<ul>
<li>lnterest sensitive individual of any age group&nbsp;</li>
</ul>

<ul>
<li>Waived to existing account holders of Sarbashrestha saving&nbsp;scheme having insurance facility.</li>
</ul>

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

हाम्रो डिजिटल कारोबार सेवाबाट हजारभन्दा धेरै मर्चेन्टमा भुक्तानी गर्न सक्नुहुन्छ ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Original Citizenship/ Voter ID / Driving License&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">मूल नागरिकता / मतदाता परिचय पत्र / ड्राइभिङ लाइसेन्स

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="33" height="33">PP size photo

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">पासपोर्ट साइज फोटो

Required Documents

आवश्यक कागजातहरू

Savings

Sathi Bachat Khata

Exclusively for the sender and family member of sender of remittance.

रेमिटेन्स पठाउने र उनीहरुको परिवारका लागि विशेष&nbsp;

ग्राहक सेग्मेन्ट

Sarbashrestha Remittance Bachat Khata-General is a deposit for individuals and their families working abroad that guarantees that the transfer comes through the savings account's direct banking route.

सर्वश्रेष्ठ रेमिटेन्स बचत खाता&ndash;जेनेरल विदेशबाट बैंकिङ्ग प्रणालीमार्फत रेमिटेन्स पठाउने व्यक्ति र उहाँको परिवारको लागि उपलब्ध गराइएको बचत खाता हो ।&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">PP size photo

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/pp.png" alt="" width="32" height="32">पासपोर्ट साइज फोटो

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">Original Citizenship/ Voter ID / Driving License

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Documents1.png" alt="" width="33" height="33">मूल नागरिकता / मतदाता परिचय पत्र / ड्राइभिङ लाइसेन्स

Sarbashrestha Remittance Bachat Khata-General

<ul>
<li style="font-weight: 400;" aria-level="1">Minimum balance is zero.</li>
<li style="font-weight: 400;" aria-level="1">As per the published interest. (1% p.a above than normal saving deposit accounts).</li>
</ul>

<ul>
<li>न्यूनतम ब्यालेन्स ।</li>
<li>प्रकाशित अनुसार। (सामान्य बचत निक्षेप खाताहरू भन्दा १% माथि)।</li>
</ul>

*Terms and Conditions may apply.

*सर्तहरु लागू हुनेछन् ।&nbsp;

Product Features and Benefits

उत्पादन सुविधाहरू र लाभहरू

सर्वश्रेष्ठ रेमिट्यान्स बचत खाता - साधारण

Exclusively for the Nepalese citizen in foreign employment having valid &ldquo;Shram Swikirti&rdquo;.

नेपाल सरकारको श्रम स्वीकृतिको म्याद भएका वैदेशिक रोवजगारीमा जानु भएका नेपाली नागरिकका लागि विशेष

Sarbashrestha Remittance Bachat Khata IPO is an exclusively designed saving account for Nepalese working abroad with a valid work permit provided by the Government of Nepal.

सर्वश्रेष्ठ रेमिटेन्स बचत खाता आईपीओ नेपाल सरकारको श्रम स्वीकृति लिएर वैदेशिक रोजागारीमा जानु भएका नेपाली नागरिकको लागि उपलब्ध गराइएको विशेष खाता हो ।&nbsp;

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">Valid Visa of the concerned Country.

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/VIsa.png" alt="" width="25" height="33">सम्बन्धित देशको मान्य भिसा।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">Valid work permit issued by the Government of Nepal.

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/Work permit.png" alt="" width="33" height="33">नेपाल सरकारले जारी गरेको मान्य श्रम स्वीकृति।

Sarbashrestha Remittance Bachat Khata IPO

<ul>
<li aria-level="1">Nepalese citizens working abroad under work visas provided by the Government of Nepal can open account in zero balance and qualified for a 10% quota of the entire IPO.</li>
<li aria-level="1">Account holder can yield minimum 1% p.a higher than other normal saving accounts interest rate.</li>
<li aria-level="1">Account can open via online platform</li>
</ul>

