NIC ASIA Visa Debit Card, the ultimate choice for security and convenience in Nepal.

Keep going with Debit! Do a lot more with your NIC ASIA Visa Debit Card.

Carry your bank account safely wherever you go with NIC ASIA Visa Debit Card. With its cutting-edge EMV/Chip technology and powered by VISA Network, this card provides unmatched protection and advanced contactless payment features. Experience effortless cash withdrawal at Nepal's largest ATM network, ensuring speed and safety in every transaction. Enjoy seamless payments at numerous outlets across Nepal, India & Bhutan. Discover the perfect blend of security, convenience, and accessibility with the NIC ASIA Visa Debit Card – your gateway to a world of financial ease.

  • For Easy Cash Withdrawal
  • To make purchases at merchant locations using POS terminals and ATMs
  • To Conduct Secured Online Transactions
Who can apply for NIC AISA Visa Debit Card?

All Individual Saving and Current account holders of NIC ASIA Bank


Above 18 years of age


Monthly Transaction Limit:

  • Limit in Nepal:
    • ATM: NPR 4,00,000
    • POS: NPR 20,00,000
    • E-Commerce: NPR 10,00,000
  • Limit in India & Bhutan:
    • ATM: INR 1,00,000
    • POS: INR 1,00,000
    • E-Commerce: INR 1,00,000

Daily Transaction Limit:

  • Limit in Nepal:
    • ATM: NPR 1,00,000 (Per Transaction Limit NPR 25,000)
    • POS: NPR 2,00,000
    • E-Commerce: NPR 1,00,000
  • Limit in India & Bhutan:
    • ATM: INR 15,000
    • POS: INR 1,00,000
    • E-Commerce: INR 1,00,000
Interest Rate:

As per STC

Fees & Charges

As per STC

  • Easy Cash Withdrawal
  • Presence of Largest ATM Network
  • Works in Nepal, India and Bhutan
  • Safe and 3D secure online Shopping and Ecommerce transaction
  • Supports contactless payment feature which provide safer and faster payment experience
  • Exclusive deals and discount at merchant outlet in categories such as lifestyle, fine dining, health, fitness & many more.
Features of NIC ASIA Debit Card
  • Eco-Friendly Green PIN
  • Easy Tap & Pay contactless technology*
  • Highly Secured EMV/Chip based technology
  • Instant SMS and email alerts of the transaction

* Upto NPR 5,000, subject to NRB guidelines.

With our digital transaction services, you can easily make payments at over 1,000+ merchant outlets.

Product Benefits

Comparing Our Card Types

* Note: Before making a decision about any of our products or services, please read all the Terms and Conditions and consider whether the product or service is right for you.

Helpdesk - NIC Asia Bank