Sarbashrestha Mashik Nichhep Khata is a fixed deposit product that offers customers the ease of saving money periodically from their monthly savings for a specified period of time.
Product Features and Benefits
- This account helps customers to access automated monthly savings.
- You can apply for a loan overdraft of up to 90% of the total amount.
- General customers can open this account.
*Terms and Conditions may apply | The card offers are upto 5 years only. Fees and charges apply and may change.
Particular | Benefits |
Target Customer |
Individuals of all age group |
Minimum Balance (In NPR) |
500 |
Eligible Monthly Transfer Balance |
Minimum NPR 500 or amount equivalent to multiple of NPR 500 |
Tenure |
3 months to 5 years |
Lump Sum Deposits |
Allowed for the multiple of NPR 500 (Physical & Digital Both) |
Interest Calculation |
Daily |
Interest Capitalization Cycle |
Quarterly |
Other Charge |
Applicable Charge as per STC |
Loan Overdraft |
Up to 90% of total amount. |
Premature withdrawal |
As per STC |
With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.
Required Documents
PP size photo
Original Citizenship/ Voter ID / Driving License
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