गरेको दर अनुसार ।

बैंकले तोकेको मापदण्डका शुल्कहरु (एसटीसी)अनुसार&nbsp;

NIC ASIA Bank&nbsp;has been providing&nbsp;"Deprived Sector Loan"&nbsp;through Direct Lending to the individuals (Direct Financing), Subsidized loans (As per the Nepal Rastra Bank provision) and Wholesale Lending (Indirect Financing) to the financial institution involved in microfinance activities.
Direct DSL
To provide the financial services to the people categorized by Nepal Rastra Bank as deprived group

<ul>
<li>Easy and hassle free loan processing.</li>
<li>Eligible for new or existing business.</li>
<li>Flexibility in collateral.</li>
<li>Low Turnaround time.</li>
<li>Loan available for wide variety of purposes like supporting small businesses, financing commercial agriculture, financing of agricultural equipment, supporting/financing low cost housing, etc.</li>
<li>Loan available from all branches throughout the country.</li>
</ul>

<ul>
<li>सरल र सहज प्रक्रिया</li>
<li>नयाँ र सञ्चालनमा रहेका व्यवसायको लागि</li>
<li>सरल धितो सुविधा</li>
<li>कममात्रै परिवर्तन हुने</li>
<li>साना व्यवसाय, व्यवसायीक कृषि, कृषि उपकरण, साना लगानीको</li>
<li>घर निर्माण जस्ता विभिन्न क्षेत्रमा कर्जा प्रवाह</li>
<li>देशभर रहेका हरेक शाखाबाट कर्जा प्रवाह</li>
</ul>
&nbsp;

*Note: All other terms and conditions shall be as guided by Bank&rsquo;s policy. Also, to the above-mentioned parameters, Bank can analyze other details too where deemed required.

*नोट: अन्य सबै नियम र सर्तहरू बैंकको नीतिद्वारा निर्देशित हुनेछन्। साथै, माथि उल्लिखित मापदण्डहरूमा, बैंकले आवश्यक ठानेमा अन्य विवरणहरू पनि विश्लेषण गर्न सक्छ।

Types of Direct Financing Deprived Sector Lending:
<ol>
<li>Laghu Udhyam Karza.</li>
<li>Agricultural Equipment Loan.</li>
<li>Commercial Agricultural Loan.</li>
<li>Low Cost Housing.</li>
</ol>

बन्चित वर्गलाई उपलब्ध गराउने कर्जा प्रकार&nbsp; १. लघु उद्यम कर्जा २.कृषि उपकरण कर्जा ३. व्यवसायीक कृषि कर्जा ४. साना घर कर्जा&nbsp;

Term Loan

Purpose

Eligibility

Interest Rate

Fees & Charges

Loan Against Mortgaged Property

Commercial Agricultural & Livestock Loan

Loans

Deprived Sector Loans

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