Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.

Product Features and Benefits

  • Mobile Banking free for five years
  • Debit Card free for five years
  • Internet Banking free for five years

*Terms and conditions applied

Customer Segment

Exclusively for the persons designated by other eligible account schemes

Insurance Benefits
ParticularBenefits

Accidental Insurance

Rs. 10 lakhs

Critical Illness

Rs. 10 lakhs

Medical Insurance

Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000)

Tenure of Insurance Facility

5 Years

Insurance Coverage for

Accountholder

Wealth Maximization
ParticularBenefits

DEMAT Account

Free For Five Years

MERO Share Charge

Free For Five Years

Portfolio Management Service Fee

50% Discount for Five Years

Flexi Fixed Facility

Not available

Flexi Fixed Interest Rate (%)

Not available

Prematurity Charge (%)

Not available

Digital and Transaction Banking
ParticularBenefits

Debit Card

Free for Five Years

Mobile Banking

Free for Five Years

Internet Banking

Free for Five Years

Credit Card Limit (In Rs)

Up to Rs. 500,000

Credit Card Joining and Issuance Fee

Free

Credit Card Annual Fee

Free for Five Years

Prepaid Dollar Card

Free for Five years

E-Commerce Activation and Annual Charge

Free for Five years

Cheque Processing

Free for Five Years

RTGS

Free for Five Years

IPS/CIPS

Free for Five Years

Locker Rentals

100% Locker Fee Free for Five Years

Locker Margin

100% Waiver for Five Years

FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only)

25 paisa

ATM Cash Withdrawal (Domestic Bank)

Free for Five Years

ATM Balance Inquiry (Domestic Bank)

Free for Five Years

Loan Related Benefits
ParticularBenefits

Pre-approved Loan Limit (Times of 3 Months Average balance)

10

Premium Over Base Rate on above loan limit (%)

1

Loan Processing Fee (%)

0.25

  • Note: Loan Facility: “Loan Facility” (personal, overdraft and Advance Salary) shall not be available in case of bundle account of following customers
    • Sarbashrestha Talab Bachat Khata – The NIC ASIA Goodwill Ambassador
    • Sarbashrestha Talab Bachat Khata – The Pride of NIC ASIA Bank
    • Sarbashrestha Payroll Bachat Khata – The NIC ASIA Goodwill Ambassador

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

Required Documents

Original Citizenship/ Voter ID / Driving License 

PP size photo

NIC ASIA