Sarbashrestha Mashik Nichhep Khata is a fixed deposit product that offers customers the ease of saving money periodically from their monthly savings for a specified period of time.

Product Features and Benefits

  • This account helps customers to access automated monthly savings.
  • You can apply for a loan overdraft of up to 90% of the total amount.
  • General customers can open this account.

*Terms and Conditions may apply | The card offers are upto 5 years only. Fees and charges apply and may change.


 Target Customer

Individuals of all age group

 Minimum Balance (In NPR)


 Eligible Monthly Transfer Balance

Minimum NPR 500 or amount equivalent to multiple of NPR 500


3 months to 5 years

 Lump Sum Deposits

Allowed for the multiple of NPR 500 (Physical & Digital Both)

 Interest Calculation


 Interest Capitalization Cycle


 Other Charge

 Applicable Charge as per STC

 Loan Overdraft

 Up to 90% of total amount.

 Premature withdrawal

 As per STC

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

Required Documents

PP size photo

Original Citizenship/ Voter ID / Driving License

Need Help?
Most Frequently Searched
Helpdesk - NIC Asia Bank