NIC ASIA VISA Credit Card is a revolving credit facility provided by the bank to our customers for purchase of any preferred goods/services & pay later. NIC ASIA VISA Credit card provides a secure and convenient method for performing transactions in fast and efficient way. This Card are accepted as cash substitutes for all kinds of purchases – be it hotel or flight bookings, bill payments, purchasing the latest gadgets, and online and retail shopping. You can pay for small-value and big-ticket items easily with your NIC ASIA VISA Credit Card and also enjoy exclusive Credit Cards offers & Discounts at numerous merchants.

  • To make payment of your personal expenses
Who can apply for NIC AISA Visa Credit Card?
  • Salaried Person
  • Professionals (Chartered Accountants, Doctors, Engineers, etc.)
  • Business Person
  • Existing Loan Customers of the Bank
  • Existing Payroll Customers of the Bank
  • Existing High-Value Deposit Customers of the Bank
Eligibility Criteria
  • Age:18-69 Years
  • Minimum 2 years of work experience/ business experience 
  • Audited/Management Prepared Financial statement in case of business 
  • Salary certificate not older than 3 months for salaried person
  • Bank statement of last 6 months for income verification 
  • Valid for 5 years
Fees & Charges

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

Product Benefits

  • Short-term financing
  • Interest Free credit period up to 45 days
  • Easy EMI Conversion
  • Perform E-Commerce Transactions
  • Cash Withdrawal
  • Easy and Secure Payment Option
  • Exclusive Credit Cards offers & Discounts
  • Free E-Commerce Registration and No Annual Fee for E-Commerce Service.

Features of NIC ASIA Visa Credit Card:

  • Eco-Friendly Green PIN, Paperless PIN Generation through NIC ASIA ATM
  • Easy Tap & Pay contactless technology that doesn’t require PIN verification for the transaction*
  • Secure Chip card with Primary method of PIN verification for ATM & POS
  • Transaction Alerts with instant SMS and email

* Note: Before making a decision about any of our products or services, please read all the Terms and Conditions and consider whether the product or service is right for you.