Sarbashrestha Bundled Sahaj Bachat Khata is exclusively for the persons designated by other eligible account schemes.
Product Features and Benefits
- Mobile Banking free for five years
- Debit Card free for five years
- Internet Banking free for five years
*Terms and conditions applied
Customer Segment
Exclusively for the persons designated by other eligible account schemes
Insurance Benefits
| Particular | Benefits |
|
Accidental Insurance |
Rs. 10 lakhs |
|
Critical Illness |
Rs. 10 lakhs |
|
Medical Insurance |
Rs. 1 Lakh (OPD up to Rs. 20,000 and Hospitalization treatment up to Rs. 80,000) |
|
Tenure of Insurance Facility |
5 Years |
|
Insurance Coverage for |
Accountholder |
Wealth Maximization
| Particular | Benefits |
|
DEMAT Account |
Free For Five Years |
|
MERO Share Charge |
Free For Five Years |
|
Portfolio Management Service Fee |
50% Discount for Five Years |
|
Flexi Fixed Facility |
Not available |
|
Flexi Fixed Interest Rate (%) |
Not available |
|
Prematurity Charge (%) |
Not available |
Digital and Transaction Banking
| Particular | Benefits |
|
Debit Card |
Free for Five Years |
|
Mobile Banking |
Free for Five Years |
|
Internet Banking |
Free for Five Years |
|
Credit Card Limit (In Rs) |
Up to Rs. 500,000 |
|
Credit Card Joining and Issuance Fee |
Free |
|
Credit Card Annual Fee |
Free for Five Years |
|
Prepaid Dollar Card |
Free for Five years |
|
E-Commerce Activation and Annual Charge |
Free for Five years |
|
Cheque Processing |
Free for Five Years |
|
RTGS |
Free for Five Years |
|
IPS/CIPS |
Free for Five Years |
|
Locker Rentals |
100% Locker Fee Free for Five Years |
|
Locker Margin |
100% Waiver for Five Years |
|
FCY Exchange rebate/premium (limited to USD, GBP, EUR, CAD and AUD only) |
25 paisa |
|
ATM Cash Withdrawal (Domestic Bank) |
Free for Five Years |
|
ATM Balance Inquiry (Domestic Bank) |
Free for Five Years |
Loan Related Benefits
| Particular | Benefits |
|
Pre-approved Loan Limit (Times of 3 Months Average balance) |
10 |
|
Premium Over Base Rate on above loan limit (%) |
1 |
|
Loan Processing Fee (%) |
0.25 |
Privilege Banking
| Particular | Benefits |
|
Guaranteed Service Delivery (In Mins) |
50% of Standard |
|
Compensation for waiting time beyond TAT(In Rs. per instance) |
10 |
|
Dedicated Relationship Management |
Available |
- Note: Loan Facility: “Loan Facility” (personal, overdraft and Advance Salary) shall not be available in case of bundle account of following customers
- Sarbashrestha Talab Bachat Khata – The NIC ASIA Goodwill Ambassador
- Sarbashrestha Talab Bachat Khata – The Pride of NIC ASIA Bank
- Sarbashrestha Payroll Bachat Khata – The NIC ASIA Goodwill Ambassador
With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.
Required Documents
Original Citizenship/ Voter ID / Driving License
PP size photo