<ul>
<li>नेपाल सरकारबाट श्रम स्वीकृति प्राप्त वैदेशिक रोजगारीमा रहनुभएका नेपाली नागरिकले शून्य ब्यालेन्समा खाता खोल्न सक्नुहुन्छ र १०% को आइपीओ कोटामा सहभागी हुनसक्नुहुन्छ ।</li>
<li>खातावालाले अन्य साधारण खाताको ब्याजदरभन्दा वार्षिक रुपमा कम्तिमा १ भन्दाधेरै लाभ लिन सक्नुहुन्छ ।&nbsp;</li>
<li>अनलाइनबाट खाता खोल्न सक्नुहुन्छ ।&nbsp;</li>
</ul>

*सर्तहरु लागू हुनेछन् ।

Product Features & Benefits

सर्वश्रेष्ठ रेमिट्यान्स बचत खाता आईपीओ

<ul>
<li>Institutions with Below 50</li>
</ul>

कर्मचारी संख्या

<ul>
<li>Debit Card : Free for One Year</li>
<li>Mobile Banking : Free for One Year</li>
</ul>

<ul>
<li>डेबिट कार्ड : एक वर्ष निशुल्क</li>
<li>मोबाइल बैंकिङ : एक वर्ष निशुल्क</li>
</ul>

डिजिटल र कारोबार सेवा

Sarbashrestha Payroll Bachat Khata General is a corporate salary account for the employees of an institution offering effective salary management.

सर्वश्रेष्ठ पेरोल बचत खाता जेनेरल&nbsp; विभिन्न प्रतिष्ठानहरु कार्यरत कर्मचारीको लागि विशेष सुविधासहित उपलब्ध गराइएको तलब खाता हो ।

<img src="https://cms.nicasiabank.com/framework/uploads/Icons/NRN.png" alt="" width="33" height="33">गैरआवासीय नेपाली (एनआरएन), एनआरएन कार्ड

<ul>
<li>Mobile Banking free for first year</li>
<li>Debit Card free for first year</li>
</ul>

Features

Sarbashrestha Payroll Bachat Khata General

Exclusively for the persons designated by other eligible account schemes

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
DEMAT Account
</td>
<td style="width: 50.4532%;" width="50%">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
MERO Share Charge
</td>
<td style="width: 50.4532%;" width="50%">
Free For Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Portfolio Management Service Fee
</td>
<td style="width: 50.4532%;" width="50%">
50% Discount for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Flexi Fixed Facility
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Flexi Fixed Interest Rate (%)
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Prematurity Charge (%)
</td>
<td style="width: 50.4532%;" width="50%">
Not available
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5523%;">Particular</td>
<td style="width: 50.4532%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Debit Card
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Mobile Banking
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Internet Banking
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Limit (In Rs)
</td>
<td style="width: 50.4532%;" width="50%">
Up to Rs. 500,000
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Joining and Issuance Fee
</td>
<td style="width: 50.4532%;" width="50%">
Free
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Credit Card Annual Fee
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Prepaid Dollar Card
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
E-Commerce Activation and Annual Charge
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Cheque Processing
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
RTGS
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
IPS/CIPS
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Locker Rentals
</td>
<td style="width: 50.4532%;" width="50%">
100% Locker Fee Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
Locker Margin
</td>
<td style="width: 50.4532%;" width="50%">
100% Waiver for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)
</td>
<td style="width: 50.4532%;" width="50%">
25 paisa
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
ATM Cash Withdrawal (Domestic Bank)
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
<tr>
<td style="width: 49.5523%;" width="49%">
ATM Balance Inquiry (Domestic Bank)
</td>
<td style="width: 50.4532%;" width="50%">
Free for Five Years
</td>
</tr>
</tbody>
</table>

<table style="border-collapse: collapse; width: 100.091%;" border="1">
<tbody>
<tr>
<td style="width: 49.5706%;">Particular</td>
<td style="width: 50.3411%;">Benefits</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Pre-approved Loan Limit (Times of 3 Months Average balance)
</td>
<td style="width: 50.3411%;" width="50%">
10
</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Premium Over Base Rate on above loan limit (%)
</td>
<td style="width: 50.3411%;" width="50%">
1
</td>
</tr>
<tr>
<td style="width: 49.5706%;" width="49%">
Loan Processing Fee (%)
</td>
<td style="width: 50.3411%;" width="50%">
0.25
</td>
</tr>
</tbody>
</table>

<ul>
<li>Note: Loan Facility: &ldquo;Loan Facility&rdquo; (personal, overdraft and Advance Salary) shall not be available in case of bundle account of following customers
<ul>
<li>Sarbashrestha Talab Bachat Khata &ndash; The NIC ASIA Goodwill Ambassador</li>
<li>Sarbashrestha Talab Bachat Khata &ndash; The Pride of NIC ASIA Bank</li>
<li>Sarbashrestha Payroll Bachat Khata &ndash; The NIC ASIA Goodwill Ambassador</li>
</ul>
</li>
</ul>

Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.

Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.

<ul>
<li style="font-weight: 400;" aria-level="1">Mobile Banking free for five years</li>
<li style="font-weight: 400;" aria-level="1">Debit Card free for five years</li>
<li style="font-weight: 400;" aria-level="1">Internet Banking free for five years</li>
</ul>

<ul>
<li>Mobile Banking free for five years</li>
<li>Debit Card free for five years</li>
<li>Internet banking free for five years</li>
</ul>

Sarbashrestha Bundled Sahaj Bachat Khata

All Customers are eligible to open saving account.

बचत खाता खोल्नु भएका सबै ग्राहक महानुभावहरुका लागि&nbsp;

एक वर्ष निशुल्क

Sarbashrestha Sunya Maujdat Bachat Khata is exclusively intended for the general citizens of all income levels, age groups, and genders.

सर्वश्रेष्ठ शून्य मौज्दात बचत खाता सबै उमेर, लिंग र आम्दानी भएका नागरिकहरुका लागि विना ब्यालेन्स खोल्न सकिने खाता हो ।

Sarbashrestha Sunya Maujdat Bachat Khata

<ul>
<li style="font-weight: 400;" aria-level="1">Minimum balance is zero.</li>
<li style="font-weight: 400;" aria-level="1">Debit Card free for 1 year.</li>
<li style="font-weight: 400;" aria-level="1">Mobile Banking free for 1 year.</li>
</ul>

<ul>
<li>शुन्य न्यूनतम ब्यालेन्स ।</li>
</ul>

सर्वश्रेष्ठ शून्य मौज्दात बचत खाता

३ महिनादेखि १५ वर्षसम्म

Sarbashrestha Muddati Khata-General is a premium Fixed Deposit account designed for individual and institutional users with unique advantages beyond appealing interest rates.

सर्वश्रेष्ठ मुद्धति खाता&ndash;जेनेरल व्यक्तिगत वा संस्थागतरुपमा मुद्धति खातामा बचत गर्ने ग्राहक महानुभावहरुका लागि हो, जसमा उच्च ब्याजसहित धेरै सेवा सुविधा उपलब्ध हुन्छन् ।&nbsp;

Sarbashrestha Muddati Khata-General

<ul>
<li>Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years).</li>
</ul>

सर्वश्रेष्ठ मुद्दती खाता-जनरल

Exclusively for the Nepalese citizen who are in foreign employment and Family Members of such remittance sender having Sarbashrestha Remittance Bachat Khata.

विदेशबाट रेमिटेन्स पठाउने वैदेशिक रोजगारीमा जानु भएका र सर्वश्रेष्ठ रेमिटेन्स बचत खाता भएका महानुभाव र उहाँको परिवारको लागि विशेष

Sarbashrestha Remittance Muddati Khata-General is a premium fixed deposit account specially designed for the customers who are in foreign employment.

सर्वश्रेष्ठ रेमिटेन्स मुद्धति खाता&ndash;जेनेरल वैदेशिक रोजगारीमा रहनु भएका महानुभावहरुका लागि उपलब्ध गराइएको प्रिमियम मुद्धति खाता हो ।

<ul>
<li>Flexible tenure systems (Our Fixed Deposit can be opened for periods ranging from 3 months to 15 years)</li>
<li>High-interest rate</li>
</ul>

<ul>
<li>आफू अनुकुल समयावधि (३ महिनादेखि १५ वर्षसम्मको समयावधिको मुद्धति खाता खोल्न सक्नुहुन्छ)&nbsp;</li>
<li>उच्च ब्याजदर</li>
</ul>

*नियम र सर्तहरू लागू हुनेछ

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